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Camino Federal Credit Union Rates & Review March 2026

Camino Federal Credit Union's 7 month CD rates are at 4.00%, Promotional CDs 7 month rates are at 4.00%, 60 month CDs and IRAs rates are at 3.14%, 48 month CDs and IRAs rates are at 3.04%, 36 month CDs and IRAs rates are at 2.99%. Camino Federal Credit Union's savings rates are at 0.10%. Camino Federal Credit Union's money market rates are at 0.30%. Camino Federal Credit Union's Personal Loan Rates are at 13.24%. MonitorBankRates evaluates the financial stability of Camino Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.78%. Rates were last updated on 03/18/2026.

Camino Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Camino Federal Credit Union? Share your experience about Camino Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Camino Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.78%
Excellent Higher than avg
Camino Federal Credit Union
Montebello
520 N Taylor Ave
Montebello, CA 90640
https://www.caminofcu.org
Member NCUA

Camino Federal Credit Union CD Rates

Product Rate APY Term View More
7 month Certificate 4.17% 4.00% 7 month
Min Deposit $2,500
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
Promotional Certificates 7 month 3.93% 4.00% 7 month
Min Deposit $2,500
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
60 month Certificates and IRAs 3.10% 3.14% 60
Min Balance $2,500
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
48 month Certificates and IRAs 3.00% 3.04% 48
Min Balance $2,500
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
36 month Certificates and IRAs 2.95% 2.99% 36
Min Balance $2,500
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
24 month Certificates and IRAs 2.90% 2.94% 24
Min Balance $2,500
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
12 month Certificates and IRAs 2.85% 2.89% 12
Min Balance $2,500
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
6 month Certificates and IRAs 2.75% 2.78% 6
Min Balance $2,500
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%

Camino Federal Credit Union Savings Rates

Product Rate APY View More
MUSD Summer Saver 6.78% 7.00%
Min Deposit $0
Min Balance $25
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
Christmas Club 0.10% 0.10%
Min Deposit $15
Min Balance $25
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
Regular Share Savings 0.10% 0.10%
Min Deposit $15
Min Balance $15
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%

Camino Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts 0.60% 0.60%
Min Deposit $2,500
Min Balance $100,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
Money Market Accounts 0.50% 0.50%
Min Deposit $2,500
Min Balance $25,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
Money Market Accounts 0.45% 0.45%
Min Deposit $2,500
Min Balance $10,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
Money Market Accounts 0.40% 0.40%
Min Deposit $2,500
Min Balance $10,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
Money Market Accounts 0.30% 0.30%
Min Deposit $2,500
Min Balance $2,500
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%

Camino Federal Credit Union Checking Rates

Product Rate APY View More
Elite Checking 0.10% 0.10%
Min Deposit $15
Min Balance $10,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
Elite Checking 0.05% 0.05%
Min Deposit $15
Min Balance $5,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
Elite Checking 0.01% 0.01%
Min Deposit $15
Min Balance $2,500
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%

Camino Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit Intro - - 4.99% 6 Month
Details Up to 80% Loan to Value; Maximum Loan Amount: $250,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
Home Equity Line of Credit Intro Up to 80% Loan to Value - - 4.99%
Details Intro rate expires: 6 Month; Regular APR: null
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
Home Equity Line of Credit - - 6.25%
Details Intro rate expires: 3 Year; Regular APR: 6.25%
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
Home Equity Line of Credit Intro - - 6.25%
Details Intro rate expires: 3 Year
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
Home Equity Line of Credit - - 6.50%
Details Up to 80% Loan to Value; Maximum Loan Amount: $250,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%
Home Equity Loan - - 6.50%
Details Maximum Loan Amount: $250,000; Up to 80% Loan to Value
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%

Camino Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Line of Credit - 13.24%
Details As Low As; Maximum loan amount $20,000
Last Updated 03/18/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.78%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Camino Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Camino Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Camino Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Camino Federal Credit Union
Address 520 N Taylor Ave, Montebello, CA 90640
Phone 323-722-3400
Fax 323-887-9909
President Susan Tenorio
CEO Ernesto Flores
Full-Time Employees 35
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.78%
Return on Assets (ROA)
0.4404%
Return on Equity (ROE)
3.6139%
Non-Performing Loans Ratio (NPL)
1.97%
Total Assets
177,364,967
Total Amount of Shares and Deposits
150,037,215
Total Shares and Deposits < 1 Year
146,618,736
Total Shares and Deposits 1 3 Years
2,611,351
Total Shares and Deposits > 3 Years
807,130
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,382,300
Total Uninsured Shares and Deposits > $250K (F+J)
10,382,300
Total Insured Shares and Deposits > $250K (item 17 less item K)
139,654,915
Total Interest Expense (Sum of items 6 8)
1,117,502
Share Certificates
596
Number of Accounts for Share Drafts
4,971
IRA KEOGH Accounts
259
Number of Accounts for Regular Shares
13,316
All other shares
633
Money Market Shares
306
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,346,022
Total Liabilities
158,710,634
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Camino Federal Credit Union

Is Camino Federal Credit Union a safe place to deposit money?

Yes, Camino Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 11.777077422913%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Camino Federal Credit Union operate?

Camino Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Camino Federal Credit Union?

Yes, to access services at Camino Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Camino Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Camino Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Camino Federal Credit Union offer online and mobile banking?

Most modern institutions like Camino Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.caminofcu.org.

Current Camino Federal Credit Union Rates

  • 12-Month CD2.89%
  • 24-Month CD2.94%
  • 60-Month CD3.14%
  • Savings0.10%
  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.