What are the current interest rates at Connex Credit Union?

Current rates for Connex Credit Union include: 12-Month CD: 1.00%, 24-Month CD: 1.50%, 60-Month CD: 1.80%, Savings: 0.01%, MMA: 0.05%

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Connex Credit Union

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Connex Credit Union Rates & Review June 2026

Q: How many branches does Connex Credit Union operate?

Connex Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Connex Credit Union?

Yes, to access services at Connex Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Connex Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Connex Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 3, 2026

Connex Credit Union's 60 month Term CD rates are at 1.90%, 48 month Term CD rates are at 1.80%, 60 month Business Term CD rates are at 1.80%, 36 month Term CD rates are at 1.70%, 48 month Business Term CD rates are at 1.70%. Connex Credit Union's savings rates are at 0.01%. Connex Credit Union's money market rates are at 0.05%. Connex Credit Union's Personal Loan Rates are at 7.24%. MonitorBankRates evaluates the financial stability of Connex Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.64%. Rates were last updated on 06/03/2026.

Connex Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Connex Credit Union? Share your experience about Connex Credit Union by leaving a review below, or read customer reviews before you decide to use Connex Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.64%

Excellent Higher than avg

Connex Credit Union
Corporate Office

PO Box 477
North Haven, CT 06473 0477

https://www.connexcu.org

Connex Credit Union CD Rates

Product	Rate	APY	Term
60 month Term Share Certificate	1.90%	1.90%	60 months
Min Deposit $500 Details APY* with Your Choice Checking. Rate effective May 13, 2024 and is subject to change at any time. Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. Share certificate dividends are compounded daily and paid monthly. Your Choice Checking requires full Direct Deposit or an $8.99 monthly fee is imposed. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
48 month Term Share Certificate	1.80%	1.80%	48 months
Min Deposit $500 Details APY* with Your Choice Checking. Rate effective May 13, 2024 and is subject to change at any time. Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. Share certificate dividends are compounded daily and paid monthly. Your Choice Checking requires full Direct Deposit or an $8.99 monthly fee is imposed. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
60 month Business Term Share Certificate	1.80%	1.80%	60 months
Min Deposit $500 Details APY = Annual Percentage Yield. Rate effective May 13, 2024 and is subject to change at any time. Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. Share certificate dividends are compounded daily and paid monthly. Must be a business member to open account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
36 month Term Share Certificate	1.70%	1.70%	36 months
Min Deposit $500 Details APY* with Your Choice Checking. Rate effective May 13, 2024 and is subject to change at any time. Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. Share certificate dividends are compounded daily and paid monthly. Your Choice Checking requires full Direct Deposit or an $8.99 monthly fee is imposed. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
48 month Business Term Share Certificate	1.70%	1.70%	48 months
Min Deposit $500 Details APY = Annual Percentage Yield. Rate effective May 13, 2024 and is subject to change at any time. Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. Share certificate dividends are compounded daily and paid monthly. Must be a business member to open account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
24 month Term Share Certificate	1.60%	1.60%	24 months
