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Commodore Perry Federal Credit Union Rates & Review April 2026

Commodore Perry Federal Credit Union's 60 month CDs rates are at 3.03%, IRA CD 60 month rates are at 3.03%, 48 month CDs rates are at 2.27%, IRA CD 48 month rates are at 2.27%, 36 month CDs rates are at 2.02%. Commodore Perry Federal Credit Union's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Commodore Perry Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.36%. Rates were last updated on 04/05/2026.

Commodore Perry Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commodore Perry Federal Credit Union? Share your experience about Commodore Perry Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Commodore Perry Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.36%
Excellent Lower than avg
Commodore Perry Federal Credit Union
COMMODORE PERRY FEDERAL CREDIT UNION
1016 S STATE ROUTE 19
OAK HARBOR, OH 43449
https://www.cpfcu.coop/
Member NCUA

Commodore Perry Federal Credit Union CD Rates

Product Rate APY Term View More
60 month Certificates 3.00% 3.03% 60 months
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
IRA Certificate 60 month 3.00% 3.03% 60
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
48 month Certificates 2.25% 2.27% 48 months
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
IRA Certificate 48 month 2.25% 2.27% 48
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
36 month Certificates 2.00% 2.02% 36 months
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
IRA Certificate 36 month 2.00% 2.02% 36
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
24 month Certificates 1.50% 1.51% 24 months
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
IRA Certificate 24 month 1.50% 1.51% 24
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
18 month Certificates 1.35% 1.36% 18 months
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
IRA Certificate 18 month 1.35% 1.36% 18
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
12 month Certificates 1.25% 1.26% 12 months
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
IRA Certificate 12 month 1.25% 1.26% 12
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
6 month Certificates 1.00% 1.00% 6 months
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%

Commodore Perry Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club Share Account 0.75% 0.75%
Min Balance $100
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
Jr. Commodore Savers Account 0.75% 0.75%
Min Balance $25
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
Regular Share Account 0.05% 0.05%
Min Balance $200
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
Christmas Club Share Account 0.03% 0.03%
Min Balance $3,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
Jr. Commodore Savers Account 0.03% 0.03%
Min Balance $3,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%

Commodore Perry Federal Credit Union Money Market Rates

Product Rate APY View More
Flagship Money Market Account 4.00% 4.00%
Min Balance $250,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
Flagship Money Market Account 1.50% 1.51%
Min Balance $75,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
Flagship Money Market Account 1.00% 1.00%
Min Balance $35,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
Flagship Money Market Account 0.75% 0.75%
Min Balance $10,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%
Flagship Money Market Account 0.50% 0.50%
Min Balance $2,500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%

Commodore Perry Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Home Equity - - 6.50%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%

Commodore Perry Federal Credit Union Credit Card Rates

Product Rate APR View More
Commodore Perry Visa Credit Card - 11.40%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.36%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Commodore Perry Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Commodore Perry Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Commodore Perry Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Commodore Perry Federal Credit Union
Address 1016 S STATE ROUTE 19, OAK HARBOR, OH 43449
Phone 419-898-3366
Fax 419-898-0065
President CHARLEEN HAYES
CEO ANGELA FINN
Full-Time Employees 29
Part-Time Employees 1
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.36%
Return on Assets (ROA)
0.3666%
Return on Equity (ROE)
3.6371%
Non-Performing Loans Ratio (NPL)
0.64%
Total Assets
101,917,372
Total Amount of Shares and Deposits
86,188,934
Total Shares and Deposits < 1 Year
75,750,130
Total Shares and Deposits 1 3 Years
7,147,851
Total Shares and Deposits > 3 Years
3,290,953
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,099,674
Total Uninsured Shares and Deposits > $250K (F+J)
6,099,674
Total Insured Shares and Deposits > $250K (item 17 less item K)
80,089,260
Total Interest Expense (Sum of items 6 8)
1,230,565
Share Certificates
317
Number of Accounts for Share Drafts
4,815
IRA KEOGH Accounts
64
Number of Accounts for Regular Shares
8,965
All other shares
470
Non Member Deposits
26
Money Market Shares
560
Net Income (unless the amount is already included in Undivided Earnings)
373,625
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,158,171
Total Liabilities
92,985,675
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Commodore Perry Federal Credit Union

Is Commodore Perry Federal Credit Union a safe place to deposit money?

Yes, Commodore Perry Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.3577770212869%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Commodore Perry Federal Credit Union operate?

Commodore Perry Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Commodore Perry Federal Credit Union?

Yes, to access services at Commodore Perry Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Commodore Perry Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Commodore Perry Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Commodore Perry Federal Credit Union offer online and mobile banking?

Most modern institutions like Commodore Perry Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cpfcu.coop/.

Current Commodore Perry Federal Credit Union Rates

  • 12-Month CD1.26%
  • 18-Month CD1.36%
  • 24-Month CD1.51%
  • 60-Month CD3.03%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.