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Aloha Pacific Federal Credit Union Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated: June 16, 2026
Aloha Pacific Federal Credit Union's 12-Month CD rates are at 3.75%, 6-Month CD rates are at 3.50%, 6-month CD rates are at 3.25%, 12-month CD rates are at 3.00%, 36-month CD rates are at 3.00%. Aloha Pacific Federal Credit Union's savings rates are at 0.05%. Aloha Pacific Federal Credit Union's 5/6 ARM rates are at 4.75%, 7/6 ARM rates are at 4.88%, 30 Year Jumbo Loan rates are at 5.00%, 10/6 ARM rates are at 5.00%, 30 Year Jumbo Loan rates are at 5.38%. Aloha Pacific Federal Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of Aloha Pacific Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.22%. Rates were last updated on 06/16/2026.
Aloha Pacific Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Aloha Pacific Federal Credit Union? Share your experience about Aloha Pacific Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Aloha Pacific Federal Credit Union.
Overall Health & Safety Grade
?
A+
Exceptional HealthScore: 98/100
Overall Health & Safety Grade
Aloha Pacific Federal Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Aloha Pacific Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
3.22%
ExcellentLower than avg
Aloha Pacific Federal Credit Union Texas Ratio
Aloha Pacific Federal Credit Union's Texas Ratio is 3.22%, which is considered excellent and is lower than the national average of 6.13%.
Aloha Pacific Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
DetailsQualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; Aloha Rewards Checking Account Required.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Rewards Money Market Savings
-
2.50%
Min Balance$100,000
DetailsQualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; $250,000.00 Aloha Rewards Checking Account Required.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Rewards Money Market Savings
-
2.00%
Min Balance$50,000
DetailsQualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; $100,000.00 Aloha Rewards Checking Account Required.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Rewards Money Market Savings
-
1.50%
Min Balance$20,000
DetailsQualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; $50,000.00 Aloha Rewards Checking Account Required.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Rewards Money Market Savings
-
0.50%
Min Balance$10,000
DetailsQualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; $20,000.00 Aloha Rewards Checking Account Required.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Holiday Savings
-
0.50%
Details$10 minimum to open.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Money Market Savings
-
0.50%
Min Balance$100,000
Details$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Money Market Savings
-
0.25%
Min Balance$50,000
Details$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Rewards Money Market Savings
-
0.05%
DetailsQualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; $5,000 Aloha Rewards Checking Account Required.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Business Savings
-
0.05%
Min Balance$5
Details$5 minimum to open; $5 minimum balance to earn rate.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Business Second Savings
-
0.05%
Min Deposit$10
Details$10 minimum to open; no minimum to earn rate.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Regular Savings
-
0.05%
Details$5 minimum to open.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Second Savings
-
0.05%
Details$10 minimum to open; no minimum to earn APY.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Pacific Federal Credit Union Money Market Rates
Product
Rate
APY
View More
Aloha Rewards Money Market Savings
-
3.50%
Min Balance$250,000
DetailsQualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; Aloha Rewards Checking Account Required.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Rewards Money Market Savings
-
2.50%
Min Balance$100,000
DetailsQualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; $250,000.00 Aloha Rewards Checking Account Required.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Rewards Money Market Savings
-
2.00%
Min Balance$50,000
DetailsQualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; $100,000.00 Aloha Rewards Checking Account Required.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Rewards Money Market Savings
-
1.50%
Min Balance$20,000
DetailsQualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; $50,000.00 Aloha Rewards Checking Account Required.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Rewards Money Market Savings
-
0.50%
Min Balance$10,000
DetailsQualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; $20,000.00 Aloha Rewards Checking Account Required.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Money Market Savings
-
0.50%
Min Balance$100,000
Details$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Money Market Savings