Min Deposit $500 Details APY* with Your Choice Checking. Rate effective May 13, 2024 and is subject to change at any time. Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. Share certificate dividends are compounded daily and paid monthly. Your Choice Checking requires full Direct Deposit or an $8.99 monthly fee is imposed. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
36 month Business Term Share Certificate	1.60%	1.60%	36 months
Min Deposit $500 Details APY = Annual Percentage Yield. Rate effective May 13, 2024 and is subject to change at any time. Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. Share certificate dividends are compounded daily and paid monthly. Must be a business member to open account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
12-month Certificate of Deposit	1.50%	1.50%	12 months
Min Deposit $25 Details Rate effective June 1, 2021 and is subject to change at any time. Early Withdrawal & Penalty: During the term of the Save to Win® Certificate, account holders will be allowed to make one withdrawal from the account, with a $25.00 penalty to be assessed at the time of withdrawal. If the early withdrawal reduces the principal below the minimum balance or a second withdrawal is performed in the 12-month term, the certificate will be closed. The second withdrawal will also result in a $25 penalty to be assessed at the time of withdrawal. If the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal. Exceptions to Early Withdrawal Penalties: At our option, we may pay the account before maturity without imposing an early withdrawal penalty when an account owner dies or is determined legally incompetent by a court or other body of competent jurisdiction. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
24 month Business Term Share Certificate	1.50%	1.50%	24 months
Min Deposit $500 Details APY = Annual Percentage Yield. Rate effective May 13, 2024 and is subject to change at any time. Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. Share certificate dividends are compounded daily and paid monthly. Must be a business member to open account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
12 month Term Share Certificate	1.10%	1.10%	12 months
Min Deposit $500 Details APY* with Your Choice Checking. Rate effective May 13, 2024 and is subject to change at any time. Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. Share certificate dividends are compounded daily and paid monthly. Your Choice Checking requires full Direct Deposit or an $8.99 monthly fee is imposed. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
6 Month Term Share Certificate	1.10%	1.10%	6 months
Min Deposit $500 Details APY* with Your Choice Checking. Rate effective May 13, 2024 and is subject to change at any time. Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. Share certificate dividends are compounded daily and paid monthly. Your Choice Checking requires full Direct Deposit or an $8.99 monthly fee is imposed. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
12 month Business Term Share Certificate	1.00%	1.00%	12 months
Min Deposit $500 Details APY = Annual Percentage Yield. Rate effective May 13, 2024 and is subject to change at any time. Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. Share certificate dividends are compounded daily and paid monthly. Must be a business member to open account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
6 Month Business Term Share Certificate	1.00%	1.00%	6 months
Min Deposit $500 Details APY = Annual Percentage Yield. Rate effective May 13, 2024 and is subject to change at any time. Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. A penalty will be imposed for early withdrawal. Share certificate dividends are compounded daily and paid monthly. Must be a business member to open account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%

