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Advance Financial Federal Credit Union Rates & Review March 2026

Advance Financial Federal Credit Union's money market rates are at 0.00%. Advance Financial Federal Credit Union's Personal Loan Rates are at 12.50%. MonitorBankRates evaluates the financial stability of Advance Financial Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.00%. Rates were last updated on 03/17/2026.

Advance Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Advance Financial Federal Credit Union? Share your experience about Advance Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Advance Financial Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.00%
Excellent Lower than avg
Advance Financial Federal Credit Union
Schererville Office
31 W US Highway 30
Schererville, IN 46375 2108
https://www.advancefcu.org
Member NCUA

Advance Financial Federal Credit Union Savings Rates

Product Rate APY View More
Back-2-School Club - 0.03%
Min Balance $1
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Holiday Club - 0.03%
Min Balance $1
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%

Advance Financial Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account - 0.15%
Min Balance $150,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Money Market Account - 0.10%
Min Balance $75,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Money Market Account - 0.05%
Min Balance $20,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Money Market Account - 0.04%
Min Balance $2,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Money Market Account - 0.03%
Min Balance $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Money Market Account - 0.00%
Min Balance $5
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%

Advance Financial Federal Credit Union Checking Rates

Product Rate APY View More
Better Than Free Checking - 0.04%
Min Deposit $20,000
Min Balance $0
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Advantage Plus Checking - 0.03%
Min Deposit $25
Min Balance $0
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Better Than Free Checking - 0.03%
Min Deposit $5,000
Min Balance $0
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Better Than Free Checking - 0.02%
Min Deposit $500
Min Balance $0
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Better Than Free Checking - 0.01%
Min Deposit $25
Min Balance $0
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Free Checking - 0.00%
Min Deposit $25
Min Balance $0
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%

Advance Financial Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC Promotion - - 1.99%
Details Intro rate expires: 6 months; Regular APR: As low as 6.50%
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Home Equity Line of Credit - - 1.99%
Details Intro rate expires: 6 months; Regular APR: As Low As; 6.50%
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%
Home Equity Lines of Credit (HELOC) - - 1.99%
Details Intro rate expires: 6 months; Regular APR: As Low As; 6.50%
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%

Advance Financial Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal - 12.50%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Advance Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Advance Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Advance Financial Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Advance Financial Federal Credit Union
Address 31 W US Highway 30, Schererville, IN 46375 2108
Phone 219-392-3900
Fax 219-392-3952
President Michael Coduti
CEO Jerry Gomez
Full-Time Employees 33
Part-Time Employees 1
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
5.00%
Return on Assets (ROA)
0.2176%
Return on Equity (ROE)
1.6905%
Non-Performing Loans Ratio (NPL)
1.30%
Total Assets
122,303,503
Total Amount of Shares and Deposits
107,836,698
Total Shares and Deposits < 1 Year
105,173,333
Total Shares and Deposits 1 3 Years
2,093,488
Total Shares and Deposits > 3 Years
569,877
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,087,903
Total Uninsured Shares and Deposits > $250K (F+J)
4,087,903
Total Insured Shares and Deposits > $250K (item 17 less item K)
103,748,795
Total Interest Expense (Sum of items 6 8)
428,504
Share Certificates
450
Number of Accounts for Share Drafts
2,787
IRA KEOGH Accounts
157
Number of Accounts for Regular Shares
7,721
Money Market Shares
492
Net Income (unless the amount is already included in Undivided Earnings)
266,153
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,807,400
Total Liabilities
109,505,643
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Advance Financial Federal Credit Union

Is Advance Financial Federal Credit Union a safe place to deposit money?

Yes, Advance Financial Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.9997170291478%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Advance Financial Federal Credit Union operate?

Advance Financial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Advance Financial Federal Credit Union?

Yes, to access services at Advance Financial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Advance Financial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Advance Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Advance Financial Federal Credit Union offer online and mobile banking?

Most modern institutions like Advance Financial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.advancefcu.org.

Current Advance Financial Federal Credit Union Rates

  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.