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Auto Loan Rates in Sioux Falls, South Dakota (SD) for April 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Sioux Falls, South Dakota. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 29, 2026

Current auto loan rates in Sioux Falls, South Dakota include Service First Federal Credit UnionService First Federal Credit Union3901 E 10th St, Sioux Falls, SD, 57103 2133A+5.0 ★Texas Ratio: 0.00% offering New Vehicles (2023 & Newer) 6-48 months at 4.70%, Voyage Federal Credit UnionVoyage Federal Credit Union5800 E 18th St Ste 101, Sioux Falls, SD, 57110A5.0 ★Texas Ratio: 6.07% offering New Auto Loan (2022-New) at 5.29%, Explorers Federal Credit UnionExplorers Federal Credit Union1501 Walnut ST, Springfield, SD, 57062A+5.0 ★Texas Ratio: 3.21% offering AUTOS: 2021-2026 at 3.99%, Sentinel Federal Credit UnionSentinel Federal Credit Union2723 LeMay Blvd, Ellsworth AFB, SD, 57706A+5.0 ★Texas Ratio: 4.56% offering 2023 and Newer Auto Loan at 4.45%, Security First BankSecurity First Bank401 3rd Ave, Martin, SD, 57551A+5.0 ★Texas Ratio: 3.59% offering Brand New Vehicles: 2026 or 2025 Models (Not previously sold or traded in) at 4.95%. Auto loan rates as of March 29, 2026 according to verified data from MonitorBankRates.

Auto loan rates in Sioux Falls, South Dakota are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Sioux Falls, South Dakota. Auto Loan Rates Last Updated and Verified: March 29, 2026

Compare Auto Loan Rates Today in Sioux Falls, South Dakota & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 6-48 months
4.70%
48 Months
View
▼
APR4.70%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 60 months
4.79%
60 Months
View
▼
APR4.79%
Term60 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 6-48 months
4.92%
48 Months
View
▼
APR4.92%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 72 months
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 60 months
5.16%
60 Months
View
▼
APR5.16%
Term60 Months
Last UpdatedMar 28, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
New Auto Loan (2022-New)
5.29%
01 - 60 month
View
▼
APR5.29%
Term01 - 60 month
Last UpdatedMar 29, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
5.30%
84 Months
View
▼
APR5.30%
Term84 Months
Last UpdatedMar 28, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
New Auto Loan (2022-New)
5.39%
61 - 72 months
View
▼
APR5.39%
Term61 - 72 months
Last UpdatedMar 29, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2019-2021)
5.49%
*01 - 60 month
View
▼
APR5.49%
Term*01 - 60 month
Last UpdatedMar 29, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 72 months
5.60%
72 Months
View
▼
APR5.60%
Term72 Months
Last UpdatedMar 28, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2019-2021)
5.79%
61 - 72 months
View
▼
APR5.79%
Term61 - 72 months
Last UpdatedMar 29, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
5.80%
84 Months
View
▼
APR5.80%
Term84 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 6-48 months
6.10%
48 Months
View
▼
APR6.10%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 60 months
6.19%
60 Months
View
▼
APR6.19%
Term60 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 6-48 months
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 6-48 months
6.32%
48 Months
View
▼
APR6.32%
Term48 Months
Last UpdatedMar 28, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
New Auto Loan (2022-New)
6.39%
73 - 84 months
View
▼
APR6.39%
Term73 - 84 months
Last UpdatedMar 29, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 60 months
6.44%
60 Months
View
▼
APR6.44%
Term60 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 60 months
6.56%
60 Months
View
▼
APR6.56%
Term60 Months
Last UpdatedMar 28, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2019-2021)
6.79%
**73 - 84 months
View
▼
APR6.79%
Term**73 - 84 months
Last UpdatedMar 29, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 72 months
6.80%
72 Months
View
▼
APR6.80%
Term72 Months
Last UpdatedMar 28, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2014-2018)
6.89%
*01 - 60 month
View
▼
APR6.89%
Term*01 - 60 month
Last UpdatedMar 29, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 6-48 months
7.64%
48 Months
View
▼
APR7.64%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 60 months
7.84%
60 Months
View
▼
APR7.84%
Term60 Months
Last UpdatedMar 28, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2014-2018)
7.89%
61 - 72 months
View
▼
APR7.89%
Term61 - 72 months
Last UpdatedMar 29, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
8.20%
72 Months
View
▼
APR8.20%
Term72 Months
Last UpdatedMar 28, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2013-Older)
8.39%
*01 - 60 month
View
▼
APR8.39%
Term*01 - 60 month
Last UpdatedMar 29, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2013-Older)
8.89%
61 - 72 months
View
▼
APR8.89%
Term61 - 72 months
Last UpdatedMar 29, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 6-48 months
9.65%
48 Months
View
▼
APR9.65%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 60 months
10.40%
60 Months
View
▼
APR10.40%
Term60 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 72 months
10.80%
72 Months
View
▼
APR10.80%
Term72 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 6-48 months
11.05%
48 Months
View
▼
APR11.05%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
11.15%
84 Months
View
▼
APR11.15%
Term84 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 60 months
11.80%
60 Months
View
▼
APR11.80%
Term60 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
12.20%
72 Months
View
▼
APR12.20%
Term72 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 6-48 months
13.15%
48 Months
View
▼
APR13.15%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 60 months
14.40%
60 Months
View
▼
APR14.40%
Term60 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 6-48 months
14.55%
48 Months
View
▼
APR14.55%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 72 months
14.90%
72 Months
View
▼
APR14.90%
Term72 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
15.40%
84 Months
View
▼
APR15.40%
Term84 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 60 months
15.80%
60 Months
View
▼
APR15.80%
Term60 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
16.30%
72 Months
View
▼
APR16.30%
Term72 Months
Last UpdatedMar 28, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
3.99%
0 to 36
View
▼
APR3.99%
Term0 to 36
Last UpdatedMar 23, 2026
Details