Connex Credit Union Savings Rates

Product	Rate	APY
PathwaysTM Savings Account	3.50%	3.50%
Min Balance $0 Details APY = Annual Percentage Yield. Rate effective September 1, 2023 and is subject to change at any time. No minimum deposit is required to open account. Share dvidends are compounded and paid monthly. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Save To Win Share Savings Account	1.50%	1.50%
Min Deposit $25 Min Balance $25 Details Annual Percentage Yield. Dividends paid on balances of $0.01 or more. Account subject to minimum balance requirement of $25. Share dividends are compounded and paid monthly. Rate subject to change and may be withdrawn at any time without notice. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Business Savings	0.05%	0.05%
Min Deposit $25 Details APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. $25 minimum deposit is required to open account, earn APY and is due prior to application for any additional services. Balances that fall below $1,000 are subject to $10 monthly service charge. Dividends paid on balances of $25 or more. Share dividends are compounded and paid monthly. Must be a business member to open account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
PathwaysTM Savings Account	0.05%	0.05%
Min Balance $1,000 Details APY = Annual Percentage Yield. Rate effective September 1, 2023 and is subject to change at any time. No minimum deposit is required to open account. Share dvidends are compounded and paid monthly. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Regular Share Account	0.05%	0.05%
Min Deposit $25 Min Balance $25 Details APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. $25 minimum deposit is required to open account, earn APY and is due prior to application for any additional services. Dividends paid on balances of $25 or more. Account subject to minimum balance requirement of $25. Share dividends are compounded and paid monthly. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Health Savings Account	0.01%	0.01%
Min Balance $0 Details APY = Annual Percentage Yield. Rate effective October 1, 2024 and is subject to change at any time. Share dividends are compounded and paid monthly. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Regular Share Account	-	0.00%
Min Balance $0 Details APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. $25 minimum deposit is required to open account, earn APY and is due prior to application for any additional services. Dividends paid on balances of $25 or more. Account subject to minimum balance requirement of $25. Share dividends are compounded and paid monthly. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%

