BOC Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. BOC Bank Deposit Rates

BOC BankToday's 12-month CD rates can be found at 1.01%, 6-month CD rates at 3.82% and 3-month CD rates at 3.24%. Current savings rates are at 0.50% and money market rates are at 2.75%. Mortgage rates today on 30-year fixed loans are around 6.60%. Credit Card rates are at 17.04%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to BOC Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from BOC Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with BOC Bank CD rates. You can also compare BOC Bank savings rates, MMA rates and mortgage rates using our other rate lists.

BOC Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BOC Bank? Share your experience about BOC Bank by leaving a review below, or read customer reviews before you decide to use BOC Bank.

BOC Bank Texas Ratio

BOC Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for BOC Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, BOC Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
BOC Bank
201 N Main St
Mclean, TX 79057
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare BOC Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First FSB of Mascoutah
First FSB of Mascoutah
60-Month CD
4.32%
$1,000
ESB Bank
ESB Bank
48-Month CD
3.85%
$10,000
Premier Bank Omaha, NE
Premier Bank Omaha, NE
36-Month CD
3.80%
$500
Central Bank Provo, UT
Central Bank Provo, UT
60-Month CD
3.65%
$500
Centinel Bank of Taos
Centinel Bank of Taos
18-Month CD IRA
3.60%
$1,000
FNB of Wyoming
FNB of Wyoming
6-Month CD
3.56%
$100
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
24-Month CD
3.55%
$100
Needham Bank
Needham Bank
36-Month CD
3.50%
$1,000
Frost Bank
Frost Bank
12-Month CD (Jumbo)
3.40%
$100,000
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
18-Month CD
3.25%
$500
Axiom Bank
Axiom Bank
Select Money Market
3.25%
$1,000
The Peoples S&L Co.
The Peoples S&L Co.
36-Month CD
3.03%
$500
Yampa Valley Bank
Yampa Valley Bank
24-Month CD
3.00%
$1,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
60-Month CD
3.00%
$2,500
TriCentury Bank
TriCentury Bank
18-Month CD
3.00%
$1,000
Greenville National Bank
Greenville National Bank
18-Month CD
3.00%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
60-Month CD
2.78%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
3-Month CD
2.78%
$500
Haddon Savings Bank
Haddon Savings Bank
48-Month CD
2.70%
$500
Castroville State Bank
Castroville State Bank
24-Month CD
2.68%
$1,000
PSB of Rhineland
PSB of Rhineland
24-Month CD
2.53%
$1,000
FNB of Moose Lake
FNB of Moose Lake
60-Month CD
2.52%
$500
ConnectOne Bank
ConnectOne Bank
Connect Money Market
2.40%
$0
1st Northern California Credit Union
1st Northern California Credit Union
6-Month CD
2.33%
$1,000
Institution for Savings
Institution for Savings
24-Month CD
2.25%
$500
360 Federal Credit Union
360 Federal Credit Union
18-Month CD
2.02%
$1,000
First FarmBank
First FarmBank
Explorer Savings
2.00%
$10
1st MidAmerica Credit Union
1st MidAmerica Credit Union
60-Month CD
1.51%
$1,000
Home Bank SB
Home Bank SB
60-Month CD
1.36%
$500
FNB of Groton
FNB of Groton
48-Month CD
1.36%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD
1.26%
$500
The Apple Creek Banking Company
The Apple Creek Banking Company
18-Month CD
1.01%
$500
Landmark Credit Union
Landmark Credit Union
6-Month CD
1.00%
$500
5 Star Community Credit Union
5 Star Community Credit Union
3-Month CD
1.00%
$500
Carson Bank
Carson Bank
e-Checking
0.75%
$100
Jonah Bank of Wyoming
Jonah Bank of Wyoming
Cowboy Up Money Market
0.75%
$10,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Money Market
0.75%
$2,500
Citizens State Bank Moundridge, KS
Money Market
0.60%
$1,000
First National Bank in Trinidad
First National Bank in Trinidad
18-Month CD
0.60%
$1,000
FNB of River Falls
FNB of River Falls
48-Month CD
0.60%
$2,500
FirsTier Bank
FirsTier Bank
36-Month CD
0.60%
$0
Bank of Pontiac
Bank of Pontiac
24-Month CD
0.50%
$500
Bank of Hindman
Bank of Hindman
3-Month CD
0.50%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
50+ Interest Checking
0.30%
$50
Blue Foundry Bank
Blue Foundry Bank
6-Month CD
0.20%
$1,000
Somerset Savings Bank
Somerset Savings Bank
12-Month CD
0.20%
$500
Pennsville National Bank
Pennsville National Bank
18-Month CD
0.15%
$500
First Bank of Central Ohio
First Bank of Central Ohio
Savings
0.05%
$50
The Peoples S&L Co.
The Peoples S&L Co.
Money Market
0.05%
$2,500
North Brookfield SB
North Brookfield SB
Money Market
0.01%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have BOC Bank rate data right now, check back for updates, we are adding rates all the time.