Credit Tier: 750+

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
4.24%
37 to 48
View
▼
APR4.24%
Term37 to 48
Last UpdatedMar 23, 2026
Details

Credit Tier: 750+

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
4.45%
Up to 24
View
▼
APR4.45%
TermUp to 24
Last UpdatedMar 28, 2026
Details

As Low As; Credit Tier 760>

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
4.49%
49 to 60
View
▼
APR4.49%
Term49 to 60
Last UpdatedMar 23, 2026
Details

Credit Tier: 750+

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
4.55%
36 Months
View
▼
APR4.55%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As; Credit Tier 760>

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
4.65%
48 Months
View
▼
APR4.65%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As; Credit Tier 760>

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As; Credit Tier 760>

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Brand New Vehicles: 2026 or 2025 Models (Not previously sold or traded in)
4.95%
48 Months
View
▼
APR4.95%
Term48 Months
Last UpdatedMar 28, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
4.99%
0 to 36
View
▼
APR4.99%
Term0 to 36
Last UpdatedMar 23, 2026
Details

Credit Tier: 750+

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
4.99%
61 to 72
View
▼
APR4.99%
Term61 to 72
Last UpdatedMar 23, 2026
Details

Credit Tier: 750+

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As; Credit Tier 760>

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
5.24%
37 to 48
View
▼
APR5.24%
Term37 to 48
Last UpdatedMar 23, 2026
Details

Credit Tier: 750+

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
5.24%
37 to 48
View
▼
APR5.24%
Term37 to 48
Last UpdatedMar 23, 2026
Details

Credit Tier: 700-749

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 28, 2026
Details

As Low As; Credit Tier 760>

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
5.28%
36 Months
View
▼
APR5.28%
Term36 Months
Last UpdatedMar 25, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Brand New Vehicles: 2026 or 2025 Models (Not previously sold or traded in)
5.29%
60 Months
View
▼
APR5.29%
Term60 Months
Last UpdatedMar 28, 2026
Details

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
5.48%
48 Months
View
▼
APR5.48%
Term48 Months
Last UpdatedMar 25, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
5.49%
49 to 60
View
▼
APR5.49%
Term49 to 60
Last UpdatedMar 23, 2026
Details

Credit Tier: 750+

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
5.49%
49 to 60
View
▼
APR5.49%
Term49 to 60
Last UpdatedMar 23, 2026
Details

Credit Tier: 700-749

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
815 Columbus St, Rapid City, SD, 57701
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year
View
▼
APR5.49%
Term3-7 year
Last UpdatedMar 24, 2026
Details

