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Campus Federal Credit Union Rates & Review September 2026

Campus Federal Credit Union's 91 Day CD rates are at 3.60%, 91 days Jumbo CD Accounts rates are at 3.60%, 12 month rates are at 3.55%, 182 Day CD rates are at 3.55%, 72 month rates are at 3.55%. Campus Federal Credit Union's savings rates are at 0.10%. Campus Federal Credit Union's money market rates are at 0.15%. Campus Federal Credit Union's 15 Year Conventional Conforming Loan rates are at 4.33%, 15 Year Conventional Conforming Loan rates are at 4.42%, 30 Year Conventional Conforming Loan rates are at 4.63%, 30 Year FHA Loan rates are at 4.63%, 30 Year Conventional Conforming Loan rates are at 4.80%. Campus Federal Credit Union's Personal Loan Rates are at 7.09%. MonitorBankRates evaluates the financial stability of Campus Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.28%. Rates last updated and verified on 08/31/2026.

Campus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Campus Federal Credit Union? Share your experience about Campus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Campus Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.28%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Campus Federal Credit Union
Perkins Operation Center
6230 Perkins Rd
Baton Rouge, LA 70808
https://www.campusfederal.org
Member NCUA

Campus Federal Credit Union CD Rates

Product Rate APY Term View More
91 Day Certificate 3.55% 3.60% 91 days
Min Balance $500
Details Dividends paid at maturity
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
91 days Jumbo Certificate Accounts 3.55% 3.60% 91 days
Min Balance $100,000
Details Dividends paid at maturity
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
12 month 3.50% 3.55% 12 months
Min Balance $500
Details Dividends credited quarterly
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
182 Day Certificate 3.52% 3.55% 182 days
Min Balance $500
Details Dividends paid at maturity
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
72 month 3.50% 3.55% 72 months
Min Balance $1,000
Details Dividends credited quarterly
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
182 days Jumbo Certificate Accounts 3.52% 3.55% 182 days
Min Balance $100,000
Details Dividends paid at maturity
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
18 month 3.45% 3.50% 18 months
Min Balance $1,000
Details Dividends credited quarterly
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
24 month 3.45% 3.50% 24 months
Min Balance $1,000
Details Dividends credited quarterly
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
30 Day Certificate 3.45% 3.50% 30 days
Min Balance $500
Details Dividends paid at maturity
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
9-month 3.48% 3.50% 9-month
Min Balance $500
Details Dividends paid at maturity
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
18 month Jumbo Certificate Accounts 3.45% 3.50% 18 months
Min Balance $100,000
Details Dividends credited quarterly
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
60 month 3.41% 3.45% 60 months
Min Balance $1,000
Details Dividends credited quarterly
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
7 month 3.43% 3.45% 7 month
Min Balance $500
Details Dividends paid at maturity
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
24 month 3.36% 3.40% 24 months
Min Balance $1,000
Details Dividends credited quarterly
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
24 month Jumbo Certificate Accounts 3.36% 3.40% 24 months
Min Balance $100,000
Details Dividends credited quarterly
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
48 month 3.31% 3.35% 48 months
Min Balance $1,000
Details Dividends credited quarterly
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
36 month 3.26% 3.30% 36 months
Min Balance $1,000
Details Dividends credited quarterly
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
36 month Jumbo Certificate Accounts 3.26% 3.30% 36 months
Min Balance $100,000
Details Dividends credited quarterly
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
30 month 2.97% 3.00% 30 months
Min Balance $1,000
Details Dividends credited quarterly
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Campus Federal Credit Union Savings Rates

Product Rate APY View More
Business Savings 0.10% 0.10%
Min Balance $250
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Club Savings 0.10% 0.10%
Min Balance $200
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Health Savings Accounts (HSA) 0.10% 0.10%
Min Balance $500
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Share Savings 0.10% 0.10%
Min Balance $5
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Campus Federal Credit Union Money Market Rates

Product Rate APY View More
Business Money Market Account 0.43% 0.43%
Min Balance $2,500
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Business Money Market Account 0.33% 0.33%
Min Balance $2,500
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Money Market Accounts 0.25% 0.25%
Min Balance $100,000
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Money Market Accounts 0.20% 0.20%
Min Balance $25,000
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Business Money Market Account 0.15% 0.15%
Min Balance $2,500
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Money Market Accounts 0.15% 0.15%
Min Balance $2,500
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Campus Federal Credit Union Checking Rates

