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iAdvertiser Disclosure
Advertiser Disclosure
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 Brazos Valley Schools Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Brazos Valley Schools Credit Union's 12 month CD Account rates are at 3.50%, IRA Jumbo Term CDs 12 month rates are at 3.50%, IRA Term CD 12 month rates are at 3.50%, Jumbo CD Account 12 month rates are at 3.50%, 24 month CD Account rates are at 3.35%. Brazos Valley Schools Credit Union's savings rates are at 0.10%. Brazos Valley Schools Credit Union's money market rates are at 0.00%. Brazos Valley Schools Credit Union's 90% Loan to Value rates are at 5.25%, 95% Loan to Value rates are at 5.50%, 90% Loan to Value rates are at 5.75%, 95% Loan to Value rates are at 6.00%, Home Improvement 90% Loan to Value rates are at 6.50%. MonitorBankRates evaluates the financial stability of Brazos Valley Schools Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.59%. Rates were last updated on 03/25/2026. Brazos Valley Schools Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Brazos Valley Schools Credit Union? Share your experience about Brazos Valley Schools Credit Union by leaving a review below, or read customer reviews before you decide to use Brazos Valley Schools Credit Union. Brazos Valley Schools Credit Union
BVSCU Administrative Office 25525 Katy Mills Pkwy
https://www.bvscu.org Katy, TX 77494 
Brazos Valley Schools Credit Union CD Rates
Brazos Valley Schools Credit Union Savings Rates
Brazos Valley Schools Credit Union Money Market Rates
Brazos Valley Schools Credit Union Checking Rates
Brazos Valley Schools Credit Union Mortgage Rates
Brazos Valley Schools Credit Union Home Equity & HELOC
Brazos Valley Schools Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Brazos Valley Schools Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Brazos Valley Schools Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Brazos Valley Schools Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Brazos Valley Schools Credit Union
Website
https://www.bvscu.org
Address
25525 Katy Mills Pkwy,
Katy, TX 77494
Phone
281-391-2149
Fax
281-391-8158
President
Kathy Kubelka
CEO
Yvonne Kershner
Full-Time Employees
163
Part-Time Employees
8
Branch Locations
12
ATM Locations
13
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.59%
Return on Assets (ROA)
0.8334%
Return on Equity (ROE)
8.0021%
Non-Performing Loans Ratio (NPL)
1.08%
Total Assets
994,134,122
Total Amount of Shares and Deposits
883,631,611
Total Shares and Deposits < 1 Year
860,686,524
Total Shares and Deposits 1 3 Years
21,261,011
Total Shares and Deposits > 3 Years
1,684,076
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
26,602,163
Total Uninsured Shares and Deposits > $250K (F+J)
26,602,163
Total Insured Shares and Deposits > $250K (item 17 less item K)
857,029,448
Total Interest Expense (Sum of items 6 8)
8,520,235
Share Certificates
6,237
Number of Accounts for Share Drafts
45,516
IRA KEOGH Accounts
1,782
Number of Accounts for Regular Shares
69,817
All other shares
879
Money Market Shares
1,112
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
168,926,941
Total Liabilities
889,616,021
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Brazos Valley Schools Credit UnionIs Brazos Valley Schools Credit Union a safe place to deposit money?Yes, Brazos Valley Schools Credit Union is considered a safe financial institution. With a Texas Ratio of 4.5879969162567%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Brazos Valley Schools Credit Union operate?Brazos Valley Schools Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Brazos Valley Schools Credit Union?Yes, to access services at Brazos Valley Schools Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Brazos Valley Schools Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Brazos Valley Schools Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Brazos Valley Schools Credit Union offer online and mobile banking?Most modern institutions like Brazos Valley Schools Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bvscu.org. Current Brazos Valley Schools Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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