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 Credit Union of Richmond Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 16, 2026
Credit Union of Richmond's 60 Month Share/IRA CD rates are at 3.55%, Share/IRA CD 60 Month rates are at 3.55%, 48 Month Share/IRA CD rates are at 3.29%, Share/IRA CD 48 Month rates are at 3.29%, *12 Month Youth Special Share/IRA CD rates are at 3.03%. Credit Union of Richmond's savings rates are at 0.50%. MonitorBankRates evaluates the financial stability of Credit Union of Richmond with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.60%. Rates were last updated on 03/16/2026. Credit Union of Richmond money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Credit Union of Richmond? Share your experience about Credit Union of Richmond by leaving a review below, or read customer reviews before you decide to use Credit Union of Richmond. 
Credit Union of Richmond CD Rates
Credit Union of Richmond Savings Rates
Credit Union of Richmond Home Equity & HELOC
Credit Union of Richmond Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Credit Union of Richmond is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Credit Union of Richmond rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Credit Union of Richmond's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Credit Union of Richmond
Website
https://www.curich.org
Address
1601 Ownby Ln,
Richmond, VA 23220
Phone
804-355-9684
Fax
804-355-9725
President
Alvin Strother
CEO
Arthur Hart
Full-Time Employees
10
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.60%
Return on Assets (ROA)
0.0800%
Return on Equity (ROE)
0.4212%
Non-Performing Loans Ratio (NPL)
0.38%
Total Assets
67,657,277
Total Amount of Shares and Deposits
55,268,593
Total Shares and Deposits < 1 Year
52,308,268
Total Shares and Deposits 1 3 Years
1,404,196
Total Shares and Deposits > 3 Years
1,556,129
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,275,325
Total Uninsured Shares and Deposits > $250K (F+J)
2,275,325
Total Insured Shares and Deposits > $250K (item 17 less item K)
52,993,268
Total Interest Expense (Sum of items 6 8)
288,596
Share Certificates
241
Number of Accounts for Share Drafts
2,439
IRA KEOGH Accounts
184
Number of Accounts for Regular Shares
4,567
All other shares
21
Money Market Shares
47
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,715,425
Total Liabilities
55,655,186
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Credit Union of RichmondIs Credit Union of Richmond a safe place to deposit money?Yes, Credit Union of Richmond is considered a safe financial institution. With a Texas Ratio of 0.59662605460596%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Credit Union of Richmond operate?Credit Union of Richmond currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Credit Union of Richmond?Yes, to access services at Credit Union of Richmond, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Credit Union of Richmond does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Credit Union of Richmond provides members with tools to manage their accounts and build a solid financial history. Does Credit Union of Richmond offer online and mobile banking?Most modern institutions like Credit Union of Richmond provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.curich.org. Current Credit Union of Richmond Rates
Retrieved from our database of financial products. Rates subject to change.
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