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Community First Bank

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Community First Bank Rates & Review August 2026

Q: How many branches does Community First Bank operate?

Community First Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Community First Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community First Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Community First Bank rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Community First Bank, and you can see how they compare in the Community First Bank rate tables below. MonitorBankRates evaluates the financial stability of Community First Bank with a 4.2 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 24.94%. Database rates last updated and verified on 08/30/2026.

Community First Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community First Bank? Share your experience about Community First Bank by leaving a review below, or read customer reviews before you decide to use Community First Bank.

Overall Health & Safety Grade

C+

Fair Health Score: 79/100

MonitorBankRates Rating

4.2

Excellent Out of 5.0 Stars

Texas Ratio

24.94%

Good Higher than avg

Community First Bank

122 S Commercial St
Maywood, NE 69038

Current Rate Availability

We're not currently displaying rates for Community First Bank, but our database is updated constantly — check back soon for the latest offers.

Are you with Community First Bank? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community First Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community First Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community First Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community First Bank

Bank Holding Company UNIBANC CORP

Address 122 S Commercial St, Maywood, NE 69038 · Frontier

Website N/A

FDIC Certificate # 15907

Established 07/02/1938

FDIC Insurance Date 08/25/1942

Domestic Offices 4

Total Branches 0

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

C+

Overall Health Grade Score: 79/100

4.2

Excellent Out of 5.0 Stars

24.94%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9947%

Return on Equity (ROE) 12.6900%

Non-Performing Loans (NPL) 1.20%

Total Assets $118,287,000

Total Deposits $106,943,000

Equity Capital $10,848,000

Net Income $136,000

Headquarters Maywood

Total Branches and Offices 4

Source: FDIC | Last Updated 09/30/2024

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Community First Bank

How many branches does Community First Bank operate?

Community First Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community First Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community First Bank provides members with tools to manage their accounts and build a solid financial history.

Does Community First Bank offer online and mobile banking?

Most modern institutions like Community First Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.