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Advanz Federal Credit Union Rates & Review April 2026

Advanz Federal Credit Union's 15-Month Special CD rates are at 4.06%, 30-Month Special CD rates are at 4.06%, 12 Month CD rates are at 3.80%, 60 Month CD rates are at 3.49%, 48 Month CD rates are at 3.39%. Advanz Federal Credit Union's savings rates are at 0.15%. Advanz Federal Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Advanz Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.61%. Rates were last updated on 04/18/2026.

Advanz Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Advanz Federal Credit Union? Share your experience about Advanz Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Advanz Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.61%
Excellent Lower than avg
Advanz Federal Credit Union
Main Office
9600 Ormsby Station Rd
Louisville, KY 40223 4008
https://www.advanzcu.org
Member NCUA

Advanz Federal Credit Union CD Rates

Product Rate APY Term View More
15-Month Special Certificate 4.00% 4.06% 15
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
30-Month Special Certificate 4.00% 4.06% 30
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
12 Month Certificate 3.75% 3.80% 12
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
60 Month Certificate 3.45% 3.49% 60
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
48 Month Certificate 3.35% 3.39% 48
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
24 Month Certificate 3.25% 3.29% 24
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
36 Month Certificate 3.25% 3.29% 36
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
6 Month Certificate 3.00% 3.02% 6
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%

Advanz Federal Credit Union Savings Rates

Product Rate APY View More
Youth Savings - 2.02%
Min Balance $5
Details Qualifying balance up to $5,000.00
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
Regular Savings - 0.15%
Min Balance $5
Details For Membership; $100.00 To Earn Dividend
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
Savings Accounts - 0.15%
Details As High As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
Club & Escrow Accounts - 0.10%
Min Balance $5
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%

Advanz Federal Credit Union Checking Rates

Product Rate APY View More
Regular Checking Account - 0.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%

Advanz Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
30-Year Mortgage - - 6.25%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
Vacation & Holiday Loans - - 7.90%
Details As Low As; Up to $2,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%

Advanz Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 5.20% 5 Year
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
Home Equity Loans/Second Mortgages 5 Year - - 5.20% 5 Year
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
Home Equity Loan - - 5.95% 10 Year
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
Home Equity Loans/Second Mortgages 10 Year - - 5.95% 10 Year
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
Home Equity Loan - - 6.20% 15 Year
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
Home Equity Loans/Second Mortgages 15 Year - - 6.20% 15 Year
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%

Advanz Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer) - - 4.74% 0 - 59
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
New Auto Loan - - 4.74%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer) - - 4.99% 60 - 74
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer) - - 7.74% 75- 84
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%

Advanz Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 9.90%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%
Credit Cards Fixed - 9.90%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%

Advanz Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 10.99%
Details As Low As; Up to $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.61%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Advanz Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Advanz Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Advanz Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Advanz Federal Credit Union
Address 9600 Ormsby Station Rd, Louisville, KY 40223 4008
Phone 502-429-4955
Fax 502-429-8508
President Steve Schweitzer
CEO Heather Walter
Full-Time Employees 37
Part-Time Employees 2
Branch Locations 5
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.61%
Return on Assets (ROA)
0.9543%
Return on Equity (ROE)
6.1113%
Non-Performing Loans Ratio (NPL)
0.56%
Total Assets
154,084,094
Total Amount of Shares and Deposits
129,054,232
Total Shares and Deposits < 1 Year
119,406,928
Total Shares and Deposits 1 3 Years
8,765,579
Total Shares and Deposits > 3 Years
881,725
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,539,013
Total Uninsured Shares and Deposits > $250K (F+J)
5,539,013
Total Insured Shares and Deposits > $250K (item 17 less item K)
123,515,219
Total Interest Expense (Sum of items 6 8)
1,075,261
Share Certificates
703
Number of Accounts for Share Drafts
4,442
IRA KEOGH Accounts
369
Number of Accounts for Regular Shares
10,335
All other shares
202
Money Market Shares
912
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,383,193
Total Liabilities
129,793,413
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Advanz Federal Credit Union

Is Advanz Federal Credit Union a safe place to deposit money?

Yes, Advanz Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.6148089799134%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Advanz Federal Credit Union operate?

Advanz Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Advanz Federal Credit Union?

Yes, to access services at Advanz Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Advanz Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Advanz Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Advanz Federal Credit Union offer online and mobile banking?

Most modern institutions like Advanz Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.advanzcu.org.

Current Advanz Federal Credit Union Rates

  • 12-Month CD3.80%
  • 24-Month CD3.29%
  • 60-Month CD3.49%
  • Savings0.15%
Retrieved from our database of financial products. Rates subject to change.