Product Rate APY View More
Lagniappe Checking 4.41% 4.50%
Min Balance $0
Details Qualifications Required: Met Qualifications; Balance up to $10,000
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Lagniappe Lite Checking 3.69% 3.75%
Min Balance $0
Details Qualifications Required: Met Qualifications; Met Qualifications - Balance up to $10,000
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Business Solution Checking 0.15% 0.15%
Min Balance $200
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Lagniappe Checking 0.05% 0.05%
Min Balance $10,000
Details Qualifications Required: Met Qualifications; Balance over $10,000
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Lagniappe Lite Checking 0.05% 0.05%
Min Balance $10,000
Details Qualifications Required: Met Qualifications; Met Qualifications - Balance over $10,000
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Campus Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
15 Year Conventional Conforming Loan 4.33% - 4.33% 180 months
Details Rates quoted are not locked in and are subject to change. For example, a 4.326% APR equals an estimated $7.33 monthly payment for 180 months per $1,000.00 borrowed.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
15 Year Conventional Conforming Loan 4.43% - 4.43% 180 months
Details Rates quoted are not locked in and are subject to change. For example, a 4.425% APR equals an estimated $7.46 monthly payment for 180 months per $1,000.00 borrowed.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
30 Year Conventional Conforming Loan 4.64% - 4.64% 360 months
Details Rates quoted are not locked in and are subject to change. For example, a 4.635% APR equals an estimated $4.99 monthly payment for 360 months per $1,000.00 borrowed.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
30 Year FHA Loan 4.64% - 4.64% 360 months
Details Rates quoted are not locked in and are subject to change. For example, a 4.635% APR equals an estimated $5.08 monthly payment for 360 months per $1,000.00 borrowed.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
30 Year Conventional Conforming Loan 4.80% - 4.80% 360 months
Details Rates quoted are not locked in and are subject to change. For example, a 4.799% APR equals an estimated $5.14 monthly payment for 360 months per $1,000.00 borrowed.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
15 Year Fixed 6.00% - 6.45% 15 Year Fixed
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
15 Year Conventional Conforming Loan 6.25% - 6.58% 15 Year Fixed
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
30 Year Fixed 6.75% - 6.91% 30 Year
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Mortgage Rates Guide - 30 Year Fixed 6.50% - 7.10% 30 Year
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
30 Year Fixed 6.38% 1.000% 7.18% 30 Year
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
30 Year FHA Loan 6.38% - 7.42% 30 Year
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Campus Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 6.50%
Details First Mortgage < 80% loan to value
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Home Equity Line of Credit (HELOC) - - 6.75%
Details As Low As; 80% or less loan to value
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Home Equity Bridge Loan - - 6.95% 6 months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Home Equity Fixed Loan - - 6.95% 0 - 60 months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Home Equity Bridge Loan - - 7.20% 6 months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Home Equity Fixed Loan - - 7.20% 0 - 60 months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Home Equity Bridge Loan - - 7.45% 6 months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Home Equity Fixed Loan - - 7.45% 0 - 60 months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Home Equity Line of Credit (HELOC) - - 7.50%
Details 81% - 90% loan to value
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Home Equity Fixed Loan - - 7.51% 61 - 120 months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Home Equity Fixed Loan - - 7.74% 61 - 120 months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Home Equity Fixed Loan - - 7.99% 61 - 120 months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Home Equity Fixed Loan - - 8.24% 121 - 180 months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Home Equity Line of Credit (HELOC) - - 8.25%
