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Alive Credit Union Rates & Review March 2026

Alive Credit Union's 13 month CDs of Deposit - Special Offers rates are at 4.00%, 9 month CDs of Deposit - Special Offers rates are at 3.90%, 24 month CDs of Deposit rates are at 3.55%, 30 month CDs of Deposit rates are at 3.55%, 36 month CDs of Deposit rates are at 3.55%. Alive Credit Union's savings rates are at 0.15%. Alive Credit Union's money market rates are at 0.75%. Alive Credit Union's 5/5 ARM rates are at 5.25%, Jumbo 5/5 ARM rates are at 5.25%, 5/5 ARM rates are at 5.38%, Jumbo 5/5 ARM rates are at 5.38%, 7/6 ARM rates are at 5.50%. Alive Credit Union's Personal Loan Rates are at 9.25%. MonitorBankRates evaluates the financial stability of Alive Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.30%. Rates were last updated on 03/17/2026.

Alive Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alive Credit Union? Share your experience about Alive Credit Union by leaving a review below, or read customer reviews before you decide to use Alive Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.30%
Excellent Lower than avg
Alive Credit Union
Main Office
9790 Touchton Rd
Jacksonville, FL 32246
https://www.alivecu.coop/
Member NCUA

Alive Credit Union CD Rates

Product Rate APY Term View More
13 month Certificates of Deposit - Special Offers 3.93% 4.00% 13 months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
9 month Certificates of Deposit - Special Offers 3.83% 3.90% 9 months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
24 month Certificates of Deposit 3.49% 3.55% 24 months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
30 month Certificates of Deposit 3.49% 3.55% 30 months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
36 month Certificates of Deposit 3.49% 3.55% 36 months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
18 month Certificates of Deposit 3.45% 3.50% 18 months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
60 month Certificates of Deposit 3.45% 3.50% 60 months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
48 month Certificates of Deposit 3.40% 3.45% 48 months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Certificates of Deposit - Pulse Certificate 24 month 3.39% 3.44% 24 months
Min Deposit $100
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
12 month Certificates of Deposit 3.35% 3.40% 12 months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Certificates of Deposit - Pulse Certificate 18 month 3.35% 3.40% 18 months
Min Deposit $100
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Healthy Kids Club 12 month Certificates of Deposit 3.35% 3.40% 12 months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Certificates of Deposit - Pulse Certificate 12 month 3.25% 3.30% 12 months
Min Deposit $100
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
6 month Certificates of Deposit 2.42% 2.45% 6 months
Min Deposit $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%

Alive Credit Union Savings Rates

Product Rate APY View More
Health Savings Account 0.75% 0.75%
Min Balance $25,001
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Health Savings Account 0.70% 0.70%
Min Balance $10,001
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Health Savings Account 0.65% 0.65%
Min Balance $2,501
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Health Savings Account 0.60% 0.60%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Club Accounts 0.15% 0.15%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Healthy Kids Club 0.15% 0.15%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Savings 0.15% 0.15%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%

Alive Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts 2.13% 2.15%
Min Deposit $200,000
Min Balance $200,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Money Market Accounts 2.04% 2.05%
Min Deposit $150,000
Min Balance $150,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Money Market Accounts 1.54% 1.55%
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Money Market Accounts 1.29% 1.30%
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Money Market Accounts 1.15% 1.15%
Min Deposit $25,000
Min Balance $25,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Money Market Accounts 1.05% 1.05%
Min Deposit $2,500
Min Balance $2,500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Money Market Accounts 0.75% 0.75%
Min Deposit $100
Min Balance $100
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%

Alive Credit Union Checking Rates

Product Rate APY View More
Interest Checking 0.15% 0.15%
Min Balance $2,500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%

