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These rates are updated weekly. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site, where you can find additional information. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration. rates banks, thrifts and credit unions through proprietary Safe & Sound star rating system. Rates are subject to change without notice and may vary from branch to branch.

California Auto Loan Rates

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Right now on our California auto loan rates table you can get a 4 year new auto loan from Pentagon Federal Credit Union for 2.99 percent with zero auto loan rate discount points. In fact, Penfed has the best auto loan rate from any bank or credit union on our California auto loan rate table. Credit unions currently have 4 of the top 5 auto loan rates in California.

Second on our list of 4 year new auto loans in CA is  Los Angeles Federal Credit Union. LA FCU’s current 4 year new auto loan rate is 3.375 percent with 0.375 auto loan rate discount points. If you can pay an auto loan off even sooner than 4 years, LA FCU is offering 24 month new or used auto loans at a low rate of 1.99 percent. This is a special promotional auto loan rate running until January 2, 2011. 

A big national bank comes in third on our list of new auto loan rates in California. Bank of America’s current new 4 year auto loan rate is 3.49 percent with zero auto loan rate discount points.

The auto loan rate table display below is for a 48 month new auto loan in the State of California. You can compare auto loan rates in your state by using our auto rate tables.

California Auto Loan Rates

Institution Rate Rate Discounts Payment
PenFed 2.99% 0.00% $553.25
LA FCU 3.38% 0.38% $557.51
Bank of America 3.49% 0.00% $454.68
ChevronTexaco FCU 3.49% 0.50% $454.68
Contra Costa FCU 3.75% 0.00% $457.60
Patelco CU 3.75% 0.10% $457.60
LA Firemen’s CU 3.99% 0.00% $460.30
Golden 1 CU 4.24% 0.25% $463.13
Safe CU 4.29% 0.50% $567.73
nuVision Financial CU 4.45% 0.25% $465.51
Bank of the West 4.99% 0.25% $471.67
California Bank & Trust 5.20% 0.25% $578
California Credit Union 5.24% 0.50% $474.53
Pacific Service CU 5.24% 1.00% $405.41
First Bank 5.75% 0.25% $480.42
Westamerica Bank 6.54% 0.00% $593.34
HSBC 8.99% 2.00% $622.01
Author: Robert Till
December 15th, 2010

MBR In the Press