-
0.25%
Min Balance$50,000
Details$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Rewards Money Market Savings
-
0.05%
DetailsQualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month.; $5,000 Aloha Rewards Checking Account Required.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Pacific Federal Credit Union Checking Rates
Product
Rate
APY
View More
Business KalaRewards Checking
-
0.05%
DetailsQualifications Required: electronic statement; 10 debit card transactions; 1 direct deposit / ACH; No minimum to earn rate; monthly requirements**: electronic statement, 10 debit card transactions & 1 direct deposit / ACH.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
KalaRewards Checking
-
0.05%
DetailsBalances Up to $50,000.00 w/ HELOC. No longer offered. Existing accounts only.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
KalaRewards Checking
-
0.03%
DetailsBalances Over $50,000. No longer offered. Existing accounts only.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Regular Checking
-
0.03%
Details$300 minimum to earn APY. No longer offered. Existing accounts only.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Business Checking
-
0.00%
Min Balance$300
Details$300 minimum to avoid monthly fee and earn rate.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Business KalaRewards Checking
-
0.00%
DetailsQualifications Required: electronic statement; 10 debit card transactions; 1 direct deposit / ACH; No minimum to earn rate; monthly requirements**: electronic statement, 10 debit card transactions & 1 direct deposit / ACH.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Pacific Federal Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
5/6 ARM
4.75%
1.500%
4.98%
5/6 ARM
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
7/6 ARM
4.88%
1.500%
5.11%
7/6 ARM
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
30 Year Jumbo Loan
5.00%
2.000%
5.21%
30 Year
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
10/6 ARM
5.00%
1.500%
5.23%
10/6 ARM
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
30 Year Jumbo Loan
5.38%
1.000%
5.50%
30 Year
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
15 Year Fixed
7.00%
0.000%
7.21%
15 Year Fixed
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Pacific Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity HELOC
-
-
5.25%
36-Month
DetailsIntro Rate
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Home Equity HELOC Owner-Occupant
-
-
5.25%
36-Month Introductory Rate
DetailsIntroductory Rate. After your chosen initial period, your APR will be the Current Indexed Rate, which is variable based on the Prime Rate published in the Wall Street Journal with no added margin (3.75% minimum & 18.00% maximum) and subject to change quarterly. Program is a 10-year draw with interest-only payments and 20-year amortization period.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Home Equity HELOC Owner-Occupant
-
-
5.50%
60-Month Introductory Rate
DetailsIntroductory Rate. After your chosen initial period, your APR will be the Current Indexed Rate, which is variable based on the Prime Rate published in the Wall Street Journal with no added margin (3.75% minimum & 18.00% maximum) and subject to change quarterly. Program is a 10-year draw with interest-only payments and 20-year amortization period.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Home Equity HELOC Investor/Second Home
-
-
5.99%
36-Month Introductory Rate
DetailsIntroductory Rate. After your chosen initial period, your APR will be the Current Indexed Rate, which is variable based on the Prime Rate published in the Wall Street Journal plus 1.50% (3.75% minimum & 18.00% maximum) and subject to change quarterly. Program is a 10-year draw with interest-only payments and 20-year amortization period.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Home Equity HELOC Owner-Occupant, >80-90 LTV
-
-
6.25%
36-Month Introductory Rate
DetailsIntroductory Rate. After your chosen initial period, your APR will be the Current Indexed Rate, which is variable based on the Prime Rate published in the Wall Street Journal plus 1.00% (3.75% minimum & 18.00% maximum) and subject to change quarterly. Program is a 10-year draw with interest-only payments and 20-year amortization period.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Home Equity HELOC Owner-Occupant, >80-90 LTV
-
-
6.50%
60-Month Introductory Rate
DetailsIntroductory Rate. After your chosen initial period, your APR will be the Current Indexed Rate, which is variable based on the Prime Rate published in the Wall Street Journal plus 1.00% (3.75% minimum & 18.00% maximum) and subject to change quarterly. Program is a 10-year draw with interest-only payments and 20-year amortization period.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Home Equity HELOC
-
-
6.75%
DetailsCurrent Variable Index Rate
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Pacific Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Auto Loan
