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Arrowhead Central Credit Union Rates & Review March 2026

Arrowhead Central Credit Union's 5 Month Promo CD rates are at 4.00%, 12 Month Promo CD rates are at 3.50%, IRA CDs 60 month rates are at 1.40%, 60 Month CD rates are at 1.35%, IRA CDs 60 month rates are at 1.35%. Arrowhead Central Credit Union's savings rates are at 0.00%. Arrowhead Central Credit Union's money market rates are at 0.35%. MonitorBankRates evaluates the financial stability of Arrowhead Central Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.28%. Rates were last updated on 03/17/2026.

Arrowhead Central Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Arrowhead Central Credit Union? Share your experience about Arrowhead Central Credit Union by leaving a review below, or read customer reviews before you decide to use Arrowhead Central Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.28%
Excellent Lower than avg
Arrowhead Central Credit Union
Corporate Haven
8686 Haven Ave
Rancho Cucamonga, CA 91730 9109
https://www.arrowheadcu.org
Member NCUA

Arrowhead Central Credit Union CD Rates

Product Rate APY Term View More
5 Month Promo Share Certificate - 4.00% 5 Month
Min Deposit $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
12 Month Promo Share Certificate - 3.50% 12 Month
Min Deposit $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
IRA Certificates 60 month - 1.40% 60 Months
Min Deposit $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
60 Month Share Certificate - 1.35% 60 Month
Min Deposit $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
IRA Certificates 60 month - 1.35% 60 Months
Min Deposit $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
60 Month Share Certificate - 1.30% 60 Month
Min Deposit $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
IRA Certificates 48 month - 1.05% 48 Months
Min Deposit $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
48 Month Share Certificate - 1.00% 48 Month
Min Deposit $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
IRA Certificates 48 month - 1.00% 48 Months
Min Deposit $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
48 Month Share Certificate - 0.95% 48 Month
Min Deposit $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
IRA Certificates 36 month - 0.70% 36 Months
Min Deposit $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
36 Month Share Certificate - 0.65% 36 Month
Min Deposit $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
IRA Certificates 36 month - 0.65% 36 Months
Min Deposit $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
36 Month Share Certificate - 0.60% 36 Month
Min Deposit $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
IRA Certificates 24 month - 0.55% 24 Months
Min Deposit $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
24 Month Share Certificate - 0.50% 24 Month
Min Deposit $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
IRA Certificates 24 month - 0.50% 24 Months
Min Deposit $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
24 Month Share Certificate - 0.45% 24 Month
Min Deposit $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
IRA Certificates 12 month - 0.40% 12 Months
Min Deposit $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
12 Month Share Certificate - 0.35% 12 Month
Min Deposit $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
IRA Certificates 12 month - 0.35% 12 Months
Min Deposit $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
12 Month Share Certificate - 0.30% 12 Month
Min Deposit $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
6 Month Share Certificate - 0.30% 6 Month
Min Deposit $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
6 Month Share Certificate - 0.25% 6 Month
Min Deposit $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Arrowhead Central Credit Union Savings Rates

Product Rate APY View More
Arrowhead Savings - 0.15%
Min Deposit $1
Min Balance $5,000
Details $1 minimum opening deposit and $1 balance to maintain.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Arrowhead Savings - 0.10%
Min Deposit $1
Min Balance $2,000
Details $1 minimum opening deposit and $1 balance to maintain.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Arrowhead Savings - 0.05%
Min Deposit $1
Min Balance $100
Details $1 minimum opening deposit and $1 balance to maintain.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Holiday Club - 0.05%
Min Balance $0
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Special Savings - 0.05%
Min Balance $0
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Arrowhead Savings - 0.00%
Min Deposit $1
Min Balance $0
Details $1 minimum opening deposit and $1 balance to maintain.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Arrowhead Central Credit Union Money Market Rates

