Loan Type
Location by:   
Fees & Conditions
48 Mo New Car
No fee 

Data Provided by If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you, please click here.
These rates are updated weekly. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site, where you can find additional information. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration. rates banks, thrifts and credit unions through proprietary Safe & Sound star rating system. Rates are subject to change without notice and may vary from branch to branch.

Auto Loan Rates: Average Rates This Week

Follow by Email

The current average auto loan rate on our 3 year new auto loan rate table is 5.053 percent. Again, these are the average rates so you can find rates a lot lower than the average. Right now on our California auto loan rate table there are several credit unions offering 3 year new auto loan rates around 3.00%.

Penfed is offering 3 year new auto loan rates at 2.99 percent for a $20,000 car loan. Penfed is also offering 100 percent financing if you qualify.

ChevronTexaco FCU is offering 3 year rates at 3.09 percent for a $20,000 car loan. ChevronTexaco FCU is also offering a .50 percent discount on the auto rate and 100 percent  financing.

If your in the market for a used auto loan we have a list of 4 year used auto loan rates. The current average 4 year used auto loan rate is 5.536 percent but Penfed is also offering 4 year used auto rates at 2.99 percent with 100 percent financing. Patelco Credit Union is offering 4 year used auto loan rates at 3.15 percent.

This Week’s Average Auto Loan Rates

  • New Auto Loan – 3 Year 5.05%
  • New Auto Loan – 4 Year 5.16%
  • New Auto Loan – 5 Year 5.28%
  • Used Auto Loan – 4 Year 5.54%


Author: Jason P. Jones
December 31st, 2010

MBR In the Press