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Champion Credit Union Toledo, OH Rates & Review April 2026

Champion Credit Union Toledo, OH's 36 month (3 Year) IRA CD rates are at 3.25%, 36 month (3 Year) Term CD rates are at 3.25%, 48 Month (4 Year) IRA CD rates are at 3.25%, 48 Month (4 Year) Term CD rates are at 3.25%, 12 month (1 Year) IRA CD rates are at 3.00%. Champion Credit Union Toledo, OH's Personal Loan Rates are at 9.74%. MonitorBankRates evaluates the financial stability of Champion Credit Union Toledo, OH with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.40%. Rates were last updated on 04/08/2026.

Champion Credit Union Toledo, OH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Champion Credit Union Toledo, OH? Share your experience about Champion Credit Union Toledo, OH by leaving a review below, or read customer reviews before you decide to use Champion Credit Union Toledo, OH.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.40%
Excellent Lower than avg
Champion Credit Union Toledo, OH
Main Office
4140 W Laskey Rd
Toledo, OH 43623 3758
https://www.championcu.org
Member NCUA

Champion Credit Union Toledo, OH CD Rates

Product Rate APY Term View More
36 month (3 Year) IRA Certificate 3.20% 3.25% 36
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
36 month (3 Year) Term Share Certificate 3.20% 3.25% 36
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
48 Month (4 Year) IRA Certificate 3.20% 3.25% 48
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
48 Month (4 Year) Term Share Certificate 3.20% 3.25% 48
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
12 month (1 Year) IRA Certificate 2.96% 3.00% 12
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
12 month (1 Year) Term Share Certificate 2.96% 3.00% 12
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
18 month IRA Certificate 2.96% 3.00% 18
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
18 month Term Share Certificate 2.96% 3.00% 18
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
24 month (2 Year) IRA Certificate 2.96% 3.00% 24
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
24 month (2 Year) Term Share Certificate 2.96% 3.00% 24
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
6 Month Term Share Certificate 1.98% 2.00% 6
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
12 month (1 Year) Young Savers Certificate 0.55% 0.55% 12
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Champion Credit Union Toledo, OH Savings Rates

Product Rate APY View More
Holiday Club 0.05% 0.05%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Spring Vacation Club 0.05% 0.05%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Vacation Club 0.05% 0.05%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Young Savers Club 0.05% 0.05%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Champion Credit Union Toledo, OH Credit Card Rates

Product Rate APR View More
VISA - 14.99%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Champion Credit Union Toledo, OH Personal Loan Rates

Product Rate APR View More
Personal - 9.74%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Champion Credit Union Toledo, OH is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Champion Credit Union Toledo, OH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Champion Credit Union Toledo, OH's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Champion Credit Union Toledo, OH
Address 4140 W Laskey Rd, Toledo, OH 43623 3758
Phone 419-407-4140
Fax 419-407-8909
President Terry Benton
CEO Steven Grindle
Full-Time Employees 14
Part-Time Employees 1
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.40%
Return on Assets (ROA)
0.3884%
Return on Equity (ROE)
3.4510%
Non-Performing Loans Ratio (NPL)
0.80%
Total Assets
72,288,057
Total Amount of Shares and Deposits
64,056,992
Total Shares and Deposits < 1 Year
62,850,151
Total Shares and Deposits 1 3 Years
927,372
Total Shares and Deposits > 3 Years
279,470
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,630,898
Total Uninsured Shares and Deposits > $250K (F+J)
1,630,898
Total Insured Shares and Deposits > $250K (item 17 less item K)
62,426,094
Total Interest Expense (Sum of items 6 8)
357,058
Share Certificates
144
Number of Accounts for Share Drafts
3,049
IRA KEOGH Accounts
130
Number of Accounts for Regular Shares
6,367
Money Market Shares
168
Net Income (unless the amount is already included in Undivided Earnings)
280,751
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,523,660
Total Liabilities
64,641,229
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Champion Credit Union Toledo, OH

Is Champion Credit Union Toledo, OH a safe place to deposit money?

Yes, Champion Credit Union Toledo, OH is considered a safe financial institution. With a Texas Ratio of 2.397320682805%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Champion Credit Union Toledo, OH operate?

Champion Credit Union Toledo, OH currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Champion Credit Union Toledo, OH?

Yes, to access services at Champion Credit Union Toledo, OH, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Champion Credit Union Toledo, OH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Champion Credit Union Toledo, OH provides members with tools to manage their accounts and build a solid financial history.

Does Champion Credit Union Toledo, OH offer online and mobile banking?

Most modern institutions like Champion Credit Union Toledo, OH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.championcu.org.

Current Champion Credit Union Toledo, OH Rates

  • 12-Month CD0.55%
  • 18-Month CD3.00%
  • 24-Month CD3.00%
Retrieved from our database of financial products. Rates subject to change.