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BrightBridge Credit Union Rates & Review July 2026

BrightBridge Credit Union's 3 Month Premium CD rates are at 3.65%, 6 Month Premium CD rates are at 3.65%, 3 Month CD rates are at 3.55%, 5 Month CD rates are at 3.55%, 6 Month CD rates are at 3.55%. BrightBridge Credit Union's savings rates are at 0.10%. BrightBridge Credit Union's money market rates are at 0.25%. BrightBridge Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of BrightBridge Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates were last updated on 07/07/2026.

BrightBridge Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BrightBridge Credit Union? Share your experience about BrightBridge Credit Union by leaving a review below, or read customer reviews before you decide to use BrightBridge Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
BrightBridge Credit Union
Main Office
2 Seaport Ln Ste 1400
Boston, MA 02210 2001
https://www.brightbridge.com/
Member NCUA

BrightBridge Credit Union CD Rates

Product Rate APY Term View More
3 Month Premium Certificate 3.59% 3.65%
Min Deposit $50,000
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Premium Certificate 3.59% 3.65%
Min Deposit $50,000
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Month Certificate 3.49% 3.55%
Min Deposit $500
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
5 Month Certificate 3.49% 3.55%
Min Deposit $250
Details Non-IRA certificates only
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Certificate 3.49% 3.55%
Min Deposit $500
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
9 Month Certificate 3.49% 3.55%
Min Deposit $500
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Premium Certificate 3.40% 3.45%
Min Deposit $50,000
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificate 3.30% 3.35%
Min Deposit $500
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month Premium Certificate 3.30% 3.35%
Min Deposit $50,000
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month Certificate 3.20% 3.25%
Min Deposit $500
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Premium Certificate 2.08% 2.10%
Min Deposit $50,000
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Certificate 1.98% 2.00%
Min Deposit $500
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Premium Certificate 1.14% 1.15%
Min Deposit $50,000
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Certificate 1.05% 1.05%
Min Deposit $500
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Premium Certificate 1.00% 1.00%
Min Deposit $50,000
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Premium Certificate 0.95% 0.95%
Min Deposit $50,000
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Certificate 0.90% 0.90%
Min Deposit $500
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Certificate 0.85% 0.85%
Min Deposit $500
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

BrightBridge Credit Union Savings Rates

Product Rate APY View More
High Yield Savings 2.81% 2.85%
Min Balance $50,000
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
High Yield Savings 1.98% 2.00%
Min Deposit $10,000
Min Balance $0
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Back to School Club 0.20% 0.20%
Min Deposit $5
Min Balance $0
Details Effective Date: Monday, July 6, 2026
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Holiday Club 0.20% 0.20%
Min Deposit $5
Min Balance $0
Details Effective Date: Monday, July 6, 2026
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacation Club 0.20% 0.20%
Min Deposit $5
Min Balance $0
Details Effective Date: Monday, July 6, 2026
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Premium Savings 0.15% 0.15%
Min Balance $0
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Main Share Savings 0.10% 0.10%
Min Deposit $5
Min Balance $0
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Share Savings 0.10% 0.10%
Min Deposit $5
Min Balance $0
Details Effective Date: Monday, July 6, 2026
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Membership Savings (Main Share) 0.10% 0.10%
Min Deposit $5
Min Balance $5
Details Effective Date: Monday, July 6, 2026
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings (Share Savings) 0.10% 0.10%
Min Deposit $5
Min Balance $0
Details Effective Date: Monday, July 6, 2026
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

BrightBridge Credit Union Money Market Rates

Product Rate APY View More
Business Money Market 3.35% 3.40%
Min Deposit $25
Min Balance $1,000,000
Details Qualifying balance $1,000,000+
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts 3.35% 3.40%
Min Deposit $25
Min Balance $1,000,000
Details APY* - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. The minimum balance to avoid a service fee is $2,500.00. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC.
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market 1.49% 1.50%
Min Deposit $25
Min Balance $250,000
Details Qualifying balance from $250,000.00 - $999,999.99
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts 1.49% 1.50%
Min Deposit $25
Min Balance $250,000
Details APY* - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. The minimum balance to avoid a service fee is $2,500.00. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC.
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market 1.00% 1.00%
Min Deposit $25
Min Balance $100,000
Details Qualifying balance from $100,000.00 - $249,999.99
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts 1.00% 1.00%
Min Deposit $25
Min Balance $100,000
Details APY* - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. The minimum balance to avoid a service fee is $2,500.00. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC.
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market 0.75% 0.75%
Min Deposit $25
Min Balance $50,000
Details Qualifying balance from $50,000.00 - $99,999.99
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts 0.75% 0.75%
Min Deposit $25
Min Balance $50,000
Details APY* - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. The minimum balance to avoid a service fee is $2,500.00. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC.
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market 0.50% 0.50%
Min Deposit $25
Min Balance $25,000
Details Qualifying balance from $25,000.00 - $49,999.99
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts 0.50% 0.50%
Min Deposit $25
Min Balance $25,000
Details APY* - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. The minimum balance to avoid a service fee is $2,500.00. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC.
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market 0.25% 0.25%
Min Deposit $25
Min Balance $0
Details Qualifying balance up to $2,499.99
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts 0.25% 0.25%
Min Deposit $25
Min Balance $0
Details APY* - Annual Percentage Yield assumes that all funds, including dividends, remain on deposit for 365 days. The minimum balance to avoid a service fee is $2,500.00. Fees may reduce earnings. Rates subject to change daily and may change after the account is opened. Accounts are insured by NCUA up to $250,000. Shares and Deposits in excess of NCUA limits are fully insured by MSIC.
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

