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Campus Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: August 31, 2026
Campus Federal Credit Union's 91 Day CD rates are at 3.60%, 91 days Jumbo CD Accounts rates are at 3.60%, 12 month rates are at 3.55%, 182 Day CD rates are at 3.55%, 72 month rates are at 3.55%. Campus Federal Credit Union's savings rates are at 0.10%. Campus Federal Credit Union's money market rates are at 0.15%. Campus Federal Credit Union's 15 Year Conventional Conforming Loan rates are at 4.33%, 15 Year Conventional Conforming Loan rates are at 4.42%, 30 Year Conventional Conforming Loan rates are at 4.63%, 30 Year FHA Loan rates are at 4.63%, 30 Year Conventional Conforming Loan rates are at 4.80%. Campus Federal Credit Union's Personal Loan Rates are at 7.09%. MonitorBankRates evaluates the financial stability of Campus Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.28%. Rates last updated and verified on 08/31/2026.
Campus Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Campus Federal Credit Union? Share your experience about Campus Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Campus Federal Credit Union.
Campus Federal Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Campus Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
2.28%
ExcellentLower than avg
Campus Federal Credit Union Texas Ratio
Campus Federal Credit Union's Texas Ratio is 2.28%, which is considered excellent and is lower than the national average of 6.13%.
Campus Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.68% to 2.28% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q2 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
DetailsQualifications Required: Met Qualifications; Balance up to $10,000
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Lagniappe Lite Checking
3.69%
3.75%
Min Balance$0
DetailsQualifications Required: Met Qualifications; Met Qualifications - Balance up to $10,000
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Business Solution Checking
0.15%
0.15%
Min Balance$200
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Lagniappe Checking
0.05%
0.05%
Min Balance$10,000
DetailsQualifications Required: Met Qualifications; Balance over $10,000
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Lagniappe Lite Checking
0.05%
0.05%
Min Balance$10,000
DetailsQualifications Required: Met Qualifications; Met Qualifications - Balance over $10,000
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Campus Federal Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
15 Year Conventional Conforming Loan
4.33%
-
4.33%
180 months
DetailsRates quoted are not locked in and are subject to change. For example, a 4.326% APR equals an estimated $7.33 monthly payment for 180 months per $1,000.00 borrowed.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
15 Year Conventional Conforming Loan
4.43%
-
4.43%
180 months
DetailsRates quoted are not locked in and are subject to change. For example, a 4.425% APR equals an estimated $7.46 monthly payment for 180 months per $1,000.00 borrowed.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
30 Year Conventional Conforming Loan
4.64%
-
4.64%
360 months
DetailsRates quoted are not locked in and are subject to change. For example, a 4.635% APR equals an estimated $4.99 monthly payment for 360 months per $1,000.00 borrowed.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
30 Year FHA Loan
4.64%
-
4.64%
360 months
DetailsRates quoted are not locked in and are subject to change. For example, a 4.635% APR equals an estimated $5.08 monthly payment for 360 months per $1,000.00 borrowed.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
30 Year Conventional Conforming Loan
4.80%
-
4.80%
360 months
DetailsRates quoted are not locked in and are subject to change. For example, a 4.799% APR equals an estimated $5.14 monthly payment for 360 months per $1,000.00 borrowed.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
15 Year Fixed
6.00%
-
6.45%
15 Year Fixed
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
15 Year Conventional Conforming Loan
6.25%
-
6.58%
15 Year Fixed
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
30 Year Fixed
6.75%
-
6.91%
30 Year
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Mortgage Rates Guide - 30 Year Fixed
6.50%
-
7.10%
30 Year
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
30 Year Fixed
6.38%
1.000%
7.18%
30 Year
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
30 Year FHA Loan
6.38%
-
7.42%
30 Year
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Campus Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit (HELOC)
-
-
6.50%
DetailsFirst Mortgage < 80% loan to value
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Line of Credit (HELOC)
-
-
6.75%
DetailsAs Low As; 80% or less loan to value
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Bridge Loan
-
-
6.95%
6 months
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Fixed Loan
-
-
6.95%
0 - 60 months
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Bridge Loan
-
-
7.20%
6 months
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Fixed Loan
-
-
7.20%
0 - 60 months
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Bridge Loan
-
-
7.45%
6 months
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Fixed Loan
-
-
7.45%
0 - 60 months
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Line of Credit (HELOC)
-
-
7.50%
Details81% - 90% loan to value
