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Aerospace Federal Credit Union Rates & Review March 2026

Aerospace Federal Credit Union's 12-month Loyalty CD rates are at 3.65%, 5-month CD rates are at 3.65%, 6-month CD rates are at 3.55%, 12-month CD rates are at 3.45%, 18-month CD rates are at 3.45%. Aerospace Federal Credit Union's savings rates are at 0.50%. MonitorBankRates evaluates the financial stability of Aerospace Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.80%. Rates were last updated on 03/17/2026.

Aerospace Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Aerospace Federal Credit Union? Share your experience about Aerospace Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Aerospace Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.80%
Excellent Lower than avg
Aerospace Federal Credit Union
Aerospace FCU
2310 E El Segundo Blvd
El Segundo, CA 90245
https://www.aerofcu.org
Member NCUA

Aerospace Federal Credit Union CD Rates

Product Rate APY Term View More
12-month Loyalty Share Certificate 3.59% 3.65%
Min Balance $10,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
5-month Share Certificate 3.59% 3.65%
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
6-month Share Certificate 3.49% 3.55%
Min Balance $10,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
12-month Share Certificate 3.40% 3.45%
Min Balance $10,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
18-month Share Certificate 3.40% 3.45%
Min Balance $10,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
24-month Share Certificate 3.40% 3.45%
Min Balance $10,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
36-month Share Certificate 3.35% 3.40%
Min Balance $10,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%

Aerospace Federal Credit Union Savings Rates

Product Rate APY View More
Youth Share Certificate "College Saver" 3.40% 3.45%
Min Balance $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Minor Share Savings 0.50% 0.50%
Min Balance $5
Details Qualifying balance up to $13,000.00
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%

Aerospace Federal Credit Union Checking Rates

Product Rate APY View More
Checking Account 0.05% 0.05%
Min Balance $2,500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Minor Checking Account 0.05% 0.05%
Min Balance $2,500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%

Aerospace Federal Credit Union Credit Card Rates

Product Rate APR View More
Platinum VISA Cash Back Credit Card - 9.90%
Details As Low As; Regular APR: Starting as low as 9.90%
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Platinum VISA Rewards Credit Card - 12.90%
Details Regular APR: 12.90%
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%
Student Visa Credit Card - 12.90%
Details Regular APR: 12.90%
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.80%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Aerospace Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Aerospace Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Aerospace Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Aerospace Federal Credit Union
Address 2310 E El Segundo Blvd, El Segundo, CA 90245
Phone 310-336-5030
Fax 310-336-8212
President David Christopher
CEO Marvin Thomas
Full-Time Employees 23
Part-Time Employees 1
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.80%
Return on Assets (ROA)
0.1130%
Return on Equity (ROE)
1.2606%
Non-Performing Loans Ratio (NPL)
0.21%
Total Assets
473,009,803
Total Amount of Shares and Deposits
331,567,911
Total Shares and Deposits < 1 Year
323,707,206
Total Shares and Deposits 1 3 Years
7,860,705
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
22,600,085
Total Uninsured Shares and Deposits > $250K (F+J)
22,600,085
Total Insured Shares and Deposits > $250K (item 17 less item K)
308,967,826
Total Interest Expense (Sum of items 6 8)
8,440,823
Share Certificates
2,122
Number of Accounts for Share Drafts
5,149
IRA KEOGH Accounts
249
Number of Accounts for Regular Shares
10,658
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
69,735,739
Total Liabilities
452,043,831
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Aerospace Federal Credit Union

Is Aerospace Federal Credit Union a safe place to deposit money?

Yes, Aerospace Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.80476249263495%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Aerospace Federal Credit Union operate?

Aerospace Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Aerospace Federal Credit Union?

Yes, to access services at Aerospace Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Aerospace Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Aerospace Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Aerospace Federal Credit Union offer online and mobile banking?

Most modern institutions like Aerospace Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aerofcu.org.

Current Aerospace Federal Credit Union Rates

  • 12-Month CD3.45%
  • 18-Month CD3.45%
  • 24-Month CD3.45%
  • Savings0.50%
Retrieved from our database of financial products. Rates subject to change.