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Brazos Star Credit Union Rates & Review April 2026

Brazos Star Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Brazos Star Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.21%. Rates were last updated on 03/25/2026.

Brazos Star Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Brazos Star Credit Union? Share your experience about Brazos Star Credit Union by leaving a review below, or read customer reviews before you decide to use Brazos Star Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.21%
Excellent Lower than avg
Brazos Star Credit Union
701 Harvey Road
701 Harvey Rd
College Station, TX 77840
https://www.brazosstarcu.com
Member NCUA

Brazos Star Credit Union Checking Rates

Product Rate APY View More
Share Draft Checking 0.05% 0.40%
Min Balance $1,500
Details With Average Balances within the range of $1,500.00 and up to $24,999.99, the rate of interest is 0.05%. Average Balances Over $25,000.00, the rate of interest is 0.15%, over $99,000.00 the rate is 0.40 %.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%

Brazos Star Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 5.99% 20
Details 1st Lien
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%
Home Equity Loans - - 6.99% 10
Details 2nd Lien
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%

Brazos Star Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 10.99%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.21%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Brazos Star Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Brazos Star Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Brazos Star Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Brazos Star Credit Union
Address 701 Harvey Rd, College Station, TX 77840
Phone 979-846-7456
Fax 979-846-6866
President Jubal Hancock
CEO Mary Beth Borroni
Full-Time Employees 5
Part-Time Employees 1
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.21%
Return on Assets (ROA)
0.8296%
Return on Equity (ROE)
5.5405%
Non-Performing Loans Ratio (NPL)
0.76%
Total Assets
34,284,799
Total Amount of Shares and Deposits
29,067,758
Total Shares and Deposits < 1 Year
27,829,898
Total Shares and Deposits 1 3 Years
1,148,884
Total Shares and Deposits > 3 Years
88,976
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,500,739
Total Uninsured Shares and Deposits > $250K (F+J)
2,500,739
Total Insured Shares and Deposits > $250K (item 17 less item K)
26,567,019
Total Interest Expense (Sum of items 6 8)
196,581
Share Certificates
174
Number of Accounts for Share Drafts
913
Number of Accounts for Regular Shares
2,147
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
101,378
Total Liabilities
29,150,910
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Brazos Star Credit Union

Is Brazos Star Credit Union a safe place to deposit money?

Yes, Brazos Star Credit Union is considered a safe financial institution. With a Texas Ratio of 2.207877887504%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Brazos Star Credit Union operate?

Brazos Star Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Brazos Star Credit Union?

Yes, to access services at Brazos Star Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Brazos Star Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Brazos Star Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Brazos Star Credit Union offer online and mobile banking?

Most modern institutions like Brazos Star Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.brazosstarcu.com.