As Low As

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Brand New Vehicles: 2026 or 2025 Models (Not previously sold or traded in)
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 28, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Pre-Owned Vehicles: 1-3 Years Old (2025, 2024 & 2023)
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 28, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
5.50%
Up To 36
View
▼
APR5.50%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
5.58%
60 Months
View
▼
APR5.58%
Term60 Months
Last UpdatedMar 25, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
5.74%
73-84
View
▼
APR5.74%
Term73-84
Last UpdatedMar 23, 2026
Details

Credit Tier: 750+; *2022 or newer

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Brand New Vehicles: 2026 or 2025 Models (Not previously sold or traded in)
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 28, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Pre-Owned Vehicles: 1-3 Years Old (2025, 2024 & 2023)
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMar 28, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Pre-Owned Vehicles: 4-5 Years Old (2022 & 2021)
5.74%
48 Months
View
▼
APR5.74%
Term48 Months
Last UpdatedMar 28, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMar 26, 2026
Details

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2022 - 2020)
5.90%
1 - 36
View
▼
APR5.90%
Term1 - 36
Last UpdatedMar 25, 2026
Details

As Low As

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2023 & Newer)
5.90%
1 - 36 Months
View
▼
APR5.90%
Term1 - 36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
5.99%
61 to 72
View
▼
APR5.99%
Term61 to 72
Last UpdatedMar 23, 2026
Details

Credit Tier: 750+

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
5.99%
61 to 72
View
▼
APR5.99%
Term61 to 72
Last UpdatedMar 23, 2026
Details

Credit Tier: 700-749

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Pre-Owned Vehicles: 1-3 Years Old (2025, 2024 & 2023)
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 28, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Pre-Owned Vehicles: 4-5 Years Old (2022 & 2021)
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMar 28, 2026
Details

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedMar 25, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
6.00%
Up To 36
View
▼
APR6.00%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
6.15%
48 Months
View
▼
APR6.15%
Term48 Months
Last UpdatedMar 25, 2026
Details

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2022 - 2020)
6.15%
37 - 60
View
▼
APR6.15%
Term37 - 60
Last UpdatedMar 25, 2026
Details

As Low As

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2023 & Newer)
6.15%
37 - 60 Months
View
▼
APR6.15%
Term37 - 60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
6.24%
37 to 48
View
▼
APR6.24%
Term37 to 48
Last UpdatedMar 23, 2026
Details

Credit Tier: 700-749

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Pre-Owned Vehicles: 1-3 Years Old (2025, 2024 & 2023)
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 28, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Pre-Owned Vehicles: 4-5 Years Old (2022 & 2021)
6.24%
72 Months
View
▼
APR6.24%
Term72 Months
Last UpdatedMar 28, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
6.25%
48 Months
View
▼
APR6.25%
Term48 Months
Last UpdatedMar 26, 2026
Details

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2022 - 2020)
6.40%
61 - 72
View
▼
APR6.40%
Term61 - 72
Last UpdatedMar 25, 2026
Details

As Low As

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2023 & Newer)
6.40%
61 - 72 Months
View
▼
APR6.40%
Term61 - 72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
6.49%
49 to 60
View
▼
APR6.49%
Term49 to 60
Last UpdatedMar 23, 2026
Details

Credit Tier: 700-749

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMar 26, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Pre-Owned Vehicles: 4-5 Years Old (2022 & 2021)
6.59%
84 Months
View
▼
APR6.59%
Term84 Months
Last UpdatedMar 28, 2026
Details

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2022 - 2020)
6.65%
73 - 84
View
▼
APR6.65%
Term73 - 84
Last UpdatedMar 25, 2026
Details

As Low As

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2023 & Newer)
6.65%
73 - 84 Months
View
▼
APR6.65%
Term73 - 84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
6.74%
73-84
View
▼
APR6.74%
Term73-84
Last UpdatedMar 23, 2026
Details

Credit Tier: 700-749; *2022 or newer

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedMar 25, 2026
Details

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2019 - 2014)
6.90%
1 - 36 Months
View
▼
APR6.90%
Term1 - 36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
6.99%
0 to 36
View
▼
APR6.99%
Term0 to 36
Last UpdatedMar 23, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
6.99%
61 to 72
View
▼
APR6.99%
Term61 to 72
Last UpdatedMar 23, 2026
Details