Connex Credit Union Money Market Rates

Product	Rate	APY
Money Market Share Account	2.60%	2.60%
Min Balance $250,000 Details APY = Annual Percentage Yield. Rate effective October 1, 2024, and is subject to change at any time. No minimum balance required to open account. Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Your Choice Checking requires full Direct Deposit or an $8.99 monthly fee is imposed. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Business Money Market	2.50%	2.50%
Min Balance $250,000 Details APY = Annual Percentage Yield. Rate effective October 1, 2024 and is subject to change at any time. No minimum balance required to open account. Business Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Must be a business member to open account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Money Market Share Account	1.60%	1.60%
Min Balance $100,000 Details APY = Annual Percentage Yield. Rate effective October 1, 2024, and is subject to change at any time. No minimum balance required to open account. Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Your Choice Checking requires full Direct Deposit or an $8.99 monthly fee is imposed. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Business Money Market	1.50%	1.50%
Min Balance $100,000 Details APY = Annual Percentage Yield. Rate effective October 1, 2024 and is subject to change at any time. No minimum balance required to open account. Business Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Must be a business member to open account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Money Market Share Account	0.70%	0.70%
Min Balance $50,000 Details APY = Annual Percentage Yield. Rate effective October 1, 2024, and is subject to change at any time. No minimum balance required to open account. Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Your Choice Checking requires full Direct Deposit or an $8.99 monthly fee is imposed. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Business Money Market	0.60%	0.60%
Min Balance $50,000 Details APY = Annual Percentage Yield. Rate effective October 1, 2024 and is subject to change at any time. No minimum balance required to open account. Business Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Must be a business member to open account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Money Market Share Account	0.60%	0.60%
Min Balance $25,000 Details APY = Annual Percentage Yield. Rate effective October 1, 2024, and is subject to change at any time. No minimum balance required to open account. Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Your Choice Checking requires full Direct Deposit or an $8.99 monthly fee is imposed. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Money Market Share Account	0.55%	0.55%
Min Balance $10,000 Details APY = Annual Percentage Yield. Rate effective October 1, 2024, and is subject to change at any time. No minimum balance required to open account. Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Your Choice Checking requires full Direct Deposit or an $8.99 monthly fee is imposed. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Business Money Market	0.50%	0.50%
Min Balance $25,000 Details APY = Annual Percentage Yield. Rate effective October 1, 2024 and is subject to change at any time. No minimum balance required to open account. Business Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Must be a business member to open account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Money Market Share Account	0.50%	0.50%
Min Balance $2,500 Details APY = Annual Percentage Yield. Rate effective October 1, 2024, and is subject to change at any time. No minimum balance required to open account. Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Your Choice Checking requires full Direct Deposit or an $8.99 monthly fee is imposed. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Business Money Market	0.45%	0.45%
Min Balance $10,000 Details APY = Annual Percentage Yield. Rate effective October 1, 2024 and is subject to change at any time. No minimum balance required to open account. Business Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Must be a business member to open account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Business Money Market	0.40%	0.40%
Min Balance $2,500 Details APY = Annual Percentage Yield. Rate effective October 1, 2024 and is subject to change at any time. No minimum balance required to open account. Business Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Must be a business member to open account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Business Money Market	0.30%	0.30%
Min Balance $0 Details APY = Annual Percentage Yield. Rate effective October 1, 2024 and is subject to change at any time. No minimum balance required to open account. Business Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Must be a business member to open account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Mini Money Market Share Account	0.30%	0.30%
Min Balance $0 Details APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. No minimum balance is required to open an account. $25 minimum deposit is required to earn APY. Mini Money Market rates paid on a tiered rate schedule. Share dividends are compounded and paid monthly.After Age 25 funds will move to a regular Money Market Share Account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Money Market Share Account	0.30%	0.30%
Min Balance $0 Details APY = Annual Percentage Yield. Rate effective October 1, 2024, and is subject to change at any time. No minimum balance required to open account. Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Your Choice Checking requires full Direct Deposit or an $8.99 monthly fee is imposed. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Mini Money Market Share Account	0.25%	0.25%
Min Balance $1,500 Details APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. No minimum balance is required to open an account. $25 minimum deposit is required to earn APY. Mini Money Market rates paid on a tiered rate schedule. Share dividends are compounded and paid monthly.After Age 25 funds will move to a regular Money Market Share Account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Mini Money Market Share Account	0.20%	0.20%
Min Balance $1,000 Details APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. No minimum balance is required to open an account. $25 minimum deposit is required to earn APY. Mini Money Market rates paid on a tiered rate schedule. Share dividends are compounded and paid monthly.After Age 25 funds will move to a regular Money Market Share Account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Mini Money Market Share Account	0.15%	0.15%
Min Balance $500 Details APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. No minimum balance is required to open an account. $25 minimum deposit is required to earn APY. Mini Money Market rates paid on a tiered rate schedule. Share dividends are compounded and paid monthly.After Age 25 funds will move to a regular Money Market Share Account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Mini Money Market Share Account	0.10%	0.10%
Min Balance $250 Details APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. No minimum balance is required to open an account. $25 minimum deposit is required to earn APY. Mini Money Market rates paid on a tiered rate schedule. Share dividends are compounded and paid monthly.After Age 25 funds will move to a regular Money Market Share Account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Mini Money Market Share Account	0.05%	0.05%
Min Balance $25 Details APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. No minimum balance is required to open an account. $25 minimum deposit is required to earn APY. Mini Money Market rates paid on a tiered rate schedule. Share dividends are compounded and paid monthly.After Age 25 funds will move to a regular Money Market Share Account. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%

