MonitorBankRates
  1. Home
  2. Credit Unions
  3. CASCO Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

CASCO Federal Credit Union Rates & Review March 2026

CASCO Federal Credit Union's IRA CD 12 month rates are at 3.87%, IRA CD 18 month rates are at 3.51%, IRA CD 24 month rates are at 3.51%, IRA CD 60 month rates are at 3.50%, IRA CD 48 month rates are at 3.45%. CASCO Federal Credit Union's savings rates are at 0.00%. CASCO Federal Credit Union's Personal Loan Rates are at 4.75%. MonitorBankRates evaluates the financial stability of CASCO Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.84%. Rates were last updated on 03/25/2026.

CASCO Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CASCO Federal Credit Union? Share your experience about CASCO Federal Credit Union by leaving a review below, or read customer reviews before you decide to use CASCO Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.84%
Excellent Higher than avg
Farmers-Merchants B&T Co.
Branch Office Gorham
375 Main St
Gorham, ME 04038 1336
http://www.cascofcu.com
Member NCUA

CASCO Federal Credit Union CD Rates

Product Rate APY Term View More
IRA Certificate 12 month 3.80% 3.87% 12 Months
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.84%
IRA Certificate 18 month 3.45% 3.51% 18 Months
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.84%
IRA Certificate 24 month 3.45% 3.51% 24 Months
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.84%
IRA Certificate 60 month 3.45% 3.50% 60 Months
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.84%
IRA Certificate 48 month 3.40% 3.45% 48 Months
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.84%
IRA Certificate 36 month 3.30% 3.35% 36 Months
Min Deposit $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.84%

CASCO Federal Credit Union Savings Rates

Product Rate APY View More
Club 0.10% 0.10%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.84%
Health Savings Account 0.10% 0.10%
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.84%
IRA Club 0.10% 0.10%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.84%
Health Savings Account - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.84%

CASCO Federal Credit Union Checking Rates

Product Rate APY View More
Free Platinum Rewards Checking - 3.00%
Min Deposit $50
Details Qualifying balance up to $25,000.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.84%
Platinum Rewards Checking* 3.00% 3.00%
Min Deposit $50
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.84%

CASCO Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 5.99%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.84%

CASCO Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Spring 2026 Promo Auto Loan - - 4.75% 60
Details As Low As; Zoom into savings and enjoy rates as low as 4.75% APR* for up to 60 months, with fast approvals.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.84%

CASCO Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 10.99%
Details Regular APR: 10.99% - 17.99%
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.84%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for CASCO Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CASCO Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CASCO Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name CASCO Federal Credit Union
Address 375 Main St, Gorham, ME 04038 1336
Phone 207-839-5588
Fax 207-839-5413
President John Zerillo
CEO Martinique Allen
Full-Time Employees 22
Part-Time Employees 1
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.84%
Return on Assets (ROA)
0.5015%
Return on Equity (ROE)
5.4394%
Non-Performing Loans Ratio (NPL)
1.19%
Total Assets
119,247,502
Total Amount of Shares and Deposits
107,465,954
Total Shares and Deposits < 1 Year
103,313,423
Total Shares and Deposits 1 3 Years
3,589,931
Total Shares and Deposits > 3 Years
562,600
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,430,552
Total Uninsured Shares and Deposits > $250K (F+J)
2,430,552
Total Insured Shares and Deposits > $250K (item 17 less item K)
105,035,402
Total Interest Expense (Sum of items 6 8)
1,015,767
Share Certificates
609
Number of Accounts for Share Drafts
5,333
IRA KEOGH Accounts
307
Number of Accounts for Regular Shares
9,665
All other shares
585
Money Market Shares
125
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,808,454
Total Liabilities
108,254,894
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for CASCO Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for CASCO Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About CASCO Federal Credit Union

Is CASCO Federal Credit Union a safe place to deposit money?

Yes, CASCO Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 7.8399574212228%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does CASCO Federal Credit Union operate?

CASCO Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join CASCO Federal Credit Union?

Yes, to access services at CASCO Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, CASCO Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CASCO Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does CASCO Federal Credit Union offer online and mobile banking?

Most modern institutions like CASCO Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.cascofcu.com.

Current CASCO Federal Credit Union Rates

  • 12-Month CD3.87%
  • 18-Month CD3.51%
  • 24-Month CD3.51%
  • 60-Month CD3.50%
  • Savings0.00%
Retrieved from our database of financial products. Rates subject to change.