BrightBridge Credit Union Checking Rates

Product Rate APY View More
Interest Checking 0.05% 0.05%
Min Balance $0
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Interest Checking 0.02% 0.02%
Min Balance $0
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Basic Checking - 0.00%
Min Deposit $25
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business 300 Checking - 0.00%
Min Deposit $25
Min Balance $0
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Value Checking - 0.00%
Min Deposit $25
Min Balance $0
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

BrightBridge Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - Model Years 2026 - 2021 - - 4.74% Up to 36 months
Details As Low As; Offer valid on auto loans originated on or after January 1, 2026. To qualify for these rates, newly established direct deposit relationships of a minimum of $1,000 per month into any deposit account must be initiated within 45 days of loan closing. If the direct deposit is not established or is discontinued, the interest rate will increase by 0.50%. Direct deposit includes deposits from employer payroll, government benefits, retirement payments or pensions. Not applicable to Line of credit, revolving or credit products. Promotional discount offering may be withdrawn at any time. Additional rates and terms are available. Advertised rate(s) available on New & Used Vehicle Loans of Model Year 2021 or Newer with a maximum loan to value (LTV) of 100% or less.
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loans - Model Years 2026 - 2021 - - 4.99% 37 to 48 months
Details As Low As; Offer valid on auto loans originated on or after January 1, 2026. To qualify for these rates, newly established direct deposit relationships of a minimum of $1,000 per month into any deposit account must be initiated within 45 days of loan closing. If the direct deposit is not established or is discontinued, the interest rate will increase by 0.50%. Direct deposit includes deposits from employer payroll, government benefits, retirement payments or pensions. Not applicable to Line of credit, revolving or credit products. Promotional discount offering may be withdrawn at any time. Additional rates and terms are available. Advertised rate(s) available on New & Used Vehicle Loans of Model Year 2021 or Newer with a maximum loan to value (LTV) of 100% or less.
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loans - Model Years 2026 - 2021 - - 5.49% 67 to 75 months
Details As Low As; Offer valid on auto loans originated on or after January 1, 2026. To qualify for these rates, newly established direct deposit relationships of a minimum of $1,000 per month into any deposit account must be initiated within 45 days of loan closing. If the direct deposit is not established or is discontinued, the interest rate will increase by 0.50%. Direct deposit includes deposits from employer payroll, government benefits, retirement payments or pensions. Not applicable to Line of credit, revolving or credit products. Promotional discount offering may be withdrawn at any time. Additional rates and terms are available. Advertised rate(s) available on New & Used Vehicle Loans of Model Year 2021 or Newer with a maximum loan to value (LTV) of 100% or less.
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

BrightBridge Credit Union Personal Loan Rates

Product Rate APR View More
Personal Unsecured Loans - 10.99%
Details As Low As
Last Updated 07/07/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for BrightBridge Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather BrightBridge Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BrightBridge Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name BrightBridge Credit Union
Address 2 Seaport Ln Ste 1400, Boston, MA 02210 2001
Phone 617-342-6154
Fax 617-342-6123
President Philip Doiron
CEO Marta Carney
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
-0.4934%
Return on Equity (ROE)
-2.8911%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
5,907,587
Total Amount of Shares and Deposits
4,830,897
Total Shares and Deposits < 1 Year
4,764,470
Total Shares and Deposits 1 3 Years
66,427
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,830,897
Total Interest Expense (Sum of items 6 8)
2,299
Share Certificates
23
Number of Accounts for Share Drafts
67
IRA KEOGH Accounts
23
Number of Accounts for Regular Shares
786
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,294,267
Total Liabilities
4,899,402
Source: NCUA — Last Updated 03/31/2024

Customer Reviews

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Total Reviews
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Frequently Asked Questions About BrightBridge Credit Union

How many branches does BrightBridge Credit Union operate?

BrightBridge Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join BrightBridge Credit Union?

Yes, to access services at BrightBridge Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, BrightBridge Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BrightBridge Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does BrightBridge Credit Union offer online and mobile banking?

Most modern institutions like BrightBridge Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.brightbridge.com/.

Current BrightBridge Credit Union Rates

  • 12-Month CD3.35%
  • 18-Month CD3.25%
  • 24-Month CD2.00%
  • 60-Month CD0.90%
  • Savings0.10%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.