Mortgage Rates Today: Lowest 30 Year Conforming Rates at 3.625%

Average 30 year mortgage rates today are down again and heading back down to the 4.00 percent level as we predicted last week. Current average 30 year mortgage rates are at 4.16 percent, down from the previous week's average rate of 4.23 percent. Last month it looked like 30 year rates would move above 5.00 percent by the end of 2013, now 30 year rates will probably be below 4.00 percent within the next couple of weeks.