Credit Tier: 700-749

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
6.99%
0 to 36
View
▼
APR6.99%
Term0 to 36
Last UpdatedMar 23, 2026
Details

Credit Tier: 675-699

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
815 Columbus St, Rapid City, SD, 57701
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year
View
▼
APR6.99%
Term3-7 year
Last UpdatedMar 24, 2026
Details

As Low As

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedMar 26, 2026
Details

over $20,000

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
7.15%
60 Months
View
▼
APR7.15%
Term60 Months
Last UpdatedMar 25, 2026
Details

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2019 - 2014)
7.15%
37 - 60 Months
View
▼
APR7.15%
Term37 - 60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
7.24%
37 to 48
View
▼
APR7.24%
Term37 to 48
Last UpdatedMar 23, 2026
Details

Credit Tier: 675-699

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
7.25%
84 Months
View
▼
APR7.25%
Term84 Months
Last UpdatedMar 25, 2026
Details

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
7.45%
72 Months
View
▼
APR7.45%
Term72 Months
Last UpdatedMar 25, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
7.49%
37 to 48
View
▼
APR7.49%
Term37 to 48
Last UpdatedMar 23, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
7.49%
49 to 60
View
▼
APR7.49%
Term49 to 60
Last UpdatedMar 23, 2026
Details

Credit Tier: 675-699

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Platinum
7.50%
Up To 36
View
▼
APR7.50%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
7.50%
72 Months
View
▼
APR7.50%
Term72 Months
Last UpdatedMar 26, 2026
Details

over $20,000

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2013 & Older)
7.65%
1 - 36
View
▼
APR7.65%
Term1 - 36
Last UpdatedMar 25, 2026
Details

As Low As

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
7.74%
0 to 36
View
▼
APR7.74%
Term0 to 36
Last UpdatedMar 23, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
7.99%
0 to 36
View
▼
APR7.99%
Term0 to 36
Last UpdatedMar 23, 2026
Details

Credit Tier: 675-699

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
7.99%
61 to 72
View
▼
APR7.99%
Term61 to 72
Last UpdatedMar 23, 2026
Details

Credit Tier: 675-699

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Platinum
8.00%
48 Months
View
▼
APR8.00%
Term48 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Premier
8.00%
Up To 36
View
▼
APR8.00%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
8.00%
84 Months
View
▼
APR8.00%
Term84 Months
Last UpdatedMar 26, 2026
Details

over $30,000

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
8.00%
Up To 36
View
▼
APR8.00%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
8.24%
37 to 48
View
▼
APR8.24%
Term37 to 48
Last UpdatedMar 23, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
8.24%
37 to 48
View
▼
APR8.24%
Term37 to 48
Last UpdatedMar 23, 2026
Details

Credit Tier: 675-699

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
8.25%
48 Months
View
▼
APR8.25%
Term48 Months
Last UpdatedMar 26, 2026
Details

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
8.45%
84 Months
View
▼
APR8.45%
Term84 Months
Last UpdatedMar 25, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
8.49%
49 to 60
View
▼
APR8.49%
Term49 to 60
Last UpdatedMar 23, 2026
Details

Credit Tier: 675-699

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Platinum
8.50%
60 Months
View
▼
APR8.50%
Term60 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Premier
8.50%
48 Months
View
▼
APR8.50%
Term48 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
8.50%
84 Months
View
▼
APR8.50%
Term84 Months
Last UpdatedMar 26, 2026
Details

over $30,000

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
8.50%
60 Months
View
▼
APR8.50%
Term60 Months
Last UpdatedMar 26, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
8.99%
0 to 36
View
▼
APR8.99%
Term0 to 36
Last UpdatedMar 23, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
8.99%
61 to 72
View
▼
APR8.99%
Term61 to 72
Last UpdatedMar 23, 2026
Details

Credit Tier: 675-699

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
8.99%
73-84
View
▼
APR8.99%
Term73-84
Last UpdatedMar 23, 2026
Details

Credit Tier: 675-699; *2022 or newer

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Premier
9.00%
60 Months
View
▼
APR9.00%
Term60 Months
Last UpdatedMar 26, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
9.24%
0 to 36
View
▼
APR9.24%
Term0 to 36
Last UpdatedMar 23, 2026
Details

