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iAdvertiser Disclosure
Advertiser Disclosure
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 Bragg Mutual Federal Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 18, 2026
Bragg Mutual Federal Credit Union's 12 month CD rates are at 4.25%, 18 month CD rates are at 3.75%, 24 month CD rates are at 3.75%, 36 month CD rates are at 3.75%, 48 month CD rates are at 3.75%. Bragg Mutual Federal Credit Union's savings rates are at 0.10%. Bragg Mutual Federal Credit Union's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Bragg Mutual Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.49%. Rates were last updated on 03/18/2026. Bragg Mutual Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bragg Mutual Federal Credit Union? Share your experience about Bragg Mutual Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Bragg Mutual Federal Credit Union. Bragg Mutual Federal Credit Union
Main Office 2917 Village Dr
https://www.braggmutual.org Fayetteville, NC 28304 3814 
Bragg Mutual Federal Credit Union CD Rates
Bragg Mutual Federal Credit Union Savings Rates
Bragg Mutual Federal Credit Union Money Market Rates
Bragg Mutual Federal Credit Union Checking Rates
Bragg Mutual Federal Credit Union Home Equity & HELOC
Bragg Mutual Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Bragg Mutual Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Bragg Mutual Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bragg Mutual Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Bragg Mutual Federal Credit Union
Website
https://www.braggmutual.org
Address
2917 Village Dr,
Fayetteville, NC 28304 3814
Phone
910-488-3515
Fax
910-486-6137
President
John Szoka
CEO
Stephen Foley
Full-Time Employees
25
Part-Time Employees
1
Branch Locations
5
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.49%
Return on Assets (ROA)
-0.2237%
Return on Equity (ROE)
-2.6390%
Non-Performing Loans Ratio (NPL)
1.25%
Total Assets
128,274,937
Total Amount of Shares and Deposits
115,501,682
Total Shares and Deposits < 1 Year
111,954,179
Total Shares and Deposits 1 3 Years
3,020,779
Total Shares and Deposits > 3 Years
526,724
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,891,104
Total Uninsured Shares and Deposits > $250K (F+J)
9,891,104
Total Insured Shares and Deposits > $250K (item 17 less item K)
105,610,578
Total Interest Expense (Sum of items 6 8)
1,621,290
Share Certificates
1,011
Number of Accounts for Share Drafts
7,573
IRA KEOGH Accounts
217
Number of Accounts for Regular Shares
10,469
All other shares
14
Money Market Shares
447
Net Income (unless the amount is already included in Undivided Earnings)
-286,920
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
20,026,938
Total Liabilities
117,656,252
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Bragg Mutual Federal Credit UnionIs Bragg Mutual Federal Credit Union a safe place to deposit money?Yes, Bragg Mutual Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 8.4880211844803%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Bragg Mutual Federal Credit Union operate?Bragg Mutual Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Bragg Mutual Federal Credit Union?Yes, to access services at Bragg Mutual Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Bragg Mutual Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bragg Mutual Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Bragg Mutual Federal Credit Union offer online and mobile banking?Most modern institutions like Bragg Mutual Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.braggmutual.org. Current Bragg Mutual Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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