Connex Credit Union Checking Rates

Product	Rate	APY
Plus Checking Account	1.50%	1.50%
Min Balance $0 Details APY = Annual Percentage Yield. Rate effective October 1, 2024, and is subject to change at any time. If the balance in the account is $25,000.01, then the blended APY would be 1.50%. If the balance in the account is $50,000.00 then the blended APY would be 1.27%. For full Plus Checking qualifications click here. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Plus Checking Account	0.76%	0.76%
Min Balance $25,000 Details APY = Annual Percentage Yield. Rate effective October 1, 2024, and is subject to change at any time. If the balance in the account is $25,000.01, then the blended APY would be 1.50%. If the balance in the account is $50,000.00 then the blended APY would be 1.27%. For full Plus Checking qualifications click here. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Complete Business Checking for Non-Profits	0.10%	0.10%
Details APY = Annual Percentage Yield. Rate effective November 15, 2021 and is subject to change at any time. No minimum balance required to open account. Balances that fall below $1,000 are subject to $14.95 monthly service charge. Checking account dividends are compounded daily and paid monthly. Must be a business member to open account.Yield assumes principal and dividends remain on deposit for one year at the current rate. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Complete Business Checking Plus	0.10%	0.10%
Details APY = Annual Percentage Yield. Rate effective November 15, 2021 and is subject to change at any time. No minimum balance required to open account. Balances that fall below $1,000 are subject to $14.95 monthly service charge. Checking account dividends are compounded daily and paid monthly. Must be a business member to open account.Yield assumes principal and dividends remain on deposit for one year at the current rate. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Plus Checking Account	0.05%	0.05%
Details APY = Annual Percentage Yield. Rate effective October 1, 2024, and is subject to change at any time. If the balance in the account is $25,000.01, then the blended APY would be 1.50%. If the balance in the account is $50,000.00 then the blended APY would be 1.27%. For full Plus Checking qualifications click here. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Teen Green Checking	0.05%	0.05%
Details APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. The APY for balances greater than $25,000 is shown above and depends on the balance in the account, assuming a maximum of $50,000. Balances above $50,000.00 may result in a lower APY than is stated above. Share dividends are compounded and paid monthly. Your Choice Checking requires full Direct Deposit or a $8.99 monthly fee is imposed. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Your Choice Checking	0.05%	0.05%
Details APY = Annual Percentage Yield. Rate effective June 1, 2021 and is subject to change at any time. The APY for balances greater than $25,000 is shown above and depends on the balance in the account, assuming a maximum of $50,000. Balances above $50,000.00 may result in a lower APY than is stated above. Share dividends are compounded and paid monthly. Your Choice Checking requires full Direct Deposit or a $8.99 monthly fee is imposed. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Complete Business Checking	-	0.00%
Details APY = Annual Percentage Yield. Rate effective November 15, 2021 and is subject to change at any time. No minimum balance required to open account. Balances that fall below $1,000 are subject to $14.95 monthly service charge. Checking account dividends are compounded daily and paid monthly. Must be a business member to open account.Yield assumes principal and dividends remain on deposit for one year at the current rate. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%