Alive Credit Union Mortgage Rates

Product Rate Points APR Term View More
Variable / Fixed Promotion - - 5.00%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
5/5 ARM 5.25% 0.250% 5.35%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Jumbo 5/5 ARM 5.25% 0.250% 5.35%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
5/5 ARM 5.38% 0.000% 5.48%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Jumbo 5/5 ARM 5.38% 0.000% 5.48%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
7/6 ARM 5.50% 0.250% 5.61%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Jumbo 7/6 ARM 5.50% 0.250% 5.61%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
15 year fixed 5.50% 0.250% 5.68% 15 year
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Conventional Fixed 15 year fixed 5.50% 0.250% 5.68%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Jumbo 15 year fixed 5.50% 0.250% 5.68%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
7/6 ARM 5.63% 0.000% 5.73%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Jumbo 7/6 ARM 5.63% 0.000% 5.73%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
15 year fixed 5.63% 0.000% 5.80% 15 year
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Conventional Fixed 15 year fixed 5.63% 0.000% 5.80%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Jumbo 15 year fixed 5.63% 0.000% 5.80%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
10/1 ARM 5.75% 0.250% 5.86%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Jumbo 10/1 ARM 5.75% 0.250% 5.86%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
20 year fixed 5.75% 0.250% 5.89% 20 year
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Conventional Fixed 20 year fixed 5.75% 0.250% 5.89%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Jumbo 20 year fixed 5.75% 0.250% 5.89%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
10/1 ARM 5.88% 0.000% 5.98%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
HERO Home Loan 10/1 ARM 5.88% 0.000% 5.98%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Jumbo 10/1 ARM 5.88% 0.000% 5.98%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
20 year fixed 5.88% 0.000% 6.02% 20 year
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Conventional Fixed 20 year fixed 5.88% 0.000% 6.02%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Jumbo 20 year fixed 5.88% 0.000% 6.02%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
30 year fixed 6.00% 0.250% 6.11% 30 year
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Conventional Fixed 30 year fixed 6.00% 0.250% 6.11%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
FHA 30 year fixed 6.00% 0.250% 6.11%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Jumbo 30 year fixed 6.00% 0.250% 6.11%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
VA 30 year fixed 6.00% 0.250% 6.11%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
VA 30 year IRRRL 6.00% 0.250% 6.11%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
30 year fixed 6.13% 0.000% 6.23% 30 year
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Conventional Fixed 30 year fixed 6.13% 0.000% 6.23%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
FHA 30 year fixed 6.13% 0.000% 6.23%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Jumbo 30 year fixed 6.13% 0.000% 6.23%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
VA 30 year fixed 6.13% 0.000% 6.23%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
VA 30 year IRRRL 6.13% 0.000% 6.23%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%

Alive Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Variable Rate HELOC - - 7.25%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Fixed Rate HELOC - - 8.25%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%

Alive Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 9.25%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%
Personal Line of Credit - 11.25%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.30%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Alive Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alive Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alive Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alive Credit Union
Address 9790 Touchton Rd, Jacksonville, FL 32246
Phone 904-296-1292
Fax 904-296-2559
President Camille Cossa
CEO Aaron Logue
Full-Time Employees 57
Part-Time Employees 10
Branch Locations 11
ATM Locations 8
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.30%
Return on Assets (ROA)
0.5892%
Return on Equity (ROE)
5.0769%
Non-Performing Loans Ratio (NPL)
0.86%
Total Assets
279,750,843
Total Amount of Shares and Deposits
246,754,705
Total Shares and Deposits < 1 Year
237,714,842
Total Shares and Deposits 1 3 Years
6,528,896
Total Shares and Deposits > 3 Years
2,510,967
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
14,619,748
Total Uninsured Shares and Deposits > $250K (F+J)
14,619,748
Total Insured Shares and Deposits > $250K (item 17 less item K)
232,134,957
Total Interest Expense (Sum of items 6 8)
1,965,499
Share Certificates
1,747
Number of Accounts for Share Drafts
10,859
IRA KEOGH Accounts
406
Number of Accounts for Regular Shares
21,788
All other shares
164
Money Market Shares
991
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,139,210
Total Liabilities
249,499,638
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Alive Credit Union

Is Alive Credit Union a safe place to deposit money?

Yes, Alive Credit Union is considered a safe financial institution. With a Texas Ratio of 4.295021645715%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Alive Credit Union operate?

Alive Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alive Credit Union?

Yes, to access services at Alive Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alive Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alive Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alive Credit Union offer online and mobile banking?

Most modern institutions like Alive Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alivecu.coop/.

Current Alive Credit Union Rates

  • 12-Month CD3.30%
  • 18-Month CD3.40%
  • 24-Month CD3.44%
  • 60-Month CD3.50%
  • Savings0.15%
  • MMA0.75%
Retrieved from our database of financial products. Rates subject to change.