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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Cornerstone Financial Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Cornerstone Financial Credit Union's 10-Month CD rates are at 4.00%, 12-Month CD rates are at 3.65%, 6-Month CD rates are at 3.50%, 18-Month CD rates are at 3.00%, 24-Month CD rates are at 3.00%. Cornerstone Financial Credit Union's savings rates are at 0.10%. Cornerstone Financial Credit Union's money market rates are at 0.70%. MonitorBankRates evaluates the financial stability of Cornerstone Financial Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.66%. Rates were last updated on 03/25/2026. Cornerstone Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cornerstone Financial Credit Union? Share your experience about Cornerstone Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Cornerstone Financial Credit Union. Cornerstone Financial Credit Union
Main Office 1701 21st Ave s
https://www.bankcfcu.org Nashville, TN 37212 3703 
Cornerstone Financial Credit Union CD Rates
Cornerstone Financial Credit Union Savings Rates
Cornerstone Financial Credit Union Money Market Rates
Cornerstone Financial Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Cornerstone Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cornerstone Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cornerstone Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Cornerstone Financial Credit Union
Website
https://www.bankcfcu.org
Address
1701 21st Ave s,
Nashville, TN 37212 3703
Phone
615-385-1616
Fax
615-385-6845
President
Gary Cowan
CEO
Donna Young
Full-Time Employees
105
Part-Time Employees
1
Branch Locations
7
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.66%
Return on Assets (ROA)
0.8289%
Return on Equity (ROE)
7.8660%
Non-Performing Loans Ratio (NPL)
0.82%
Total Assets
653,738,548
Total Amount of Shares and Deposits
571,490,748
Total Shares and Deposits < 1 Year
568,648,541
Total Shares and Deposits 1 3 Years
2,754,138
Total Shares and Deposits > 3 Years
88,069
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
58,421,480
Total Uninsured Shares and Deposits > $250K (F+J)
58,421,480
Total Insured Shares and Deposits > $250K (item 17 less item K)
513,069,268
Total Interest Expense (Sum of items 6 8)
8,239,132
Share Certificates
3,627
Number of Accounts for Share Drafts
20,278
IRA KEOGH Accounts
482
Number of Accounts for Regular Shares
55,753
Non Member Deposits
5
Money Market Shares
3,191
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
29,583,028
Total Liabilities
588,140,624
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Cornerstone Financial Credit UnionIs Cornerstone Financial Credit Union a safe place to deposit money?Yes, Cornerstone Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 6.6613003676977%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Cornerstone Financial Credit Union operate?Cornerstone Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Cornerstone Financial Credit Union?Yes, to access services at Cornerstone Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Cornerstone Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Cornerstone Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Cornerstone Financial Credit Union offer online and mobile banking?Most modern institutions like Cornerstone Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankcfcu.org. Current Cornerstone Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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