Credit Tier: 650-674

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
9.49%
37 to 48
View
▼
APR9.49%
Term37 to 48
Last UpdatedMar 23, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
9.49%
37 to 48
View
▼
APR9.49%
Term37 to 48
Last UpdatedMar 23, 2026
Details

Credit Tier: 650-674

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
9.50%
72 Months
View
▼
APR9.50%
Term72 Months
Last UpdatedMar 26, 2026
Details

over $20,000

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Platinum
9.75%
Up To 36
View
▼
APR9.75%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
9.99%
49 to 60
View
▼
APR9.99%
Term49 to 60
Last UpdatedMar 23, 2026
Details

Credit Tier: 650-674

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Valued
10.00%
Up To 36
View
▼
APR10.00%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
10.24%
0 to 36
View
▼
APR10.24%
Term0 to 36
Last UpdatedMar 23, 2026
Details

Credit Tier: 650-674

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Platinum
10.25%
48 Months
View
▼
APR10.25%
Term48 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Premier
10.25%
Up To 36
View
▼
APR10.25%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
10.49%
37 to 48
View
▼
APR10.49%
Term37 to 48
Last UpdatedMar 23, 2026
Details

Credit Tier: 650-674

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Valued
10.50%
48 Months
View
▼
APR10.50%
Term48 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
10.50%
84 Months
View
▼
APR10.50%
Term84 Months
Last UpdatedMar 26, 2026
Details

over $30,000

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Premier
10.75%
48 Months
View
▼
APR10.75%
Term48 Months
Last UpdatedMar 26, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
10.99%
0 to 36
View
▼
APR10.99%
Term0 to 36
Last UpdatedMar 23, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2015-2020
10.99%
49 to 60
View
▼
APR10.99%
Term49 to 60
Last UpdatedMar 23, 2026
Details

Credit Tier: 650-674

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2021-2026
10.99%
61 to 72
View
▼
APR10.99%
Term61 to 72
Last UpdatedMar 23, 2026
Details

Credit Tier: 650-674

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Valued
11.00%
60 Months
View
▼
APR11.00%
Term60 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
11.00%
Up To 36
View
▼
APR11.00%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
11.25%
48 Months
View
▼
APR11.25%
Term48 Months
Last UpdatedMar 26, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
11.49%
37 to 48
View
▼
APR11.49%
Term37 to 48
Last UpdatedMar 23, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
11.50%
60 Months
View
▼
APR11.50%
Term60 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Valued
12.25%
Up To 36
View
▼
APR12.25%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
12.50%
72 Months
View
▼
APR12.50%
Term72 Months
Last UpdatedMar 26, 2026
Details

over $20,000

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Valued
12.75%
48 Months
View
▼
APR12.75%
Term48 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Builder
13.00%
Up To 36
View
▼
APR13.00%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Builder
13.50%
48 Months
View
▼
APR13.50%
Term48 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
13.50%
84 Months
View
▼
APR13.50%
Term84 Months
Last UpdatedMar 26, 2026
Details

over $30,000

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
13.99%
0 to 36
View
▼
APR13.99%
Term0 to 36
Last UpdatedMar 23, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Builder
14.00%
60 Months
View
▼
APR14.00%
Term60 Months
Last UpdatedMar 26, 2026
Details

Explorers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.21%
1501 Walnut ST, Springfield, SD, 57062
AUTOS: 2014 And Older
14.74%
37 to 48
View
▼
APR14.74%
Term37 to 48
Last UpdatedMar 23, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
15.00%
Up To 36
View
▼
APR15.00%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Builder
15.25%
Up To 36
View
▼
APR15.25%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
15.25%
48 Months
View
▼
APR15.25%
Term48 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
15.50%
60 Months
View
▼
APR15.50%
Term60 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Builder
15.75%
48 Months
View
▼
APR15.75%
Term48 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
16.50%
72 Months
View
▼
APR16.50%
Term72 Months
Last UpdatedMar 26, 2026
Details

over $20,000

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Rebuilder
17.00%
Up To 36
View
▼
APR17.00%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Rebuilder
17.50%
48 Months
View
▼
APR17.50%
Term48 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
17.50%
84 Months
View
▼
APR17.50%
Term84 Months
Last UpdatedMar 26, 2026
Details