Connex Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan	-	-	5.75%	5 Years
Details 5.75% APR* for loans $25,000 or More. APR = Annual Percentage Rate. Fixed Rates above are based on borrowing up to 80% of equity in home. Term up to 20 years. Up to 100% loan-to-value financing available, higher rates apply. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Proof of homeowner's insurance is required for all Home Equity products. Home Equity financing on CT owner-occupied properties only. Not available for homes currently for sale. Refinancing existing Connex home equities not eligible. All loans are subject to credit and underwriting approval. Home Equity Loans have no application fee and no closing costs. Other terms and conditions may apply. A $25 balance in your Connex share savings account required. Interest may be tax deductible, please consult your tax advisor. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Home Equity Loan	-	-	6.00%	10 Years
Details 6.00% APR* for loans $25,000 or More. APR = Annual Percentage Rate. Fixed Rates above are based on borrowing up to 80% of equity in home. Term up to 20 years. Up to 100% loan-to-value financing available, higher rates apply. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Proof of homeowner's insurance is required for all Home Equity products. Home Equity financing on CT owner-occupied properties only. Not available for homes currently for sale. Refinancing existing Connex home equities not eligible. All loans are subject to credit and underwriting approval. Home Equity Loans have no application fee and no closing costs. Other terms and conditions may apply. A $25 balance in your Connex share savings account required. Interest may be tax deductible, please consult your tax advisor. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Home Equity Loan	-	-	6.25%	10 Years
Details 6.25% APR* for loans $25,000 or More. APR = Annual Percentage Rate. Fixed Rates above are based on borrowing up to 80% of equity in home. Term up to 20 years. Up to 100% loan-to-value financing available, higher rates apply. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Proof of homeowner's insurance is required for all Home Equity products. Home Equity financing on CT owner-occupied properties only. Not available for homes currently for sale. Refinancing existing Connex home equities not eligible. All loans are subject to credit and underwriting approval. Home Equity Loans have no application fee and no closing costs. Other terms and conditions may apply. A $25 balance in your Connex share savings account required. Interest may be tax deductible, please consult your tax advisor. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Home Equity Loan	-	-	6.38%	15 Years
Details 6.375% APR* for loans $25,000 or More. APR = Annual Percentage Rate. Fixed Rates above are based on borrowing up to 80% of equity in home. Term up to 20 years. Up to 100% loan-to-value financing available, higher rates apply. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Proof of homeowner's insurance is required for all Home Equity products. Home Equity financing on CT owner-occupied properties only. Not available for homes currently for sale. Refinancing existing Connex home equities not eligible. All loans are subject to credit and underwriting approval. Home Equity Loans have no application fee and no closing costs. Other terms and conditions may apply. A $25 balance in your Connex share savings account required. Interest may be tax deductible, please consult your tax advisor. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Home Equity Line of Credit	-	-	6.50%	10 years (Draw Period)
Details Current rate is 6.50% APR †. APR = Annual Percentage Rate - The Annual Percentage Rate (APR) of 6.50% is a variable rate based on an Index minus 0.25%. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. When a range of rates has been published the highest rate will be used. We will use the most recent index value available to us on the 25 th of each month (or the first publication following the 25th) before any annual percentage rate adjustment. As of 12/11/2025, the Prime Rate was 6.75%. The APR cannot fall below the minimum of 3.00% nor exceed a maximum of 18.00%. Obtain credit advances for 10 years (Draw Period), make interest only payments or principal and interest payments during this period, then repay the remaining balance over the next 10 years (Repayment Period). The principal balance will not decrease if interest-only payments are made. The maximum combined loan-to value ratio (existing mortgage loan balances plus Home Equity Credit Line limit) is 80% of appraised value. The minimum line of credit amount is $10,000 and up to a maximum of $300,000. The minimum credit advance that you can make is $500. Third party fees may need to be reimbursed if the loan is closed within the first 24 months. Home Equity Lines of Credit have no application fee, no closing costs, and no annual fee. Proof of homeowners insurance required. CT owner-occupied properties only. Not available for homes currently for sale. Programs, rates, terms, and conditions are subject to change and may be withdrawn without notice. Other terms and conditions may apply. A $25 balance in your Connex share savings account required. Up to 100% loan-to-value financing available, higher rates apply. Interest may be tax deductible, please consult your tax advisor. All loans are subject to credit and underwriting approval. Refinancing existing Connex home equities not eligible. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Home Equity Loan	-	-	6.63%	20 Years
Details 6.625% APR* for loans $25,000 or More. APR = Annual Percentage Rate. Fixed Rates above are based on borrowing up to 80% of equity in home. Term up to 20 years. Up to 100% loan-to-value financing available, higher rates apply. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Proof of homeowner's insurance is required for all Home Equity products. Home Equity financing on CT owner-occupied properties only. Not available for homes currently for sale. Refinancing existing Connex home equities not eligible. All loans are subject to credit and underwriting approval. Home Equity Loans have no application fee and no closing costs. Other terms and conditions may apply. A $25 balance in your Connex share savings account required. Interest may be tax deductible, please consult your tax advisor. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Home Equity Loan	-	-	6.88%	20 Years
Details 6.875% APR* for loans $25,000 or More. APR = Annual Percentage Rate. Fixed Rates above are based on borrowing up to 80% of equity in home. Term up to 20 years. Up to 100% loan-to-value financing available, higher rates apply. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Proof of homeowner's insurance is required for all Home Equity products. Home Equity financing on CT owner-occupied properties only. Not available for homes currently for sale. Refinancing existing Connex home equities not eligible. All loans are subject to credit and underwriting approval. Home Equity Loans have no application fee and no closing costs. Other terms and conditions may apply. A $25 balance in your Connex share savings account required. Interest may be tax deductible, please consult your tax advisor. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%

