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Community Credit Union Of Lynn Rates & Review March 2026

Community Credit Union Of Lynn's 9 month CDs rates are at 3.75%, 13 month CDs rates are at 3.50%, 4 month CDs rates are at 3.50%, 6 month CDs rates are at 3.50%, 11 month CDs rates are at 3.25%. Community Credit Union Of Lynn's savings rates are at 0.02%. Community Credit Union Of Lynn's money market rates are at 0.02%. Community Credit Union Of Lynn's Personal Loan Rates are at 12.50%. MonitorBankRates evaluates the financial stability of Community Credit Union Of Lynn with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.06%. Rates were last updated on 03/20/2026.

Community Credit Union Of Lynn money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Credit Union Of Lynn? Share your experience about Community Credit Union Of Lynn by leaving a review below, or read customer reviews before you decide to use Community Credit Union Of Lynn.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
14.06%
Excellent Higher than avg
Community Credit Union Of Lynn
Lynn
1 Andrew St
Lynn, MA 01901 1101
https://www.myccu.org
Member NCUA

Community Credit Union Of Lynn CD Rates

Product Rate APY Term View More
9 month Certificates 3.69% 3.75% 9
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
13 month Certificates 3.45% 3.50% 13
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
4 month Certificates 3.45% 3.50% 4
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
6 month Certificates 3.45% 3.50% 6
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
11 month Certificates 3.20% 3.25% 11
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
12 month Certificates 2.95% 3.00% 12
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
7 month Certificates 2.95% 3.00% 7
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
15 month Certificates 2.72% 2.75% 15
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
18 month Certificates 2.23% 2.25% 18
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
10 month Certificates 1.98% 2.00% 10
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
14 month Certificates 1.98% 2.00% 14
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
3 month Certificates 1.98% 2.00% 3
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
20 month Certificates 1.74% 1.75% 20
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
24 month Certificates 1.25% 1.25% 24
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
36 month Certificates 1.25% 1.25% 36
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
40 month Certificates 0.25% 0.25% 40
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
48 month Certificates 0.25% 0.25% 48
Min Deposit $1,000
Min Balance $1,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%

Community Credit Union Of Lynn Savings Rates

Product Rate APY View More
Business Savings Account - 0.05%
Min Balance $25
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
Statement Savings/Club A/C's 0.05% 0.05%
Min Deposit $25
Min Balance $25
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
Passbook Savings 0.02% 0.02%
Min Deposit $25
Min Balance $25
Details (Grandfathered)
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%

Community Credit Union Of Lynn Money Market Rates

Product Rate APY View More
Community High Yield Money Market Account 3.69% 3.75%
Min Deposit $10,000
Min Balance $0
Details Earn 3.75% Annual Percentage Yield for new money only.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
Community First Money Market 0.10% 0.10%
Min Deposit $10,000
Min Balance $100,000
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
BUSINESS Money Market Deposit Account (MMDA) 0.02% 0.02%
Min Deposit $1,000
Min Balance $20
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
BUSINESS OR NON PROFIT Special Business Money Market 0.02% 0.02%
Min Deposit $10,000
Min Balance $20
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
Community First Money Market 0.02% 0.02%
Min Deposit $10,000
Min Balance $25
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
Money Market Deposit Account 0.02% 0.02%
Min Deposit $1,000
Min Balance $25
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%

Community Credit Union Of Lynn Checking Rates

Product Rate APY View More
NOW Checking Account 0.02% 0.02%
Min Balance $15
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%

Community Credit Union Of Lynn Auto Loan Rates

Product Rate Points APR Term View More
Auto loan - - 5.75%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%

Community Credit Union Of Lynn Credit Card Rates

Product Rate APR View More
Visa Business - 0.99%
Details Intro rate expires: 6 billing cycles; Regular APR: 8.00% + Prime Rate
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
Visa Signature with Rewards - 0.99%
Details Intro rate expires: 6 billing cycles; Regular APR: 9.00% + Prime Rate
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
Visa Vivid - 0.99%
Details Intro rate expires: 6 billing cycles; Regular APR: 5.50% + Prime Rate
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
Visa Vivid with Rewards - 0.99%
Details Intro rate expires: 6 billing cycles; Regular APR: 9.00% + Prime Rate
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
Visa Pivot - 18.00%
No additional details.
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%

Community Credit Union Of Lynn Personal Loan Rates

Product Rate APR View More
Personal Loan - 12.50%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
Personal Loan - 13.00%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
Personal Loan - 13.25%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
Personal Loan - 13.50%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%
Personal Loan - 14.25%
Details As Low As
Last Updated 03/20/2026
Institution Ratings
5.0
Star Rating
A-
Health Grade
Texas Ratio: 14.06%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Community Credit Union Of Lynn is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Credit Union Of Lynn rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community Credit Union Of Lynn's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Community Credit Union Of Lynn
Address 1 Andrew St, Lynn, MA 01901 1101
Phone 781-598-0820
Fax 781-593-3190
President Peter Katsos
CEO Nicholas Sarantopoulos
Full-Time Employees 29
Part-Time Employees 2
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (93/100)
Texas Ratio
14.06%
Return on Assets (ROA)
-0.4718%
Return on Equity (ROE)
-6.7797%
Non-Performing Loans Ratio (NPL)
1.26%
Total Assets
183,771,303
Total Amount of Shares and Deposits
155,380,191
Total Shares and Deposits < 1 Year
152,854,370
Total Shares and Deposits 1 3 Years
2,425,306
Total Shares and Deposits > 3 Years
100,515
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
20,150,675
Total Uninsured Shares and Deposits > $250K (F+J)
20,150,675
Total Insured Shares and Deposits > $250K (item 17 less item K)
135,229,516
Total Interest Expense (Sum of items 6 8)
3,057,252
Share Certificates
340
Number of Accounts for Share Drafts
3,769
IRA KEOGH Accounts
107
Number of Accounts for Regular Shares
6,406
All other shares
156
Non Member Deposits
6
Money Market Shares
322
Net Income (unless the amount is already included in Undivided Earnings)
-867,032
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,445,112
Total Liabilities
172,679,420
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Community Credit Union Of Lynn

Is Community Credit Union Of Lynn a safe place to deposit money?

Yes, Community Credit Union Of Lynn is considered a safe financial institution. With a Texas Ratio of 14.061785253106%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Community Credit Union Of Lynn operate?

Community Credit Union Of Lynn currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Community Credit Union Of Lynn?

Yes, to access services at Community Credit Union Of Lynn, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Community Credit Union Of Lynn does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community Credit Union Of Lynn provides members with tools to manage their accounts and build a solid financial history.

Does Community Credit Union Of Lynn offer online and mobile banking?

Most modern institutions like Community Credit Union Of Lynn provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myccu.org.

Current Community Credit Union Of Lynn Rates

  • 12-Month CD3.00%
  • 18-Month CD2.25%
  • 24-Month CD1.25%
  • Savings0.02%
  • MMA0.02%
Retrieved from our database of financial products. Rates subject to change.