BOC Bank Information

BOC Bank
201 N Main St
Mclean, TX 79057
Gray
Established Date: 08/16/1984
FDIC Certificate #: 25328
Date of FDIC Deposit Insurance: 08/16/1984
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is BOC Bank FDIC Insured? Yes
What is BOC Bank's Cert number? 25328
What is the maximum amount for insured deposits? $250,000 per holder, per account

BOC Bank Financials

Total Assets:
$219,971,000
Total Deposits:
$198,736,000
Equity Capital:
$20,506,000
Domestic Deposits:
$198,736,000
Net Income:
$510,000
Return on Assets:
0.5768%
Quarterly Return on Assets:
0.8600%
Pretax Return on Assets:
0.8616%
Pretax Quarterly Return on Assets:
0.8600%
Return on Equity:
6.5600%
Quarterly Return on Equity:
10.0700%
Common Equity Tier 1 Capital Ratio:
18.9054%
Tier 1 Risk-Based Capital Ratio:
18.9054%
Leverage Tier 1 (Core Capital) Ratio:
9.0075%
Total Risk-Based Capital Ratio (YTD):
20.1564%
Total Interest Income (YTD):
6.0407%
 
 
Headquarters:
Mclean
FDIC Field Office:
Lubbock
Regulator:
FED
County:
Gray
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average savings rates were unchanged this week over last in both Bankrate's national savings rate survey and the FDIC's national rate survey. Bankrate's national savings rate for the week ending 10/10/12 is currently at 0.52 percent. The FDIC's national average savings rate is considerably less at 0.08 percent. The best savings rates this week alo remained unchanged at 1.04 percent.
mortgage-rates-30-year-mortgage-rates-match-all-time-low30 year mortgage rates matched an all-time low of 4.78 percent for the week ending November 25, 2009 according to the latest Primary Mortgage Market Survey released by Freddie Mac. 30 year mortgage rates haven't been as low since the April 30, 2009 mortgage survey. Average mortgage discount points were 0.7 points.

First Internet Bank of Indiana has increased interest rates on all of their certificates of deposit. This is the second time since October that First Internet Bank of Indiana increased their CD rates. Listed below are the most recent CD rate changes.

Bank or Credit Union Offers and Deals

Earn up to $250 with WTDirect’s Sign-On Bonus
Mortgage Rates Mixed in Latest Mortgage Survey: 15 Year Mortgage Rates Highest Since April 2010
Today's Mortgage Rates Near Record Lows and Reasonible Lending Standards Would Raise Home Sales
A Higher Discount Rate Doesn't Mean Higher CD Rates, Savings Rates and Mortgage Rates
Mortgage Rates Decline Sending Mortgage Loan Demand Higher
Broadway Federal Bank Online Savings Account
Money Market Rates and Savings Rates Report May 17, 2015
Certificate of Deposit Ladder
Northpointe Bank Money Market Rates
Fixed Mortgage Rates Today Continue to Make Record Lows

Alternative Bank and Credit Union Offers to Explore

CD Rates: Updated May 4th
Applied Bank 2 Month Jumbo CD Rates now at 0.05%
Mortgage Rates Lower This Week: 30 Year Mortgage Rates Hit Record Low of 4.09%
Best Car Insurance Rates
Mortgage Rates Today are Mixed After the Election but Just Above Record Lows
Applying for a Mortgage: Steps to Take When Buying a Home
CD Interest Rates & CD Yields Albany, New York
30 Year Conforming Mortgage Rates Hit New Low for 2017
Bank of America CD Rates: 5.00% Top Rate for 7-Month or 13-Month Featured CD
Mutual Security Credit Union CD Rates

BOC Bank Reviews

There are no reviews for BOC Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for BOC Bank
Your Name:
Your Rating:

See how BOC Bank Compares to other banks