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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Sunward Rates & Review June 2026

Sunward's 24 month Term CD rates are at 4.00%, 13 Month CD Promo rates are at 3.85%, 16 month rates are at 3.75%, 12 month Term CD rates are at 3.75%, 6 month Term CD rates are at 3.65%. Sunward's savings rates are at 0.05%. Sunward's money market rates are at 0.14%. Sunward's 15 Year Fixed Rate Mortgage rates are at 5.50%, 15 Year Fixed Rate Mortgage rates are at 5.62%, 15/15 Loan rates are at 5.75%, Jumbo 5/5 1 Loan rates are at 5.75%, 15 Year Fixed Rate Mortgage rates are at 5.75%. MonitorBankRates evaluates the financial stability of Sunward with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.78%. Rates were last updated on 06/16/2026.

Sunward money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sunward? Share your experience about Sunward by leaving a review below, or read customer reviews before you decide to use Sunward.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.78%
Excellent Lower than avg
Sunward
CUC Credit Union Center
3707 Juan Tabo Blvd NE
Albuquerque, NM 87111
https://www.slfcu.org
Member NCUA

Sunward CD Rates

Product Rate APY Term View More
24 month Term Certificate 3.93% 4.00% 24 months
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
13 Month Certificate Promo 3.78% 3.85% 13 months
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
16 month 3.69% 3.75% 16 months
Min Balance $100,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
12 month Term Certificate 3.69% 3.75% 12 months
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
6 month Term Certificate 3.59% 3.65% 6 months
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
60 month Term Certificate 3.50% 3.56% 60 months
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
16 month 3.45% 3.51% 16 months
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
36 month Term Certificate 3.45% 3.51% 36 months
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
3 month Term Certificate 3.06% 3.10% 3 months
Min Balance $500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%

Sunward Savings Rates

Product Rate APY View More
Money Market Savings - 1.35%
Min Balance $200,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Money Market Savings - 1.15%
Min Balance $150,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Money Market Savings - 0.95%
Min Balance $100,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Money Market Savings - 0.75%
Min Balance $50,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Money Market Savings - 0.55%
Min Balance $25,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Money Market Savings - 0.40%
Min Balance $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Money Market Savings - 0.25%
Min Balance $2,500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Savings Accounts 0.10% 0.10%
Min Balance $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Savings Accounts 0.05% 0.05%
Min Balance $100
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%

Sunward Money Market Rates

Product Rate APY View More
Power Money Market Account 4.93% 5.04%
Min Balance $1
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Power Money Market Account 3.00% 3.04%
Min Balance $2,500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Power Money Market Account 2.02% 2.04%
Min Balance $5,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Money Market Savings - 1.35%
Min Balance $200,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Money Market Savings - 1.15%
Min Balance $150,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Power Money Market Account 1.04% 1.04%
Min Balance $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Money Market Savings - 0.95%
Min Balance $100,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Money Market Savings - 0.75%
Min Balance $50,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Money Market Savings - 0.55%
Min Balance $25,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Power Money Market Account 0.44% 0.44%
Min Balance $15,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Money Market Savings - 0.40%
Min Balance $10,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Money Market Savings - 0.25%
Min Balance $2,500
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Power Money Market Account 0.14% 0.14%
Min Balance $25,000
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%

