North American Savings Bank offers seven different types of savings accounts. The 1.11 percent rate and 1.12 percent yield is on NASB’s eSavings Bank Account.
Some of the benefits of the eSavings Bank savings account include ATM access to over 24,000+ surcharge free ATMs nationwide. This is a particularly good benefit since NASB only has nine brick-and-mortar locations around the Kansas City, MO area. There are no monthly maintenance fees and the account is FDIC insured up to the maximum amount allowed by law.
There is a minimum monthly account balance of $100. If your account falls below this minimum and there is no “initiated monetary activity,” you will be charged a fee of $7.50 per cycle. NASB’s website doesn’t go into details about “initiated monetary activity.”
NASB also offers free Financial Education & Management Tools to account holders. You can also download your statements online. Another good feature is NASB’s mobile banking app. You can deposit checks just by taking a picture of the check. There is no need to physically deposit the check.
Listed below are NASB’s other types of savings accounts and their corresponding rates. You can compare this bank’s savings rates with rates from other bank’s rates by using our rate tables at Online Savings Rates.
Savings Account Rates at NASB
| Account Type | APY 1 | Minimum to Open |
|---|---|---|
| Performance Savings | $5,000 | |
| Balance = $5,000 – $24,999 | 0.25%* | |
| Balance = $25,000 – $49,999 | 0.35%* | |
| Balance = $50,000 – $74,999 | 0.45%* | |
| Balance = $75,000 – $124,999 | 0.50%* | |
| Balance = $125,000 – $199,999 | 0.50%* | |
| Balance = $200,000 or Greater | 0.50%* | |
| Select III Savings | $500 | |
| Balance = $.01-$4,999 | 0.10%* | |
| Balance = $5,000-$24,999 | 0.20%* | |
| Balance = $25,000 – $74,999 | 0.35%* | |
| Balance = $75,000 or Greater | 0.45%* | |
| Statement Savings | 0.14% | $100 |
| Smart Savers Savings | 0.34% | $50 |
| Stepping Stones Savings | 0.14% | $25 |
| Deposit the Difference Savings | 0.05% | $50 |
| eSavings Account | 1.12% | $100 |