Fees & Conditions
Bank of the West
48 Mo New Car
Additional .25% disc available w/auto debit; $50 fee
48 Mo New Car
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Auto Loan Rates in Philadelphia, Pennsylvania
Pentagon Federal Credit Union has the lowest auto loan rate on our list of rates in Philadelphia, Pennsylvania for a 5 year new auto loan in the amount of $40,000. PenFed is currently offering 60 month new auto loan rates at 2.99 percent. The monthly auto loan payments for a $40,000 loan at 2.99 percent is $718.57.
Bank of America the second lowest auto loan rate on our Philadelphia, PA rate list. Bank of America is offering 5 year new auto loan rates at 3.39 percent. The monthly auto loan payments for a $40,000 loan at 3.39 percent is $725.70.
The third best auto loan rate on our Philadelphia is from PNC Bank and Sovereign Bank. Both bank’s current 60 month new auto loan rate is 4.00 percent. PNC Bank is also offering a .50 percent discount on the rate if you have your monthly car payments automatically deducted from a PNC checking account.
If you open a savings account or money market account at Sovereign and have the monthly payment automatically deducted you receive a 0.25 percent discount on the rate. The monthly auto loan payments for a $40,000 loan at 4.00 percent is $736.66.
The rates listed below are for a 5 year new auto loan in the amount of $40,000.
Philadelphia, Pennsylvania Auto Loan Rates