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 Cal State L.A. Federal Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 18, 2026
Cal State L.A. Federal Credit Union's 12 month CD rates are at 3.76%, 24 month CD rates are at 3.76%, 12 month CD rates are at 3.66%, 24 month CD rates are at 3.66%, 36 month CD rates are at 3.66%. Cal State L.A. Federal Credit Union's savings rates are at 0.10%. Cal State L.A. Federal Credit Union's Personal Loan Rates are at 11.25%. MonitorBankRates evaluates the financial stability of Cal State L.A. Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.69%. Rates were last updated on 03/18/2026. Cal State L.A. Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cal State L.A. Federal Credit Union? Share your experience about Cal State L.A. Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Cal State L.A. Federal Credit Union. Cal State L.A. Federal Credit Union
MARIONDALE 2445 MARIONDALE AVE
https://www.calstatela-fcu.org/ LOS ANGELES, CA 90032 
Cal State L.A. Federal Credit Union CD Rates
Cal State L.A. Federal Credit Union Savings Rates
Cal State L.A. Federal Credit Union Checking Rates
Cal State L.A. Federal Credit Union Credit Card Rates
Cal State L.A. Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Cal State L.A. Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cal State L.A. Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cal State L.A. Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Cal State L.A. Federal Credit Union
Website
https://www.calstatela-fcu.org/
Address
2445 MARIONDALE AVE,
LOS ANGELES, CA 90032
Phone
323-505-2600
Fax
323-505-2613
President
MARIA GUTIERREZ
CEO
Marc Jacoby
Full-Time Employees
13
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.69%
Return on Assets (ROA)
0.1181%
Return on Equity (ROE)
1.2938%
Non-Performing Loans Ratio (NPL)
1.11%
Total Assets
77,673,311
Total Amount of Shares and Deposits
70,348,641
Total Shares and Deposits < 1 Year
66,877,407
Total Shares and Deposits 1 3 Years
3,120,622
Total Shares and Deposits > 3 Years
350,612
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,865,361
Total Uninsured Shares and Deposits > $250K (F+J)
2,865,361
Total Insured Shares and Deposits > $250K (item 17 less item K)
67,483,280
Total Interest Expense (Sum of items 6 8)
699,053
Share Certificates
370
Number of Accounts for Share Drafts
3,585
IRA KEOGH Accounts
121
Number of Accounts for Regular Shares
5,057
All other shares
64
Non Member Deposits
27
Net Income (unless the amount is already included in Undivided Earnings)
18,728
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,146,548
Total Liabilities
71,098,205
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Cal State L.A. Federal Credit UnionIs Cal State L.A. Federal Credit Union a safe place to deposit money?Yes, Cal State L.A. Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 8.6936559781042%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Cal State L.A. Federal Credit Union operate?Cal State L.A. Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Cal State L.A. Federal Credit Union?Yes, to access services at Cal State L.A. Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Cal State L.A. Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Cal State L.A. Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Cal State L.A. Federal Credit Union offer online and mobile banking?Most modern institutions like Cal State L.A. Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.calstatela-fcu.org/. Current Cal State L.A. Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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