Details 91% - 100% loan to value
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Campus Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loan - - 5.99% 24 months
Details As Low As
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Vehicle Loan - - 6.29% 72 months
Details As Low As
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Vehicle Loan - - 6.49% 78 months
Details As Low As
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Vehicle Loan - - 6.50% 24 months
Details As Low As
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Vehicle Loan - - 6.64% 84 months
Details As Low As
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Auto Loans - - 6.74% 60 months
Details Offer is subject to membership and credit approval. Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. Loan rates reflect an evaluation of credit history, so your rate may differ. For example, a monthly payment for an auto loan for $20,000 for 60 months at 6.74% APR (Annual Percentage Rate) could be as low as $393.58. The rates will not increase after consummation of the loan. 90 month term subject to a minimum loan amount of $60,000.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
New Auto Loan - - 6.74% 60 months
Details Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. Loan rates reflect an evaluation of credit history, so your rate may differ. For example, a monthly payment for an auto loan for $20,000 for 60 months at 6.74% APR (Annual Percentage Rate) could be as low as $393.58. The rates will not increase after consummation of the loan. 90 month term subject to a minimum loan amount of $60,000.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Vehicle Loan - - 6.74% 60 months
Details As Low As
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Vehicle Loan - - 7.14% 90 months
Details As Low As
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Vehicle Loan - - 7.24% 84 months
Details As Low As
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Vehicle Loan - - 7.74% 120 months
Details As Low As
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
First-Time Autobuyer Program - - 8.24% 72 months
Details Offer is subject to membership and credit approval. Certain restrictions apply. Applicant must meet FirstTime Auto Buyer Program requirements. Campus Federal will finance up to 110% of Invoice for new auto or NADA retail value for used autos. Maximum loan amount is $35,000. Annual Percentage Rate (APR) as low as 8.24%, up to 72 months for new auto with auto pay from a Campus Federal account or complete ACH from another financial institution. After the first 12 months of on-time monthly payments, member will be rewarded with a 1% reduction in the interest rate for the remainder of the loan. For example, a monthly payment for an auto loan for $20,000 for 72 months at 8.24% APR could be as low as $353.01. Maximum terms for used vehicles are between 48 and 72 months depending on the vehicle's age and mileage. The rates will not increase after consummation of the loan.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
First-Time Autobuyer Program New Auto - - 8.24% 72 months
Details Offer is subject to membership and credit approval. Certain restrictions apply. Applicant must meet First-Time Auto byer Program requirements. Campus Federal will finance up to 110% of Invoice for new auto or NADA retail value for used autos. Maximum loan amount is $30,000. After the first 12 months of on-time monthly payments, member will be rewarded with a 1% reduction in the interest rate for the remainder of the loan. For example, a monthly payment for an auto loan for $20,000 for 72 months at 8.24% APR could be as low as $353.01. The rates will not increase after consummation of the loan.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Vehicle Loan - - 8.24% 144 months
Details As Low As
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Vehicle Loan - - 9.24% 180 months
Details As Low As
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Campus Federal Credit Union Student Loan Rates

