Bank Savings Rates/Money Market Rates April 17, 2013: Top Rates at or Just Above 1.00%

The best savings rates and money market rates for April 17, 2013 remain around 1.00 percent as average rates continue to decline. Rates have been low for years now, due to the Federal Reserve Open Market Committee (FOMC). The FOMC's policy for over five years now has been to keep the federal funds rate just above zero percent.