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Brookline Municipal Credit Union Rates & Review April 2026

Brookline Municipal Credit Union's savings rates are at 0.10%. Brookline Municipal Credit Union's money market rates are at 0.10%. Brookline Municipal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Brookline Municipal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.58%. Rates were last updated on 03/25/2026.

Brookline Municipal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Brookline Municipal Credit Union? Share your experience about Brookline Municipal Credit Union by leaving a review below, or read customer reviews before you decide to use Brookline Municipal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.58%
Excellent Lower than avg
Brookline Municipal Credit Union
BROOKLINE MUNICIPAL CREDIT UNION
334 WASHINGTON ST
BROOKLINE, MA 02445 6850
https://brooklinecu.com
Member NCUA

Brookline Municipal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.10% 0.10%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Savings 0.10% 0.10%
Min Balance $25
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Vacation Club 0.10% 0.10%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%

Brookline Municipal Credit Union Money Market Rates

Product Rate APY View More
Money Market Tier 5 0.40% 0.40%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Money Market Tier 4 0.30% 0.30%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Money Market Tier 3 0.20% 0.20%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Money Market Tier 1 0.10% 0.10%
Min Balance $25
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Money Market Tier 2 0.10% 0.10%
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%

Brookline Municipal Credit Union Checking Rates

Product Rate APY View More
Checking 0.05% 0.05%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%

Brookline Municipal Credit Union Personal Loan Rates

Product Rate APR View More
Personal - 9.99%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Personal - 10.99%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Personal - 11.99%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%
Personal - 12.99%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.58%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Brookline Municipal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Brookline Municipal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Brookline Municipal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Brookline Municipal Credit Union
Address 334 WASHINGTON ST, BROOKLINE, MA 02445 6850
Phone 617-232-9410
Fax 617-232-1462
President MARJORIE LALLI
CEO PAUL DEMAIO
Full-Time Employees 5
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.58%
Return on Assets (ROA)
0.6685%
Return on Equity (ROE)
5.0448%
Non-Performing Loans Ratio (NPL)
0.25%
Total Assets
48,332,048
Total Amount of Shares and Deposits
41,852,091
Total Shares and Deposits < 1 Year
40,864,268
Total Shares and Deposits 1 3 Years
986,036
Total Shares and Deposits > 3 Years
1,787
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,537,576
Total Uninsured Shares and Deposits > $250K (F+J)
1,537,576
Total Insured Shares and Deposits > $250K (item 17 less item K)
40,314,515
Total Interest Expense (Sum of items 6 8)
380,880
Share Certificates
264
Number of Accounts for Share Drafts
850
IRA KEOGH Accounts
28
Number of Accounts for Regular Shares
2,968
All other shares
32
Money Market Shares
115
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,202,007
Total Liabilities
41,927,872
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Brookline Municipal Credit Union

Is Brookline Municipal Credit Union a safe place to deposit money?

Yes, Brookline Municipal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.57943579098841%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Brookline Municipal Credit Union operate?

Brookline Municipal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Brookline Municipal Credit Union?

Yes, to access services at Brookline Municipal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Brookline Municipal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Brookline Municipal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Brookline Municipal Credit Union offer online and mobile banking?

Most modern institutions like Brookline Municipal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://brooklinecu.com.

Current Brookline Municipal Credit Union Rates

  • Savings0.10%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.