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Atchison Village Credit Union

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Atchison Village Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Atchison Village Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 19, 2026

You can compare Atchison Village Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.20%, 6-month share certificate rates at 3.79% and 3-month share certificate rates at 3.65%. Savings rates are at 0.01% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 5.73%. All these rates can be compared to Atchison Village Credit Union rates. MonitorBankRates evaluates the financial stability of Atchison Village Credit Union with a 4.5 Star Rating, an B Overall Health Grade, and a Texas Ratio of 21.01%. Rates were last updated on 04/19/2026.

Atchison Village Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Atchison Village Credit Union? Share your experience about Atchison Village Credit Union by leaving a review below, or read customer reviews before you decide to use Atchison Village Credit Union.

Overall Health & Safety Grade

Solid Health Score: 84/100

MonitorBankRates Rating

4.5

Excellent Out of 5.0 Stars

Texas Ratio

21.01%

Good Higher than avg

Atchison Village Credit Union
Atchison Village Credit Union

270A Curry St
Richmond, CA 94801

https://atchisonvillagecu.org

Atchison Village Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Vacation Loan	-	-	5.59%	12 months
No additional details. Last Updated 04/08/2026 Institution Ratings 4.5 Star Rating B Health Grade ◈ Texas Ratio: 21.01%
Vacation Loan	-	-	6.59%	24 months
No additional details. Last Updated 04/08/2026 Institution Ratings 4.5 Star Rating B Health Grade ◈ Texas Ratio: 21.01%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Atchison Village Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Atchison Village Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Atchison Village Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Atchison Village Credit Union

Website https://atchisonvillagecu.org

Address 270A Curry St, Richmond, CA 94801

Phone 510-233-3218

Fax 510-233-3295

President Juventino Sanchez

CEO Cecilia Heredia Rocha

Full-Time Employees 6

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.5 / 5.0 ★

Overall Health & Safety Grade

B (84/100)

Texas Ratio

21.01%

Return on Assets (ROA)

3.3154%

Return on Equity (ROE)

25.3332%

Non-Performing Loans Ratio (NPL)

5.90%

Total Assets

13,208,497

Total Amount of Shares and Deposits

11,459,443

Total Shares and Deposits < 1 Year

11,459,443

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

151,918

Total Uninsured Shares and Deposits > $250K (F+J)

151,918

Total Insured Shares and Deposits > $250K (item 17 less item K)

11,307,525

Total Interest Expense (Sum of items 6 8)

47,324

Share Certificates

Number of Accounts for Share Drafts

572

IRA KEOGH Accounts

Number of Accounts for Regular Shares

1,824

All other shares

238

Net Income (unless the amount is already included in Undivided Earnings)

437,911

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,640,554

Total Liabilities

11,523,136

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Atchison Village Credit Union

Is Atchison Village Credit Union a safe place to deposit money?

Yes, Atchison Village Credit Union is considered a safe financial institution. With a Texas Ratio of 21.01209993729%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Atchison Village Credit Union operate?

Atchison Village Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Atchison Village Credit Union?

Yes, to access services at Atchison Village Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Atchison Village Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Atchison Village Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Atchison Village Credit Union offer online and mobile banking?

Most modern institutions like Atchison Village Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://atchisonvillagecu.org.