-
-
3.99%
36 months
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Used Auto Loan
-
-
3.99%
36 months
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
New Auto Loan
-
-
5.50%
48 months
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Used Auto Loan
-
-
5.50%
48 months
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
New Auto Loan
-
-
5.75%
60 months
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Used Auto Loan
-
-
5.75%
60 months
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
New Auto Loan
-
-
6.00%
78 months
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Used Auto Loan
-
-
6.00%
78 months
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
New Auto Loan
-
-
7.25%
84 months
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Used Auto Loan
-
-
7.25%
84 months
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
New Auto Loan
-
-
9.00%
90 months
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Pacific Federal Credit Union Credit Card Rates
Product
Rate
APR
View More
VISA® Platinum Preferred
-
11.24%
DetailsVariable APR based on Wall Street Journal Prime (WSJ Prime) plus a margin. Margins vary by product. Restrictions may apply. Contact us for further information about applicable fees & terms.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
VISA® Platinum Rewards
-
13.24%
DetailsVariable APR based on Wall Street Journal Prime (WSJ Prime) plus a margin. Margins vary by product. Restrictions may apply. Contact us for further information about applicable fees & terms.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
VISA® Platinum Cash Back
-
16.24%
DetailsVariable APR based on Wall Street Journal Prime (WSJ Prime) plus a margin. Margins vary by product. Restrictions may apply. Contact us for further information about applicable fees & terms.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Aloha Pacific Federal Credit Union Personal Loan Rates
Product
Rate
APR
View More
Personal Term Loan
-
7.99%
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Personal Term Loan
-
8.50%
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Personal Term Loan
-
8.75%
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Personal Term Loan
-
9.00%
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Personal Term Loan
-
9.50%
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Personal Term Loan
-
11.00%
DetailsAs Low As; Your actual APR will depend on your credit worthiness, the specific loan term, and other qualifying factors.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.22%
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Aloha Pacific Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Aloha Pacific Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Aloha Pacific Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union NameAloha Pacific Federal Credit Union
Address
3465 Waialae Ave Ste 400,
Honolulu, HI 96816 2664
Phone808-531-3711
Fax808-539-0170
PresidentGary Iwai
CEOVince Otsuka
Full-Time Employees174
Part-Time Employees15
Branch Locations11
ATM Locations9
NCUA Insured✓ Yes — Up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.22%
Return on Assets (ROA)
0.5496%
Return on Equity (ROE)
5.4678%
Non-Performing Loans Ratio (NPL)
0.63%
Total Assets
1,413,559,398
Total Amount of Shares and Deposits
1,231,755,970
Total Shares and Deposits < 1 Year
1,223,028,716
Total Shares and Deposits 1 3 Years
6,594,063
Total Shares and Deposits > 3 Years
2,133,191
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
29,571,922
Total Uninsured Shares and Deposits > $250K (F+J)
29,571,922
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,202,184,048
Total Interest Expense (Sum of items 6 8)
13,425,789
Share Certificates
8,834
Number of Accounts for Share Drafts
47,102
IRA KEOGH Accounts
3,099
Number of Accounts for Regular Shares
82,263
Money Market Shares
1,522
Net Income (unless the amount is already included in Undivided Earnings)
7,769,579
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
74,899,068
Total Liabilities
1,298,936,149
Source: NCUA — Last Updated 09/30/2025
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Frequently Asked Questions About Aloha Pacific Federal Credit Union
How many branches does Aloha Pacific Federal Credit Union operate?
Aloha Pacific Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Aloha Pacific Federal Credit Union?
Yes, to access services at Aloha Pacific Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Aloha Pacific Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Aloha Pacific Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Aloha Pacific Federal Credit Union offer online and mobile banking?
Most modern institutions like Aloha Pacific Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://alohapacific.com.
Current Aloha Pacific Federal Credit Union Rates
12-Month CD3.00%
18-Month CD2.75%
24-Month CD2.75%
60-Month CD3.00%
Savings0.05%
Retrieved from our database of financial products. Rates subject to change.