Connex Credit Union Personal Loan Rates

Product	Rate	APR
E-Bike Personal UNSECURED Loan	-	7.24%
Details Rates as low as 7.24% APR*. APR = Annual Percentage Rate. A 7.24% APR is representative of a 24-month e-bike loan and the monthly payment would be $44.89 for each $1,000 borrowed. Other rates and terms available upon approved credit. Programs, rates, terms, and conditions are subject to change at any time and may be withdrawn without notice. Annual Percentage Rates include a 0.25% rate discount with Auto Pay from a Connex Credit Union checking account. The rate you pay will be determined by the term of the loan, your credit history, and other factors. All loans are subject to credit approval, underwriting guidelines and membership eligibility. Other terms and conditions may apply. Minimum loan amount is $1,000 and maximum loan amount is $20,000. Refinancing existing Connex loans not eligible. Offer good as of April 11, 2022 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
E-Bike Personal UNSECURED Loan	-	8.24%
Details Rates as low as 8.24% APR*. APR = Annual Percentage Rate. Other rates and terms available upon approved credit. Programs, rates, terms, and conditions are subject to change at any time and may be withdrawn without notice. Annual Percentage Rates include a 0.25% rate discount with Auto Pay from a Connex Credit Union checking account. The rate you pay will be determined by the term of the loan, your credit history, and other factors. All loans are subject to credit approval, underwriting guidelines and membership eligibility. Other terms and conditions may apply. Minimum loan amount is $1,000 and maximum loan amount is $20,000. Refinancing existing Connex loans not eligible. Offer good as of April 11, 2022 Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Personal Loan	-	8.24%
Details Rates as low as 8.24% APR**. APR = Annual Percentage Rate. A 8.24% APR is representative of a 36-month personal loan and the monthly payment would be $31.45 for each $1,000 borrowed. Other rates and terms available upon approved credit. Programs, rates, terms, and conditions are subject to change at any time and may be withdrawn without notice. Annual Percentage Rates include a 0.25% rate discount with Auto Pay from a Connex Credit Union checking account. The rate you pay will be determined by the term of the loan, your credit history, and other factors. All loans are subject to credit approval, underwriting guidelines and membership eligibility. Other terms and conditions may apply. Minimum loan amount is $1,000 and maximum loan amount is $20,000. Refinancing existing Connex loans not eligible. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%
Personal Loan	-	9.24%
Details Rates as low as 9.24% APR**. APR = Annual Percentage Rate. Other rates and terms available upon approved credit. Programs, rates, terms, and conditions are subject to change at any time and may be withdrawn without notice. Annual Percentage Rates include a 0.25% rate discount with Auto Pay from a Connex Credit Union checking account. The rate you pay will be determined by the term of the loan, your credit history, and other factors. All loans are subject to credit approval, underwriting guidelines and membership eligibility. Other terms and conditions may apply. Minimum loan amount is $1,000 and maximum loan amount is $20,000. Refinancing existing Connex loans not eligible. Last Updated 06/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.64%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Connex Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Connex Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Connex Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Connex Credit Union

Website https://www.connexcu.org

Address PO Box 477, North Haven, CT 06473 0477

Phone 800-278-6466

Fax 203-239-0434

President Corey Stone

CEO Francesco Mancini

Full-Time Employees 147

Part-Time Employees 10

Branch Locations 8

ATM Locations 7

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.64%

Return on Assets (ROA)

0.2313%

Return on Equity (ROE)

2.5225%

Non-Performing Loans Ratio (NPL)

0.75%

Total Assets

1,050,308,099

Total Amount of Shares and Deposits

872,930,681

Total Shares and Deposits < 1 Year

833,061,967

Total Shares and Deposits 1 3 Years

37,735,892

Total Shares and Deposits > 3 Years

2,132,822

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

71,697,190

Total Uninsured Shares and Deposits > $250K (F+J)

71,697,190

Total Insured Shares and Deposits > $250K (item 17 less item K)

801,233,491

Total Interest Expense (Sum of items 6 8)

17,845,659

Share Certificates

4,769

Number of Accounts for Share Drafts

28,675

IRA KEOGH Accounts

1,271

Number of Accounts for Regular Shares

88,997

All other shares

7,800

Non Member Deposits

Money Market Shares

5,580

Net Income (unless the amount is already included in Undivided Earnings)

2,429,239

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

31,180,712

Total Liabilities

955,534,647

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Connex Credit Union

How many branches does Connex Credit Union operate?

Connex Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Connex Credit Union?

Yes, to access services at Connex Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Connex Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Connex Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Connex Credit Union offer online and mobile banking?

Most modern institutions like Connex Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.connexcu.org.