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iAdvertiser Disclosure
Advertiser Disclosure
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 Cabrillo Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 18, 2026
Cabrillo Credit Union's CDs 60 month rates are at 3.64%, CDs 60 month rates are at 3.59%, CDs 48 month rates are at 3.45%, CDs 48 month rates are at 3.40%, CDs 36 month rates are at 3.35%. Cabrillo Credit Union's savings rates are at 0.05%. Cabrillo Credit Union's money market rates are at 0.15%. Cabrillo Credit Union's Jumbo 5/6 ARM rates are at 5.38%, Jumbo 7/6 ARM rates are at 5.62%, Jumbo 15 Year Fixed rates are at 5.75%, Jumbo 10/6 ARM rates are at 5.88%, Jumbo 30 Year Fixed rates are at 6.25%. Cabrillo Credit Union's Personal Loan Rates are at 8.74%. MonitorBankRates evaluates the financial stability of Cabrillo Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.51%. Rates were last updated on 03/18/2026. Cabrillo Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cabrillo Credit Union? Share your experience about Cabrillo Credit Union by leaving a review below, or read customer reviews before you decide to use Cabrillo Credit Union. Cabrillo Credit Union
Ruffin Corporate 3710 Ruffin Rd
https://www.cabrillocu.com San Diego, CA 92123 1812 
Cabrillo Credit Union CD Rates
Cabrillo Credit Union Savings Rates
Cabrillo Credit Union Money Market Rates
Cabrillo Credit Union Checking Rates
Cabrillo Credit Union Mortgage Rates
Cabrillo Credit Union Auto Loan Rates
Cabrillo Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Cabrillo Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Cabrillo Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Cabrillo Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Cabrillo Credit Union
Website
https://www.cabrillocu.com
Address
3710 Ruffin Rd,
San Diego, CA 92123 1812
Phone
858-547-7400
Fax
President
GFrank Miranda
CEO
Kevin Posey
Full-Time Employees
75
Part-Time Employees
1
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.51%
Return on Assets (ROA)
0.5277%
Return on Equity (ROE)
5.5327%
Non-Performing Loans Ratio (NPL)
0.41%
Total Assets
544,113,849
Total Amount of Shares and Deposits
487,303,622
Total Shares and Deposits < 1 Year
404,792,472
Total Shares and Deposits 1 3 Years
81,450,351
Total Shares and Deposits > 3 Years
1,060,798
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
43,094,130
Total Uninsured Shares and Deposits > $250K (F+J)
43,094,130
Total Insured Shares and Deposits > $250K (item 17 less item K)
444,209,492
Total Interest Expense (Sum of items 6 8)
4,605,978
Share Certificates
2,430
Number of Accounts for Share Drafts
20,115
IRA KEOGH Accounts
632
Number of Accounts for Regular Shares
34,059
Money Market Shares
1,024
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
57,126,387
Total Liabilities
496,030,326
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Cabrillo Credit UnionIs Cabrillo Credit Union a safe place to deposit money?Yes, Cabrillo Credit Union is considered a safe financial institution. With a Texas Ratio of 2.5117125666612%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Cabrillo Credit Union operate?Cabrillo Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Cabrillo Credit Union?Yes, to access services at Cabrillo Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Cabrillo Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Cabrillo Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Cabrillo Credit Union offer online and mobile banking?Most modern institutions like Cabrillo Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cabrillocu.com. Current Cabrillo Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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