|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Ascentra Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Ascentra Credit Union's 13 month CDs rates are at 3.95%, 21 month CDs rates are at 3.85%, 30 month CDs rates are at 3.75%, 60 month CDs rates are at 1.50%, 48 month CDs rates are at 1.20%. Ascentra Credit Union's savings rates are at 0.05%. Ascentra Credit Union's money market rates are at 0.10%. Ascentra Credit Union's 5/1 Adjustable Rate Mortgage rates are at 5.25%, 10/1 Adjustable Rate Mortgage rates are at 5.50%, Fixed Rate Mortgage - 10 & Done (10 Year Fixed) rates are at 5.62%, Fixed Rate Mortgage - 15 Year Fixed Rate rates are at 5.75%, Fixed Rate Mortgage - 20 Year Fixed Rate rates are at 6.12%. MonitorBankRates evaluates the financial stability of Ascentra Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.31%. Rates were last updated on 03/25/2026. Ascentra Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ascentra Credit Union? Share your experience about Ascentra Credit Union by leaving a review below, or read customer reviews before you decide to use Ascentra Credit Union. 
Ascentra Credit Union CD Rates
Ascentra Credit Union Savings Rates
Ascentra Credit Union Money Market Rates
Ascentra Credit Union Checking Rates
Ascentra Credit Union Mortgage Rates
Ascentra Credit Union Home Equity & HELOC
Ascentra Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Ascentra Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ascentra Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ascentra Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Ascentra Credit Union
Website
https://www.ascentra.org
Address
2019 Grant St,
Bettendorf, IA 52722
Phone
563-355-0152
Fax
563-355-5536
President
Tom Gibbs
CEO
Linda Andry
Full-Time Employees
172
Part-Time Employees
6
Branch Locations
9
ATM Locations
11
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.31%
Return on Assets (ROA)
0.4459%
Return on Equity (ROE)
4.3172%
Non-Performing Loans Ratio (NPL)
1.03%
Total Assets
566,495,369
Total Amount of Shares and Deposits
485,652,093
Total Shares and Deposits < 1 Year
452,031,397
Total Shares and Deposits 1 3 Years
32,505,600
Total Shares and Deposits > 3 Years
1,115,096
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
19,741,685
Total Uninsured Shares and Deposits > $250K (F+J)
19,741,685
Total Insured Shares and Deposits > $250K (item 17 less item K)
465,910,408
Total Interest Expense (Sum of items 6 8)
4,163,958
Share Certificates
3,598
Number of Accounts for Share Drafts
30,400
IRA KEOGH Accounts
1,343
Number of Accounts for Regular Shares
45,141
All other shares
6,298
Non Member Deposits
1
Money Market Shares
2,033
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
28,896,449
Total Liabilities
508,162,904
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Ascentra Credit UnionIs Ascentra Credit Union a safe place to deposit money?Yes, Ascentra Credit Union is considered a safe financial institution. With a Texas Ratio of 7.3138567558501%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Ascentra Credit Union operate?Ascentra Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Ascentra Credit Union?Yes, to access services at Ascentra Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Ascentra Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Ascentra Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Ascentra Credit Union offer online and mobile banking?Most modern institutions like Ascentra Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ascentra.org. Current Ascentra Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
WTNM Atlantic Federal Credit Union
MWPH Grand Lodge of Illinois Federal Credit Union
Emerald Empire Federal Credit Union
Embold Federal Credit Union
Bellco Federal Credit Union
American Heritage Federal Credit Union
Argent Federal Credit Union
Community Trust Credit Union
Emergency Responders Credit Union
Sikorsky Credit Union
Gulf Coast Federal Credit Union
AurGroup Credit Union
The Infirmary Federal Credit Union
Community Resource Federal Credit Union
WCU Credit Union
Ottawa Hiway Credit Union
NEW CASTLE BELLCO
Liberty Savings Federal Credit Union
Encurage Financial Network Credit Union
Federal Employees Credit Union
Glacier Hills Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
