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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Alhambra Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 25, 2026
You can compare Alhambra Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.00%, 6-month share certificate rates at 3.65% and 3-month share certificate rates at 0.05%. Savings rates are at 0.50% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 5.93%. All these rates can be compared to Alhambra Credit Union rates. MonitorBankRates evaluates the financial stability of Alhambra Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.81%. Rates were last updated on 04/25/2026. Alhambra Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alhambra Credit Union? Share your experience about Alhambra Credit Union by leaving a review below, or read customer reviews before you decide to use Alhambra Credit Union. Alhambra Credit Union
Alhambra Credit Union 7339 N 35th Ave
https://www.alhambracu.com Phoenix, AZ 85051 
Alhambra Credit Union Mortgage Rates
Alhambra Credit Union Home Equity & HELOC
Alhambra Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Alhambra Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alhambra Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Alhambra Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Alhambra Credit Union
Website
https://www.alhambracu.com
Address
7339 N 35th Ave,
Phoenix, AZ 85051
Phone
602-246-5120
Fax
602-433-1437
President
Cathy Poplin Lutz
CEO
Edward Moraga
Full-Time Employees
11
Part-Time Employees
2
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.81%
Return on Assets (ROA)
0.2896%
Return on Equity (ROE)
2.9909%
Non-Performing Loans Ratio (NPL)
2.00%
Total Assets
32,365,323
Total Amount of Shares and Deposits
29,021,810
Total Shares and Deposits < 1 Year
28,643,079
Total Shares and Deposits 1 3 Years
344,696
Total Shares and Deposits > 3 Years
34,035
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,690,142
Total Uninsured Shares and Deposits > $250K (F+J)
1,690,142
Total Insured Shares and Deposits > $250K (item 17 less item K)
27,331,668
Total Interest Expense (Sum of items 6 8)
163,616
Share Certificates
155
Number of Accounts for Share Drafts
2,076
IRA KEOGH Accounts
53
Number of Accounts for Regular Shares
5,610
Money Market Shares
28
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,843,176
Total Liabilities
29,315,378
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Alhambra Credit UnionIs Alhambra Credit Union a safe place to deposit money?Yes, Alhambra Credit Union is considered a safe financial institution. With a Texas Ratio of 13.805169087599%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Alhambra Credit Union operate?Alhambra Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Alhambra Credit Union?Yes, to access services at Alhambra Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Alhambra Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Alhambra Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Alhambra Credit Union offer online and mobile banking?Most modern institutions like Alhambra Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alhambracu.com. Compare to Other Credit Unions
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