over $30,000

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2010 and Older Auto Loan Rebuilder
18.00%
Up To 36
View
▼
APR18.00%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2013 - 2019 Auto Loan Rebuilder
18.00%
60 Months
View
▼
APR18.00%
Term60 Months
Last UpdatedMar 26, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 6-48 months
4.70%
48 Months
View
▼
APR4.70%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 60 months
4.79%
60 Months
View
▼
APR4.79%
Term60 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 6-48 months
4.92%
48 Months
View
▼
APR4.92%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 72 months
5.10%
72 Months
View
▼
APR5.10%
Term72 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 60 months
5.16%
60 Months
View
▼
APR5.16%
Term60 Months
Last UpdatedMar 28, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
New Auto Loan (2022-New)
5.29%
01 - 60 month
View
▼
APR5.29%
Term01 - 60 month
Last UpdatedMar 29, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
5.30%
84 Months
View
▼
APR5.30%
Term84 Months
Last UpdatedMar 28, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
New Auto Loan (2022-New)
5.39%
61 - 72 months
View
▼
APR5.39%
Term61 - 72 months
Last UpdatedMar 29, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 72 months
5.60%
72 Months
View
▼
APR5.60%
Term72 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
5.80%
84 Months
View
▼
APR5.80%
Term84 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 6-48 months
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedMar 28, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
New Auto Loan (2022-New)
6.39%
73 - 84 months
View
▼
APR6.39%
Term73 - 84 months
Last UpdatedMar 29, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 60 months
6.44%
60 Months
View
▼
APR6.44%
Term60 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 72 months
6.80%
72 Months
View
▼
APR6.80%
Term72 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 6-48 months
9.65%
48 Months
View
▼
APR9.65%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 60 months
10.40%
60 Months
View
▼
APR10.40%
Term60 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 72 months
10.80%
72 Months
View
▼
APR10.80%
Term72 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
11.15%
84 Months
View
▼
APR11.15%
Term84 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 6-48 months
13.15%
48 Months
View
▼
APR13.15%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 60 months
14.40%
60 Months
View
▼
APR14.40%
Term60 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 72 months
14.90%
72 Months
View
▼
APR14.90%
Term72 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
New Vehicles (2023 & Newer) 84 months (2025 & Newer)
15.40%
84 Months
View
▼
APR15.40%
Term84 Months
Last UpdatedMar 28, 2026
Details

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
4.45%
Up to 24
View
▼
APR4.45%
TermUp to 24
Last UpdatedMar 28, 2026
Details

As Low As; Credit Tier 760>

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
4.55%
36 Months
View
▼
APR4.55%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As; Credit Tier 760>

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
4.65%
48 Months
View
▼
APR4.65%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As; Credit Tier 760>

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As; Credit Tier 760>

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Brand New Vehicles: 2026 or 2025 Models (Not previously sold or traded in)
4.95%
48 Months
View
▼
APR4.95%
Term48 Months
Last UpdatedMar 28, 2026
Details

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As; Credit Tier 760>

Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD, 57706
2023 and Newer Auto Loan
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 28, 2026
Details

As Low As; Credit Tier 760>

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
5.28%
36 Months
View
▼
APR5.28%
Term36 Months
Last UpdatedMar 25, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Brand New Vehicles: 2026 or 2025 Models (Not previously sold or traded in)
5.29%
60 Months
View
▼
APR5.29%
Term60 Months
Last UpdatedMar 28, 2026
Details

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
5.48%
48 Months
View
▼
APR5.48%
Term48 Months
Last UpdatedMar 25, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
815 Columbus St, Rapid City, SD, 57701
New Autos, SUVs, Trucks, Vans
5.49%
3-7 year
View
▼
APR5.49%
Term3-7 year
Last UpdatedMar 24, 2026
Details

As Low As

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Brand New Vehicles: 2026 or 2025 Models (Not previously sold or traded in)
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 28, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
5.50%
Up To 36
View
▼
APR5.50%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
5.58%
60 Months
View
▼
APR5.58%
Term60 Months
Last UpdatedMar 25, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Brand New Vehicles: 2026 or 2025 Models (Not previously sold or traded in)
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 28, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMar 26, 2026
Details

