MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, or the rates shown.
Written by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates and data displayed are actual, verified figures sourced directly from financial institutions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Published: October 12, 2023 | Updated: April 2, 2024

Chartway Credit Union CD Rates 5.30% APY 13-Month Certificate (CDs)

Chartway Credit Union CD rates on the credit union’s special promotional certificates (CDs) are very competitive for short-term CDs. Today’s 13-month CD rates at Chartway Credit Union are at 5.30% APY. If you like the 5.30% APY but are looking for a longer-term CD you’re in luck, Chartway CU is also offering a 23-month certificate with the 5.30% APY.

There is an even longer term CD, Chartway’s 50-month certificate has an APY of 5.00%, not has high but one of the best rates available when compared to similar 48-month term CDs. In fact, that 5.00% rate puts makes Chartway tied for 2nd place on our 48-month rate list.

You can view a complete list of Chartway Credit Union CD rates below and compare those rates to other credit unions.

Charway Credit Union (Certificate) CD Rates

  • Promotional Certificates:
    • 13-Month: 5.20% APY
    • 23-Month: 5.20% APY
    • 50-Month: 4.91% APY
  • Standard Certificates:
    • 6-11 Month: 1.39% APY
    • 12-17 Month: 2.33% APY
    • 18-23 Month: 1.74% APY
    • 24-35 Month: 2.23% APY
    • 36-47 Month: 2.13% APY
    • 48-59 Month: 2.13% APY
    • 60-71 Month: 2.13% APY
  • 12 Month No Penalty: 3.45% APY

Disclosure Details

  • $500 minimum balance to open (or $100 if under 18)
  • Penalties apply for early withdrawal
  • Rates can change
  • Certificates must be funded with new deposits
  • Renewal rates follow current term-specific rates
  • Not offered in VA, NC, UT, NV, or TX

Additional Points

  • Dividends are quarterly compounded
  • Pre-August 1, 2013 legacy certificates get a 0.25% rate boost, except for $90,000+ tiers
  • Renewing certificates earn a 0.10% rate bonus, some exceptions apply

To get current rates, call (800) 678-8765. Effective dates: 13 and 23-month promotional certificates as of May 30, 2023; 50-month promotional certificates as of September 18, 2023. Chartway can change or end offers.

See how this credit union’s certificate rates compare to other credit union rates by using our new free rate lists to find the highest CD rates today.