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Armstrong Associates Federal Credit Union Rates & Review August 2026

Armstrong Associates Federal Credit Union's savings rates are at 1.46%. Armstrong Associates Federal Credit Union's Personal Loan Rates are at 9.90%. MonitorBankRates evaluates the financial stability of Armstrong Associates Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.55%. Rates last updated and verified on 08/28/2026.

Armstrong Associates Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Armstrong Associates Federal Credit Union? Share your experience about Armstrong Associates Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Armstrong Associates Federal Credit Union.

MonitorBankRates Verified Strong Badge 2026 Verified Strong Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.55%
Excellent Lower than avg
Armstrong Associates Federal Credit Union
Ford City Office
414 Ford St
Ford City, PA 16226
https://www.myaafcu.com/
Member NCUA

Armstrong Associates Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 1.50% 1.50%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%
Member's Choice Club 1.45% 1.46%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%
Share Savings Account 1.45% 1.46%
Min Deposit $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%

Armstrong Associates Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - 60 Months - - 4.29% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%
Home Equity Loan - 84 Months - - 4.69% 84 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%
Home Equity Loan - 120 Months - - 5.19% 120 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%
Home Equity Loan - 180 Months - - 5.45% 180 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%
Home Equity Line of Credit (Variable Rate) - - 6.75%
Details Variable rate based on the Wall Street Prime; No lower than 5.00%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%

Armstrong Associates Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
NEW Auto Loan - - 4.69% up to 60 Months
Details As Low As; limitations apply
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%
NEW Auto Loan - - 4.99% 61-84 Months
Details As Low As; limitations apply
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%
Used Auto Loan - - 5.59% 2019-2025 up to 48 Months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%
Used Auto Loan - - 5.69% 2019-2025 49-60 Months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%
Used Auto Loan - - 5.89% 2023-2025 61-84 Months
Details As Low As; Subject to mileage < 75,000; reconstructed titles not eligible
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%
Used Auto Loan - - 6.99% 2015-2018 up to 60 Months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%

Armstrong Associates Federal Credit Union Student Loan Rates

Product Rate Points APR Term View More
Lenape Tech Adult Education Loan - - 3.99% up to 12 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%
Lenape Tech Adult Education Loan - - 5.99% 25-36 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%

Armstrong Associates Federal Credit Union Personal Loan Rates

Product Rate APR View More
Unsecured Personal Loans - 9.90%
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.55%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Armstrong Associates Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Armstrong Associates Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Armstrong Associates Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Armstrong Associates Federal Credit Union
Address 414 Ford St, Ford City, PA 16226
Phone 724-763-1172
Fax 724-763-9375
President Peter Hess
CEO Lisa Haverkost
Full-Time Employees 20
Part-Time Employees 3
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.55%
Return on Assets (ROA)
0.8900%
Return on Equity (ROE)
6.7479%
Non-Performing Loans Ratio (NPL)
0.41%
Total Assets
75,682,304
Total Amount of Shares and Deposits
65,053,037
Total Shares and Deposits < 1 Year
63,964,041
Total Shares and Deposits 1 3 Years
504,813
Total Shares and Deposits > 3 Years
584,183
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,665,106
Total Uninsured Shares and Deposits > $250K (F+J)
1,665,106
Total Insured Shares and Deposits > $250K (item 17 less item K)
63,387,931
Total Interest Expense (Sum of items 6 8)
682,272
Share Certificates
150
Number of Accounts for Share Drafts
3,622
Number of Accounts for Regular Shares
9,488
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,890,340
Total Liabilities
65,742,871
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Strong Badge 2026
2026 MBR Health & Safety Badge

Armstrong Associates Federal Credit Union earned the Verified Strong badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Frequently Asked Questions About Armstrong Associates Federal Credit Union

How many branches does Armstrong Associates Federal Credit Union operate?

Armstrong Associates Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Armstrong Associates Federal Credit Union?

Yes, to access services at Armstrong Associates Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Armstrong Associates Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Armstrong Associates Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Armstrong Associates Federal Credit Union offer online and mobile banking?

Most modern institutions like Armstrong Associates Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myaafcu.com/.

Current Armstrong Associates Federal Credit Union Rates

  • Savings1.46%
Retrieved from our database of financial products. Rates subject to change.