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2023 & Newer)
5.90%
1 - 36 Months
View
▼
APR5.90%
Term1 - 36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
6.00%
Up To 36
View
▼
APR6.00%
TermUp To 36
Last UpdatedMar 26, 2026
Details

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2023 & Newer)
6.15%
37 - 60 Months
View
▼
APR6.15%
Term37 - 60 Months
Last UpdatedMar 25, 2026
Details

As Low As

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
6.25%
48 Months
View
▼
APR6.25%
Term48 Months
Last UpdatedMar 26, 2026
Details

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2023 & Newer)
6.40%
61 - 72 Months
View
▼
APR6.40%
Term61 - 72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMar 26, 2026
Details

East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD, 57042 2916
Auto Loans (2023 & Newer)
6.65%
73 - 84 Months
View
▼
APR6.65%
Term73 - 84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedMar 25, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedMar 26, 2026
Details

over $20,000

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
New Auto
7.25%
84 Months
View
▼
APR7.25%
Term84 Months
Last UpdatedMar 25, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
7.50%
72 Months
View
▼
APR7.50%
Term72 Months
Last UpdatedMar 26, 2026
Details

over $20,000

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Platinum
8.00%
84 Months
View
▼
APR8.00%
Term84 Months
Last UpdatedMar 26, 2026
Details

over $30,000

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
8.00%
Up To 36
View
▼
APR8.00%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
8.25%
48 Months
View
▼
APR8.25%
Term48 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Premier
8.50%
84 Months
View
▼
APR8.50%
Term84 Months
Last UpdatedMar 26, 2026
Details

over $30,000

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
8.50%
60 Months
View
▼
APR8.50%
Term60 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
9.50%
72 Months
View
▼
APR9.50%
Term72 Months
Last UpdatedMar 26, 2026
Details

over $20,000

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Valued
10.50%
84 Months
View
▼
APR10.50%
Term84 Months
Last UpdatedMar 26, 2026
Details

over $30,000

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
11.00%
Up To 36
View
▼
APR11.00%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
11.25%
48 Months
View
▼
APR11.25%
Term48 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
11.50%
60 Months
View
▼
APR11.50%
Term60 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
12.50%
72 Months
View
▼
APR12.50%
Term72 Months
Last UpdatedMar 26, 2026
Details

over $20,000

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Builder
13.50%
84 Months
View
▼
APR13.50%
Term84 Months
Last UpdatedMar 26, 2026
Details

over $30,000

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
15.00%
Up To 36
View
▼
APR15.00%
TermUp To 36
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
15.25%
48 Months
View
▼
APR15.25%
Term48 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
15.50%
60 Months
View
▼
APR15.50%
Term60 Months
Last UpdatedMar 26, 2026
Details

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
16.50%
72 Months
View
▼
APR16.50%
Term72 Months
Last UpdatedMar 26, 2026
Details

over $20,000

Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD, 57369
2020 - NEW Auto Loan Rebuilder
17.50%
84 Months
View
▼
APR17.50%
Term84 Months
Last UpdatedMar 26, 2026
Details

over $30,000

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2019-2021)
5.49%
*01 - 60 month
View
▼
APR5.49%
Term*01 - 60 month
Last UpdatedMar 29, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2019-2021)
5.79%
61 - 72 months
View
▼
APR5.79%
Term61 - 72 months
Last UpdatedMar 29, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 6-48 months
6.10%
48 Months
View
▼
APR6.10%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 60 months
6.19%
60 Months
View
▼
APR6.19%
Term60 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 6-48 months
6.32%
48 Months
View
▼
APR6.32%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 60 months
6.56%
60 Months
View
▼
APR6.56%
Term60 Months
Last UpdatedMar 28, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2019-2021)
6.79%
**73 - 84 months
View
▼
APR6.79%
Term**73 - 84 months
Last UpdatedMar 29, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2014-2018)
6.89%
*01 - 60 month
View
▼
APR6.89%
Term*01 - 60 month
Last UpdatedMar 29, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 6-48 months
7.64%
48 Months
View
▼
APR7.64%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 60 months
7.84%
60 Months
View
▼
APR7.84%
Term60 Months
Last UpdatedMar 28, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2014-2018)
7.89%
61 - 72 months
View
▼
APR7.89%
Term61 - 72 months
Last UpdatedMar 29, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
8.20%
72 Months
View
▼
APR8.20%
Term72 Months
Last UpdatedMar 28, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2013-Older)
8.39%
*01 - 60 month
View
▼
APR8.39%
Term*01 - 60 month
Last UpdatedMar 29, 2026
Details

Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD, 57110
Used Auto Loan (2013-Older)
8.89%
61 - 72 months
View
▼
APR8.89%
Term61 - 72 months
Last UpdatedMar 29, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 6-48 months
11.05%
48 Months
View
▼
APR11.05%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 60 months
11.80%
60 Months
View
▼
APR11.80%
Term60 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
12.20%
72 Months
View
▼
APR12.20%
Term72 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 6-48 months
14.55%
48 Months
View
▼
APR14.55%
Term48 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 60 months
15.80%
60 Months
View
▼
APR15.80%
Term60 Months
Last UpdatedMar 28, 2026
Details

Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD, 57103 2133
Used Vehicles (2022 & Older) 72 months (2021-2022 only)
16.30%
72 Months
View
▼
APR16.30%
Term72 Months
Last UpdatedMar 28, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Pre-Owned Vehicles: 1-3 Years Old (2025, 2024 & 2023)
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 28, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Pre-Owned Vehicles: 1-3 Years Old (2025, 2024 & 2023)
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMar 28, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Pre-Owned Vehicles: 4-5 Years Old (2022 & 2021)
5.74%
48 Months
View
▼
APR5.74%
Term48 Months
Last UpdatedMar 28, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Pre-Owned Vehicles: 1-3 Years Old (2025, 2024 & 2023)
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 28, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Pre-Owned Vehicles: 4-5 Years Old (2022 & 2021)
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMar 28, 2026
Details

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
6.00%
36 Months
View
▼
APR6.00%
Term36 Months
Last UpdatedMar 25, 2026
Details

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
6.15%
48 Months
View
▼
APR6.15%
Term48 Months
Last UpdatedMar 25, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Pre-Owned Vehicles: 1-3 Years Old (2025, 2024 & 2023)
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 28, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Pre-Owned Vehicles: 4-5 Years Old (2022 & 2021)
6.24%
72 Months
View
▼
APR6.24%
Term72 Months
Last UpdatedMar 28, 2026
Details

Security First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
401 3rd Ave, Martin, SD, 57551
Pre-Owned Vehicles: 4-5 Years Old (2022 & 2021)
6.59%
84 Months
View
▼
APR6.59%
Term84 Months
Last UpdatedMar 28, 2026
Details

Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
815 Columbus St, Rapid City, SD, 57701
Used Autos, SUVs, Trucks, Vans
6.99%
3-7 year
View
▼
APR6.99%
Term3-7 year
Last UpdatedMar 24, 2026
Details

As Low As

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
7.15%
60 Months
View
▼
APR7.15%
Term60 Months
Last UpdatedMar 25, 2026
Details

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
7.45%
72 Months
View
▼
APR7.45%
Term72 Months
Last UpdatedMar 25, 2026
Details

Consumers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
301 highway 18 west, Gregory, SD, 57533 2203
Used Auto
8.45%
84 Months
View
▼
APR8.45%
Term84 Months
Last UpdatedMar 25, 2026
Details

Frequently Asked Questions about Auto Loans in Sioux Falls, South Dakota

How does my credit score affect my car loan rate in South Dakota?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Sioux Falls, South Dakota with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in South Dakota *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Sioux Falls, South Dakota typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Sioux Falls, South Dakota?

Based on our current data, some of the lowest auto loan rates available in Sioux Falls, South Dakota include:
  • Service First Federal Credit Union: 4.70% (New Vehicles (2023 & Newer) 6-48 months)
  • Voyage Federal Credit Union: 5.29% (New Auto Loan (2022-New))
  • Explorers Federal Credit Union: 3.99% (AUTOS: 2021-2026)
  • Sentinel Federal Credit Union: 4.45% (2023 and Newer Auto Loan)
  • Security First Bank: 4.95% (Brand New Vehicles: 2026 or 2025 Models (Not previously sold or traded in))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Sioux Falls, South Dakota. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 29, 2026

Sioux Falls, South Dakota Rates & Resources

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