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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 CoastLife Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 9, 2026
CoastLife Credit Union's 6 CD rates are at 3.95%, 15 CD rates are at 3.85%, 24 IRA CD rates are at 3.82%, 12 CD rates are at 3.80%, 24 CD rates are at 3.50%. CoastLife Credit Union's savings rates are at 0.25%. CoastLife Credit Union's Personal Loan Rates are at 18.00%. MonitorBankRates evaluates the financial stability of CoastLife Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.60%. Rates were last updated on 04/09/2026. CoastLife Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CoastLife Credit Union? Share your experience about CoastLife Credit Union by leaving a review below, or read customer reviews before you decide to use CoastLife Credit Union. CoastLife Credit Union
Administration Building 6810 Saratoga Blvd
https://www.coastlifecu.com Corpus Christi, TX 78414 
CoastLife Credit Union CD Rates
CoastLife Credit Union Savings Rates
CoastLife Credit Union Checking Rates
CoastLife Credit Union Home Equity & HELOC
CoastLife Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for CoastLife Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CoastLife Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CoastLife Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
CoastLife Credit Union
Website
https://www.coastlifecu.com
Address
6810 Saratoga Blvd,
Corpus Christi, TX 78414
Phone
361-985-6810
Fax
361-986-0636
President
Lynda De Leon
CEO
Gina Prince Bryant
Full-Time Employees
126
Part-Time Employees
14
Branch Locations
9
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.60%
Return on Assets (ROA)
0.1324%
Return on Equity (ROE)
1.1144%
Non-Performing Loans Ratio (NPL)
1.51%
Total Assets
508,590,833
Total Amount of Shares and Deposits
451,949,496
Total Shares and Deposits < 1 Year
441,353,473
Total Shares and Deposits 1 3 Years
10,596,024
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
60,817,162
Total Uninsured Shares and Deposits > $250K (F+J)
60,817,162
Total Insured Shares and Deposits > $250K (item 17 less item K)
391,132,334
Total Interest Expense (Sum of items 6 8)
6,140,527
Share Certificates
2,792
Number of Accounts for Share Drafts
22,842
IRA KEOGH Accounts
509
Number of Accounts for Regular Shares
38,909
All other shares
176
Non Member Deposits
2
Money Market Shares
1,505
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
53,331,077
Total Liabilities
455,572,693
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About CoastLife Credit UnionIs CoastLife Credit Union a safe place to deposit money?Yes, CoastLife Credit Union is considered a safe financial institution. With a Texas Ratio of 8.5989652138466%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does CoastLife Credit Union operate?CoastLife Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join CoastLife Credit Union?Yes, to access services at CoastLife Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, CoastLife Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CoastLife Credit Union provides members with tools to manage their accounts and build a solid financial history. Does CoastLife Credit Union offer online and mobile banking?Most modern institutions like CoastLife Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.coastlifecu.com. Current CoastLife Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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