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Advertiser Disclosure
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 Banco Popular Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 14, 2026
Banco Popular's top rate as of October 14, 2026 is credit cards from 16.99% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Banco Popular with a 4.4 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 13.00%. Rates last updated and verified on 10/14/2026. Banco Popular money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Banco Popular? Share your experience about Banco Popular by leaving a review below, or read customer reviews before you decide to use Banco Popular. Banco Popular de Puerto Rico
209 Avenida Luis Munoz Rivera
https://www.popular.com San Juan, PR 00918 Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends. Banco Popular Credit Card Rates
Financial Health HistoryBanco Popular’s Texas Ratio fell from 18.43% in Q3 2023 to 13.00% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 1.9 to 4.4 and its Health Grade from F to B+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Banco Popular is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Banco Popular rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Banco Popular's official website for the most current offers and terms.
Bank Profile & Overview
Bank Name
Banco Popular
Website
https://www.popular.com
Address
209 Avenida Luis Munoz Rivera,
San Juan, PR 00918 · San Juan
Bank Holding Company
POPULAR INC
FDIC Certificate #
34968
Regulator
FED
Established
January 2, 1999
FDIC Insurance Date
January 2, 1999
Domestic Offices
1
Total Branches
164
FDIC Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.4 / 5.0 ★
Overall Health & Safety Grade
B+ (87/100)
Texas Ratio
13.00%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.3781%
Return on Equity (ROE)
21.7800%
Non-Performing Loans Ratio (NPL)
1.06%
Total Assets
$63,342,000,000
Total Deposits
$58,725,000,000
Equity Capital
$4,032,000,000
Net Income
$422,000,000
Headquarters
San Juan
Total Branches and Offices
1
Source: FDIC — Last Updated June 30, 2026
Customer Reviews
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Frequently Asked Questions About Banco PopularHow many branches does Banco Popular operate?Banco Popular currently maintains approximately 164 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Banco Popular does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Banco Popular provides members with tools to manage their accounts and build a solid financial history. Does Banco Popular offer online and mobile banking?Most modern institutions like Banco Popular provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.popular.com. Compare to Other Banks
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