Product Rate Points APR Term View More
Continuing Education Loan - - 10.99% Up to 48 months
Details As Low As
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Campus Federal Credit Union Credit Card Rates

Product Rate APR View More
Campus Prestige Mastercard - 6.50%
Details APR range: Variable Rate Information: APR= Annual Percentage Rate. The rate for Purchases and Balance Transfers is determined monthly by adding 6.50% to Prime Rate for the Campus Prestige Mastercard and by adding 9.50% to Prime Rate for the Campus Rewards Mastercard. The Prime Rate used to determine your APR is a variable rate and is the highest prime rate published in the "Money Rates" section of The Wall Street Journal as of the last day of the month. The Prime Rate changes will then take effect on the first day of the next billing cycle.; Rate is variable, Indexed to Wall Street Journal Prime Rate (WSJP) APR for Cash Advances 18.00% Penalty APR and When It Applies N/A How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge There is no minimum interest charge that will apply to your account. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore . Annual Fee Transaction Fees Balance Transfer Cash Advance Foreign Transactions Up to 2% on Multiple Currency Foreign Transactions Up to 2% on Single Currency Foreign Transactions Penalty Fees Late Payment Maximum of $25.00 Over-the-Credit-Limit Returned Payments $30.00 per returned payment Other Fees Replacement Card $10.00 per card Rush Card $35.00 per replacement How We Will Calculate Your Balance We will use a method called " average daily balance (including new purchases)." See your account agreement for more details. Billing Rights Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. To request complete disclosures, please visit our contact page. *Offer subject to membership and credit approval.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Campus Federal Mastercard - 13.25%
Details Rate for Purchases and Balance Transfers; Rate: WSJP + 6.50%
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Campus Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Watercraft Loan New 7.09% up to 36 months
Details Competitive rates. $2,500 minimum loan. 90% financing available. Maximum terms of 36 months on used ATVs. Payroll deduction , Bill Pay and transfer payment options available. Payment protection insurance available. No prepayment penalty. Offer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for an ATV loan for $10,000 for 36 months at 7.09% APR could be as low as $309.18. The rate will not increase after consummation of loan.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Personal Watercraft Loans - 24 Months 7.09% 24 Months
Details New Vehicle
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Personal Watercraft Loans - 36 Months 7.09% 36 Months
Details New Vehicle
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Personal Watercraft Loans - 48 Months 7.09% 48 Months
Details New Vehicle
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Personal Watercraft Loans - 60 Months 7.39% 60 Months
Details New Vehicle
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Personal Watercraft Loans - 72 Months 7.79% 72 Months
Details New Vehicle
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Personal Watercraft Loans - 78 Months 8.39% 78 Months
Details New Vehicle
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Personal Watercraft Loans - 84 Months 8.39% 84 Months
Details New Vehicle
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Signature Loans 10.24% up to 24 months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Signature Loans 11.24% 36 to 60 months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Signature Loans 12.24% 72 months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Signature Loans 13.24% 84 months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Signature Loans 13.25% up to 48 months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Signature Loans 18.00% up to 36 months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Financial Health History

Campus Federal Credit Union’s Texas Ratio stayed near 2.68% in Q2 2023 to 2.28% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 3.8% 2.0★ 7.5% 3.0★ 11.3% 4.0★ 15% 5.0★ 15% Verified Healthy line 2.68% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 2.28% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$938M2.28%5.0A+
December 31, 2025$926M1.63%5.0A+
September 30, 2025$895M1.67%5.0A+
June 30, 2025$886M2.99%5.0A+
March 31, 2025$895M3.04%5.0A+
December 31, 2024$879M3.27%5.0A+
September 30, 2024$876M3.95%5.0A+
June 30, 2024$888M3.16%5.0A+
March 31, 2024$893M1.94%5.0A+
December 31, 2023$854M2.79%5.0A+
September 30, 2023$833M1.88%5.0A+
June 30, 2023$830M2.68%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Campus Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Campus Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Campus Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Campus Federal Credit Union
Address 6230 Perkins Rd, Baton Rouge, LA 70808
Phone 225-769-8841
Fax
President John Grubb
CEO Jane Verret
Full-Time Employees 180
Part-Time Employees 0
Branch Locations 8
ATM Locations 10
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.28%
Return on Assets (ROA)
0.1825%
Return on Equity (ROE)
1.7910%
Non-Performing Loans Ratio (NPL)
0.34%
Total Assets
938,321,193
Total Amount of Shares and Deposits
845,472,327
Total Shares and Deposits < 1 Year
801,160,554
Total Shares and Deposits 1 3 Years
37,835,166
Total Shares and Deposits > 3 Years
6,476,608
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
101,377,091
Total Uninsured Shares and Deposits > $250K (F+J)
101,377,091
Total Insured Shares and Deposits > $250K (item 17 less item K)
744,095,236
Total Interest Expense (Sum of items 6 8)
2,989,239
Share Certificates
7,354
Number of Accounts for Share Drafts
33,453
IRA KEOGH Accounts
1,161
Number of Accounts for Regular Shares
34,195
All other shares
154
Non Member Deposits
2
Money Market Shares
1,944
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
72,980,038
Total Liabilities
850,520,803
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Campus Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Campus Federal Credit Union

How many branches does Campus Federal Credit Union operate?

Campus Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Campus Federal Credit Union?

Yes, to access services at Campus Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Campus Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Campus Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Campus Federal Credit Union offer online and mobile banking?

Most modern institutions like Campus Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.campusfederal.org.

Current Campus Federal Credit Union Rates

  • 12-Month CD3.55%
  • 18-Month CD3.50%
  • 24-Month CD3.40%
  • 60-Month CD3.45%
  • Savings0.10%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.