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Fixed Loan
-
-
7.51%
61 - 120 months
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Fixed Loan
-
-
7.74%
61 - 120 months
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Fixed Loan
-
-
7.99%
61 - 120 months
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Fixed Loan
-
-
8.24%
121 - 180 months
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Home Equity Line of Credit (HELOC)
-
-
8.25%
Details91% - 100% loan to value
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Campus Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Vehicle Loan
-
-
5.99%
24 months
DetailsAs Low As
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loan
-
-
6.29%
72 months
DetailsAs Low As
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loan
-
-
6.49%
78 months
DetailsAs Low As
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loan
-
-
6.50%
24 months
DetailsAs Low As
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loan
-
-
6.64%
84 months
DetailsAs Low As
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Auto Loans
-
-
6.74%
60 months
DetailsOffer is subject to membership and credit approval. Loan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. Loan rates reflect an evaluation of credit history, so your rate may differ. For example, a monthly payment for an auto loan for $20,000 for 60 months at 6.74% APR (Annual Percentage Rate) could be as low as $393.58. The rates will not increase after consummation of the loan. 90 month term subject to a minimum loan amount of $60,000.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
New Auto Loan
-
-
6.74%
60 months
DetailsLoan rates reflect a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. Loan rates reflect an evaluation of credit history, so your rate may differ. For example, a monthly payment for an auto loan for $20,000 for 60 months at 6.74% APR (Annual Percentage Rate) could be as low as $393.58. The rates will not increase after consummation of the loan. 90 month term subject to a minimum loan amount of $60,000.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loan
-
-
6.74%
60 months
DetailsAs Low As
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loan
-
-
7.14%
90 months
DetailsAs Low As
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loan
-
-
7.24%
84 months
DetailsAs Low As
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loan
-
-
7.74%
120 months
DetailsAs Low As
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
First-Time Autobuyer Program
-
-
8.24%
72 months
DetailsOffer is subject to membership and credit approval. Certain restrictions apply. Applicant must meet FirstTime Auto Buyer Program requirements. Campus Federal will finance up to 110% of Invoice for new auto or NADA retail value for used autos. Maximum loan amount is $35,000. Annual Percentage Rate (APR) as low as 8.24%, up to 72 months for new auto with auto pay from a Campus Federal account or complete ACH from another financial institution. After the first 12 months of on-time monthly payments, member will be rewarded with a 1% reduction in the interest rate for the remainder of the loan. For example, a monthly payment for an auto loan for $20,000 for 72 months at 8.24% APR could be as low as $353.01. Maximum terms for used vehicles are between 48 and 72 months depending on the vehicle's age and mileage. The rates will not increase after consummation of the loan.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
First-Time Autobuyer Program New Auto
-
-
8.24%
72 months
DetailsOffer is subject to membership and credit approval. Certain restrictions apply. Applicant must meet First-Time Auto byer Program requirements. Campus Federal will finance up to 110% of Invoice for new auto or NADA retail value for used autos. Maximum loan amount is $30,000. After the first 12 months of on-time monthly payments, member will be rewarded with a 1% reduction in the interest rate for the remainder of the loan. For example, a monthly payment for an auto loan for $20,000 for 72 months at 8.24% APR could be as low as $353.01. The rates will not increase after consummation of the loan.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loan
-
-
8.24%
144 months
DetailsAs Low As
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Vehicle Loan
-
-
9.24%
180 months
DetailsAs Low As
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Campus Federal Credit Union Student Loan Rates
Product
Rate
Points
APR
Term
View More
Continuing Education Loan
-
-
10.99%
Up to 48 months
DetailsAs Low As
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Campus Federal Credit Union Credit Card Rates
Product
Rate
APR
View More
Campus Prestige Mastercard
-
6.50%
