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Aim Credit Union Rates & Review March 2026

Aim Credit Union's Personal Loan Rates are at 7.74%. MonitorBankRates evaluates the financial stability of Aim Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.45%. Rates were last updated on 03/28/2026.

Aim Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Aim Credit Union? Share your experience about Aim Credit Union by leaving a review below, or read customer reviews before you decide to use Aim Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.45%
Excellent Lower than avg
Aim Credit Union
Main
1200 Associates Dr
Dubuque, IA 52002 2282
https://www.aimcreditunion.com
Member NCUA

Aim Credit Union Mortgage Rates

Product Rate Points APR Term View More
3/1 Year ARM 5.00% - 5.09%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
5/1 Year ARM 5.38% - 5.46%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
7/1 Year ARM 5.50% - 5.59%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
15-year Fixed 5.63% - 5.78% 15
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
InTENse 10 Year Fixed 5.75% - 5.84%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
10/1 Year ARM 5.88% - 5.97%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
30-year Fixed 5.99% - 6.08% 30
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
20-year Fixed 5.99% - 6.11% 20
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%

Aim Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 4.74% 12
Details As Low As; The introductory rate is for a new Home Equity Line of Credit (HELOC) to credit qualified members. Maximum 90% CLTC. (Combined loan-to-value = 90% of property valuation minus first mortgage balance). After the twelve-month introductory period, the interest rate is variable and may change quarterly based on an index plus margin. The index is the 13-Week Treasury Bill Rate. Margin is based on credit score and CLTV. Floor rate is 4.90% and the maximum rate is 21%.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%

Aim Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 7.74% 3 Years
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
Auto Loan - - 7.99% 4 Years
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%

Aim Credit Union Credit Card Rates

Product Rate APR View More
MasterCard Elite - 9.90%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%
MasterCard Regular - 12.90%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.45%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Aim Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Aim Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Aim Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Aim Credit Union
Address 1200 Associates Dr, Dubuque, IA 52002 2282
Phone 563-585-3737
Fax 563-585-3738
President John Schumacher
CEO Michael Moroney
Full-Time Employees 25
Part-Time Employees 0
Branch Locations 5
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.45%
Return on Assets (ROA)
0.5840%
Return on Equity (ROE)
4.3469%
Non-Performing Loans Ratio (NPL)
1.06%
Total Assets
186,277,197
Total Amount of Shares and Deposits
160,238,282
Total Shares and Deposits < 1 Year
150,117,530
Total Shares and Deposits 1 3 Years
9,941,893
Total Shares and Deposits > 3 Years
178,859
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,726,660
Total Uninsured Shares and Deposits > $250K (F+J)
1,726,660
Total Insured Shares and Deposits > $250K (item 17 less item K)
158,511,622
Total Interest Expense (Sum of items 6 8)
1,860,871
Share Certificates
1,426
Number of Accounts for Share Drafts
7,358
IRA KEOGH Accounts
517
Number of Accounts for Regular Shares
17,380
Money Market Shares
232
Net Income (unless the amount is already included in Undivided Earnings)
1,087,776
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,213,923
Total Liabilities
160,984,688
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Aim Credit Union

Is Aim Credit Union a safe place to deposit money?

Yes, Aim Credit Union is considered a safe financial institution. With a Texas Ratio of 5.4549879405313%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Aim Credit Union operate?

Aim Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Aim Credit Union?

Yes, to access services at Aim Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Aim Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Aim Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Aim Credit Union offer online and mobile banking?

Most modern institutions like Aim Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aimcreditunion.com.