Product Rate APY View More
Money Market - 1.10%
Min Deposit $2,500
Min Balance $500,000
Details Minimum to open is $2,500.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Money Market - 1.00%
Min Deposit $2,500
Min Balance $250,000
Details Minimum to open is $2,500.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Money Market - 0.75%
Min Deposit $2,500
Min Balance $100,000
Details Minimum to open is $2,500.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Money Market - 0.60%
Min Deposit $2,500
Min Balance $50,000
Details Minimum to open is $2,500.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Money Market - 0.50%
Min Deposit $2,500
Min Balance $25,000
Details Minimum to open is $2,500.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Money Market - 0.35%
Min Deposit $2,500
Min Balance $0
Details Minimum to open is $2,500.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Arrowhead Central Credit Union Checking Rates

Product Rate APY View More
Consumer Dividend Checking - 0.08%
Min Deposit $100
Min Balance $25,000
Details Minimum to open is $100.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Consumer Dividend Checking - 0.03%
Min Deposit $100
Min Balance $2,500
Details Minimum to open is $100.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Consumer Dividend Checking - 0.00%
Min Deposit $100
Min Balance $0
Details Minimum to open is $100.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Arrowhead Central Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan Fixed Rate - Primary Residence 80% CLTV K - - 7.25% Up to 120 Months
Details Up to $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Home Equity Line of Credit 80% CLTV K - - 7.75% 240 Months
Details Up to $500; Variable rate based on prime rate plus margin - Primary Residence
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Home Equity Loan Fixed Rate - Primary Residence 80% CLTV K - - 8.00% Up to 240 Months
Details Up to $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Arrowhead Central Credit Union Credit Card Rates

Product Rate APR View More
Visa® Credit Card - 13.49%
Details Regular APR: 13.49% - 17.25%
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Arrowhead Central Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Arrowhead Central Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Arrowhead Central Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Arrowhead Central Credit Union
Address 8686 Haven Ave, Rancho Cucamonga, CA 91730 9109
Phone 909-379-6500
Fax 909-379-6277
President Tom Potter
CEO Darin Woinarowicz
Full-Time Employees 432
Part-Time Employees 55
Branch Locations 21
ATM Locations 20
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.28%
Return on Assets (ROA)
0.1734%
Return on Equity (ROE)
1.5842%
Non-Performing Loans Ratio (NPL)
0.48%
Total Assets
2,418,242,994
Total Amount of Shares and Deposits
2,070,186,783
Total Shares and Deposits < 1 Year
2,056,113,805
Total Shares and Deposits 1 3 Years
10,815,365
Total Shares and Deposits > 3 Years
3,257,612
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
64,985,191
Total Uninsured Shares and Deposits > $250K (F+J)
64,985,191
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,005,201,592
Total Interest Expense (Sum of items 6 8)
4,482,155
Share Certificates
6,913
Number of Accounts for Share Drafts
178,569
IRA KEOGH Accounts
1,689
Number of Accounts for Regular Shares
105,758
All other shares
2,723
Money Market Shares
3,436
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
369,939,190
Total Liabilities
2,172,151,497
Source: NCUA — Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About Arrowhead Central Credit Union

Is Arrowhead Central Credit Union a safe place to deposit money?

Yes, Arrowhead Central Credit Union is considered a safe financial institution. With a Texas Ratio of 2.279202637638%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Arrowhead Central Credit Union operate?

Arrowhead Central Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Arrowhead Central Credit Union?

Yes, to access services at Arrowhead Central Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Arrowhead Central Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Arrowhead Central Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Arrowhead Central Credit Union offer online and mobile banking?

Most modern institutions like Arrowhead Central Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.arrowheadcu.org.

Current Arrowhead Central Credit Union Rates

  • 12-Month CD0.30%
  • 24-Month CD0.45%
  • 60-Month CD1.30%
  • Savings0.00%
  • MMA0.35%
Retrieved from our database of financial products. Rates subject to change.