DetailsAPR range: Variable Rate Information: APR= Annual Percentage Rate. The rate for Purchases and Balance Transfers is determined monthly by adding 6.50% to Prime Rate for the Campus Prestige Mastercard and by adding 9.50% to Prime Rate for the Campus Rewards Mastercard. The Prime Rate used to determine your APR is a variable rate and is the highest prime rate published in the "Money Rates" section of The Wall Street Journal as of the last day of the month. The Prime Rate changes will then take effect on the first day of the next billing cycle.; Rate is variable, Indexed to Wall Street Journal Prime Rate (WSJP) APR for Cash Advances 18.00% Penalty APR and When It Applies N/A How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge There is no minimum interest charge that will apply to your account. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore . Annual Fee Transaction Fees Balance Transfer Cash Advance Foreign Transactions Up to 2% on Multiple Currency Foreign Transactions Up to 2% on Single Currency Foreign Transactions Penalty Fees Late Payment Maximum of $25.00 Over-the-Credit-Limit Returned Payments $30.00 per returned payment Other Fees Replacement Card $10.00 per card Rush Card $35.00 per replacement How We Will Calculate Your Balance We will use a method called " average daily balance (including new purchases)." See your account agreement for more details. Billing Rights Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. To request complete disclosures, please visit our contact page. *Offer subject to membership and credit approval.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Campus Federal Mastercard
-
13.25%
DetailsRate for Purchases and Balance Transfers; Rate: WSJP + 6.50%
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Campus Federal Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Watercraft Loan New
7.09%
up to 36 months
DetailsCompetitive rates. $2,500 minimum loan. 90% financing available. Maximum terms of 36 months on used ATVs. Payroll deduction , Bill Pay and transfer payment options available. Payment protection insurance available. No prepayment penalty. Offer is subject to credit approval. APR= Annual Percentage Rate. Loan reflects a .25% discount for auto-debit payments from a Campus Federal or other financial institution account. All rates are based on an evaluation of credit history, so your rate may differ. For example, a monthly payment for an ATV loan for $10,000 for 36 months at 7.09% APR could be as low as $309.18. The rate will not increase after consummation of loan.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - 24 Months
7.09%
24 Months
DetailsNew Vehicle
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - 36 Months
7.09%
36 Months
DetailsNew Vehicle
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - 48 Months
7.09%
48 Months
DetailsNew Vehicle
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - 60 Months
7.39%
60 Months
DetailsNew Vehicle
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - 72 Months
7.79%
72 Months
DetailsNew Vehicle
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - 78 Months
8.39%
78 Months
DetailsNew Vehicle
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Personal Watercraft Loans - 84 Months
8.39%
84 Months
DetailsNew Vehicle
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Signature Loans
10.24%
up to 24 months
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Signature Loans
11.24%
36 to 60 months
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Signature Loans
12.24%
72 months
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Signature Loans
13.24%
84 months
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Signature Loans
13.25%
up to 48 months
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Signature Loans
18.00%
up to 36 months
No additional details.
Last Updated08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.28%
Financial Health History
Campus Federal Credit Union’s Texas Ratio stayed near 2.68% in Q2 2023 to 2.28% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
March 31, 2026
$938M
2.28%
5.0
A+
December 31, 2025
$926M
1.63%
5.0
A+
September 30, 2025
$895M
1.67%
5.0
A+
June 30, 2025
$886M
2.99%
5.0
A+
March 31, 2025
$895M
3.04%
5.0
A+
December 31, 2024
$879M
3.27%
5.0
A+
September 30, 2024
$876M
3.95%
5.0
A+
June 30, 2024
$888M
3.16%
5.0
A+
March 31, 2024
$893M
1.94%
5.0
A+
December 31, 2023
$854M
2.79%
5.0
A+
September 30, 2023
$833M
1.88%
5.0
A+
June 30, 2023
$830M
2.68%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Campus Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Campus Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Campus Federal Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
101,377,091
Total Uninsured Shares and Deposits > $250K (F+J)
101,377,091
Total Insured Shares and Deposits > $250K (item 17 less item K)
744,095,236
Total Interest Expense (Sum of items 6 8)
2,989,239
Share Certificates
7,354
Number of Accounts for Share Drafts
33,453
IRA KEOGH Accounts
1,161
Number of Accounts for Regular Shares
34,195
All other shares
154
Non Member Deposits
2
Money Market Shares
1,944
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
72,980,038
Total Liabilities
850,520,803
Source: NCUA — Last Updated 03/31/2026
2026 MBR Health & Safety Badge
Campus Federal Credit Union earned the Verified Healthy badge
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Frequently Asked Questions About Campus Federal Credit Union
How many branches does Campus Federal Credit Union operate?
Campus Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Campus Federal Credit Union?
Yes, to access services at Campus Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Campus Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Campus Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Campus Federal Credit Union offer online and mobile banking?
Most modern institutions like Campus Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.campusfederal.org.
Current Campus Federal Credit Union Rates
12-Month CD3.55%
18-Month CD3.50%
24-Month CD3.40%
60-Month CD3.45%
Savings0.10%
MMA0.15%
Retrieved from our database of financial products. Rates subject to change.