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 Apple Federal Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Apple Federal Credit Union's 12 Month Starter CD rates are at 5.00%, 12-Month Starter CD rates are at 5.00%, 70 Years Special rates are at 4.10%, Jumbo 12 Month CD rates are at 3.75%, Jumbo 36 Month CD rates are at 3.75%. Apple Federal Credit Union's savings rates are at 0.10%. Apple Federal Credit Union's money market rates are at 0.50%. Apple Federal Credit Union's Personal Loan Rates are at 4.24%. MonitorBankRates evaluates the financial stability of Apple Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.07%. Rates last updated and verified on 08/28/2026. Apple Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Apple Federal Credit Union? Share your experience about Apple Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Apple Federal Credit Union. Apple Federal Credit Union
Fairfax Corner Branch 4097 Monument Corner Dr
https://www.applefcu.org Fairfax, VA 22030 8640 
Apple Federal Credit Union CD Rates
Apple Federal Credit Union Savings Rates
Apple Federal Credit Union Money Market Rates
Apple Federal Credit Union Checking Rates
Apple Federal Credit Union Auto Loan Rates
Apple Federal Credit Union Student Loan Rates
Apple Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Apple Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Apple Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Apple Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Apple Federal Credit Union
Website
https://www.applefcu.org
Address
4097 Monument Corner Dr,
Fairfax, VA 22030 8640
Phone
703-788-4800
Fax
President
Calanthia Tucker
CEO
Andrew Grimm
Full-Time Employees
576
Part-Time Employees
31
Branch Locations
24
ATM Locations
24
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.07%
Return on Assets (ROA)
0.6235%
Return on Equity (ROE)
5.8042%
Non-Performing Loans Ratio (NPL)
0.57%
Total Assets
5,333,284,748
Total Amount of Shares and Deposits
4,430,449,060
Total Shares and Deposits < 1 Year
3,937,032,455
Total Shares and Deposits 1 3 Years
401,363,682
Total Shares and Deposits > 3 Years
92,052,923
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
528,609,267
Total Uninsured Shares and Deposits > $250K (F+J)
528,609,267
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,901,839,793
Total Interest Expense (Sum of items 6 8)
76,008,200
Share Certificates
52,462
Number of Accounts for Share Drafts
187,742
IRA KEOGH Accounts
10,599
Number of Accounts for Regular Shares
326,038
All other shares
945
Non Member Deposits
10
Money Market Shares
29,298
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
359,544,322
Total Liabilities
4,858,783,980
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Apple Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Apple Federal Credit Union
Frequently Asked Questions About Apple Federal Credit UnionHow many branches does Apple Federal Credit Union operate?Apple Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Apple Federal Credit Union?Yes, to access services at Apple Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Apple Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Apple Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Apple Federal Credit Union offer online and mobile banking?Most modern institutions like Apple Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.applefcu.org. Current Apple Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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