Sunward Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed Rate Mortgage 5.50% 0.375% 5.75% 15 Year
Details As low as 5.754%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
15 Year Fixed Rate Mortgage 5.63% 0% 5.82% 15 Year
Details As low as 5.821%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
15/15 Loan 5.75% - 5.90% 30 Years
Details As low as 5.750% Rate; As low as 5.904% APR
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Jumbo 5/5 1 Loan 5.75% - 5.90% 30 Years
Details As low as; Rate: 5.750%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
15 Year Fixed Rate Mortgage 5.75% -0.375% 5.95% 15 Year
Details As low as 5.948%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Jumbo 15/15 Loan 6.00% - 6.17% 30 Years
Details As low as 6.000% Rate; As low as 6.168% APR
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
10 Year Fixed Rate Mortgage 6.00% 0.125% 6.29% 10 Year
Details As low as 6.294%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
30 Year Fixed Rate Mortgage 6.13% 0.625% 6.33% 30 Year
Details As low as 6.331%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
10 Year Fixed Rate Mortgage 6.13% 0% 6.39% 10 Year
Details As low as 6.392%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
30 Year Fixed Rate Mortgage 6.25% 0% 6.40% 30 Year
Details As low as 6.398%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Jumbo 5/5 >80% 1 Loan 6.25% - 6.43% 30 Years
Details As low as; Rate: 6.250%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
10 Year Fixed Rate Mortgage 6.25% -0.125% 6.52% 10 Year
Details As low as 6.518%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
30 Year Fixed Rate Mortgage 6.38% -0.500% 6.53% 30 Year
Details As low as 6.525%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
7/1 1 Loan 6.38% - 6.57% 30 Years
Details As low as 6.375%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
20 Year Fixed Rate Mortgage 6.50% 0.500% 6.74% 20 Year
Details As low as 6.742%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
20 Year Fixed Rate Mortgage 6.63% 0% 6.80% 20 Year
Details As low as 6.804%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
7/1 >80% 1 Loan 6.63% - 6.83% 30 Years
Details As low as 6.625%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Jumbo 7/1 1 Loan 6.63% - 6.83% 30 Years
Details As low as 6.625%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
20 Year Fixed Rate Mortgage 6.75% -0.250% 6.93% 20 Year
Details As low as 6.931%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Jumbo 7/1 >80% 1 Loan 6.88% - 7.10% 30 Years
Details As low as 6.875%
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%

Sunward Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity CreditLine 8.00% - 8.30% 15 years
Details As Low As
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%

Sunward Credit Card Rates

Product Rate APR View More
Visa Platinum Value - 12.50%
Details This APR will vary with the market based on the Prime Rate. No annual fee, no balance transfer fee
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Visa Platinum Value Secured - 14.50%
Details As Low As; This APR will vary with the market based on the Prime Rate. No annual fee, no balance transfer fee
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Visa Platinum Rebate - 14.75%
Details This APR will vary with the market based on the Prime Rate. Earn 1.00% monthly rebate on purchases. No annual fee, no balance transfer fee
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%
Visa Signature - 15.25%
Details This APR will vary with the market based on the Prime Rate. Earn 1.50% monthly rebate on purchases. No annual fee, no balance transfer fee
Last Updated 06/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.78%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Sunward is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sunward rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sunward's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Sunward
Address 3707 Juan Tabo Blvd NE, Albuquerque, NM 87111
Phone 505-293-0500
Fax
President Kim Hedrich
CEO Steph Sherrodd
Full-Time Employees 560
Part-Time Employees 13
Branch Locations 15
ATM Locations 14
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.78%
Return on Assets (ROA)
0.0590%
Return on Equity (ROE)
0.6643%
Non-Performing Loans Ratio (NPL)
0.56%
Total Assets
4,518,048,071
Total Amount of Shares and Deposits
3,277,774,416
Total Shares and Deposits < 1 Year
3,062,199,056
Total Shares and Deposits 1 3 Years
199,962,935
Total Shares and Deposits > 3 Years
15,612,426
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
411,221,887
Total Uninsured Shares and Deposits > $250K (F+J)
411,221,887
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,866,552,529
Total Interest Expense (Sum of items 6 8)
57,438,463
Share Certificates
17,094
Number of Accounts for Share Drafts
106,093
IRA KEOGH Accounts
4,231
Number of Accounts for Regular Shares
208,908
Non Member Deposits
1
Money Market Shares
22,379
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
226,270,963
Total Liabilities
4,239,031,966
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Sunward

How many branches does Sunward operate?

Sunward currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Sunward?

Yes, to access services at Sunward, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Sunward does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sunward provides members with tools to manage their accounts and build a solid financial history.

Does Sunward offer online and mobile banking?

Most modern institutions like Sunward provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.slfcu.org.

Current Sunward Rates

  • 12-Month CD3.75%
  • 24-Month CD4.00%
  • 60-Month CD3.56%
  • Savings0.05%
  • MMA0.14%
Retrieved from our database of financial products. Rates subject to change.