|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Cincinnati Employees Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
Cincinnati Employees Credit Union's 36 month CD rates are at 3.80%, CDs of Deposit (Savings CDs) 36 month rates are at 3.80%, IRA 12 month CD rates are at 3.80%, 24 month CD rates are at 3.65%, CDs of Deposit (Savings CDs) 24 month rates are at 3.65%. Cincinnati Employees Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Cincinnati Employees Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.38%. Rates were last updated on 04/08/2026. Cincinnati Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cincinnati Employees Credit Union? Share your experience about Cincinnati Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Cincinnati Employees Credit Union. Cincinnati Employees Credit Union
Cincinnati Employees Credit Union 1003 Harrison Ave Ste 200
https://www.cintiecu.org Harrison, OH 45030 2132 
Cincinnati Employees Credit Union CD Rates
Cincinnati Employees Credit Union Savings Rates
Cincinnati Employees Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Cincinnati Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cincinnati Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cincinnati Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Cincinnati Employees Credit Union
Website
https://www.cintiecu.org
Address
1003 Harrison Ave Ste 200,
Harrison, OH 45030 2132
Phone
513-367-4495
Fax
513-367-7762
President
Dustin Bauer
CEO
Christan Eldridge
Full-Time Employees
4
Part-Time Employees
3
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.38%
Return on Assets (ROA)
0.1224%
Return on Equity (ROE)
1.1436%
Non-Performing Loans Ratio (NPL)
1.57%
Total Assets
33,788,763
Total Amount of Shares and Deposits
29,978,267
Total Shares and Deposits < 1 Year
26,430,371
Total Shares and Deposits 1 3 Years
3,547,896
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,900,787
Total Uninsured Shares and Deposits > $250K (F+J)
2,900,787
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,077,480
Total Interest Expense (Sum of items 6 8)
380,607
Share Certificates
201
Number of Accounts for Share Drafts
696
IRA KEOGH Accounts
234
Number of Accounts for Regular Shares
1,729
All other shares
348
Net Income (unless the amount is already included in Undivided Earnings)
41,371
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,843,539
Total Liabilities
30,171,283
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Cincinnati Employees Credit UnionIs Cincinnati Employees Credit Union a safe place to deposit money?Yes, Cincinnati Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 7.3808562866968%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Cincinnati Employees Credit Union operate?Cincinnati Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Cincinnati Employees Credit Union?Yes, to access services at Cincinnati Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Cincinnati Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Cincinnati Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Cincinnati Employees Credit Union offer online and mobile banking?Most modern institutions like Cincinnati Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cintiecu.org. Current Cincinnati Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
REV
CAMPCO
Ottawa Hiway Credit Union
Genco Federal Credit Union
Alcoa Community Federal Credit Union
Lovers Lane Credit Union
UP State Credit Union
South Bend Transit Federal Credit Union
First Choice Credit Union West Palm Beach, FL
Community Promise Federal Credit Union
O Bee Credit Union
Triboro Postal Federal Credit Union
Logix Federal Credit Union
Gorman Rupp and Associates Credit Union
Thunderbolt Area Federal Credit Union
Foothills Credit Union
Alpha Credit Union
Generations Federal Credit Union
Decatur Earthmover Credit Union
Midwest Liberty Federal Credit Union
Library Of Congress Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
