What are the current interest rates at SAFE Credit Union?

Current rates for SAFE Credit Union include: 12-Month CD: 2.43%, 24-Month CD: 2.68%, 60-Month CD: 3.20%, Savings: 0.05%, MMA: 0.05%

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SAFE Credit Union

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SAFE Credit Union Rates & Review June 2026

Q: How many branches does SAFE Credit Union operate?

SAFE Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join SAFE Credit Union?

Yes, to access services at SAFE Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, SAFE Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, SAFE Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 11, 2026

SAFE Credit Union's 6 Month CD Special rates are at 3.45%, 60 month CD rates are at 3.25%, 60 month CD rates are at 3.20%, 48 month CD rates are at 3.09%, 12 Month CD Special rates are at 3.04%. SAFE Credit Union's savings rates are at 0.05%. SAFE Credit Union's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of SAFE Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.70%. Rates were last updated on 06/11/2026.

SAFE Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SAFE Credit Union? Share your experience about SAFE Credit Union by leaving a review below, or read customer reviews before you decide to use SAFE Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.70%

Excellent Lower than avg

SAFE Credit Union
Corporate

2295 Iron Point Rd
Folsom, CA 95630 8766

https://www.safecu.org

SAFE Credit Union CD Rates

Product	Rate	APY	Term
6 Month Certificate Special	3.40%	3.45%	6 Months
Min Deposit $500 Details Capitol Club rate increase is .25% for eligible members. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
60 month Certificate	3.20%	3.25%	60 months
Min Deposit $25,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
60 month Certificate	3.15%	3.20%	60 months
Min Deposit $500 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
48 month Certificate	3.05%	3.09%	48 months
Min Deposit $25,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
12 Month Certificate Special	3.00%	3.04%	12 Months
Min Deposit $500 Details Capitol Club rate increase is .25% for eligible members. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
36 month Certificate	3.00%	3.04%	36 months
Min Deposit $25,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
24 month Certificate	2.90%	2.94%	24 months
Min Deposit $25,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
24 month Bump Up Certificate	2.65%	2.68%	24 Months
Min Deposit $500 Details If a higher non-promotional Bump Up rate becomes available, you may request to change the rate once during term. New rate is applied for remaining term. Penalty-free automatic transfers to a SAFE account allowed on the 1st of each month, providing the transfers will not deplete the certificate prior to maturity. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
24 month Certificate	2.65%	2.68%	24 months
Min Deposit $500 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
12 month Certificate	2.55%	2.58%	12 months
Min Deposit $25,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
12 month Add On Certificate	2.40%	2.43%	12 Months
Min Deposit $25 Details One penalty-free withdrawal up to 50% of balance. Other restrictions may apply. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
12 month Bump Up Certificate	2.40%	2.43%	12 Months
Min Deposit $500 Details If a higher non-promotional Bump Up rate becomes available, you may request to change the rate once during term. New rate is applied for remaining term. Penalty-free automatic transfers to a SAFE account allowed on the 1st of each month, providing the transfers will not deplete the certificate prior to maturity. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
12 month Certificate	2.40%	2.43%	12 months
Min Deposit $500 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
6 month Certificate	2.25%	2.27%	6 months
Min Deposit $25,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
3 month Certificate	1.90%	1.92%	3 months
Min Deposit $500 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%

SAFE Credit Union Savings Rates

Product	Rate	APY
Share Savings	0.70%	0.70%
Min Deposit $5 Min Balance $0 Details Premium dividends when linked to Perfect Cents Checking® Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
IRA Savings	0.35%	0.35%
Min Deposit $25 Min Balance $200,000 Details Dividends paid monthly. Variable rate changes monthly. Deposits accepted at any time. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
IRA Savings	0.30%	0.30%
Min Deposit $25 Min Balance $100,000 Details Dividends paid monthly. Variable rate changes monthly. Deposits accepted at any time. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
IRA Savings	0.25%	0.25%
Min Deposit $25 Min Balance $0 Details Dividends paid monthly. Variable rate changes monthly. Deposits accepted at any time. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Business Share Savings, Business Special Purpose Share	0.05%	0.05%
Min Deposit $5 Min Balance $0 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Share Savings, Kids Club Savings, Young Member Savings, Special Purpose Share Savings	0.05%	0.05%
Min Deposit $5 Min Balance $0 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Young Member Savings	0.05%	0.05%
Min Deposit $5 Min Balance $0 Details Premium dividends when linked to Perfect Cents Checking® Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%

SAFE Credit Union Money Market Rates

Product	Rate	APY
Business Money Market	3.25%	3.30%
Min Deposit $2,000 Min Balance $2,000 Details Qualifications Required: 1) Have no previous member relationship with SAFE Credit Union or have established your membership within the 60 days prior to the Introductory APY account opening; 2) Open a Level Up Money Market or Business Money Market account with a minimum deposit of $2,000 new money (coming from another financial institution); 3) Maintain a minimum of $2,000 for the first three months from account open date; Introductory APY is limited to one account per tax reporting owner and available to accounts opened by June 30, 2026, who meet the following requirements: 1) Have no previous member relationship with SAFE Credit Union or have established your membership within the 60 days prior to the Introductory APY account opening, 2) Open a Level Up Money Market or Business Money Market account with a minimum deposit of $2,000 new money (coming from another financial institution), and 3) Maintain a minimum of $2,000 for the first three months from account open date. Once the three-month period has ended, or the balance falls below $2,000, the dividend rate reverts to the standard Level Up Money Market or Business Money Market variable rate in effect at that time. Introductory APY is paid only on the portion of the balance that falls within each specified tier. Monthly fee of $12 waived if average daily balance equals $2,000 or more. Dividends are paid monthly. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Level Up Money Market	3.25%	3.30%
Min Deposit $2,000 Min Balance $2,000 Details Qualifications Required: 1) Have no previous member relationship with SAFE Credit Union or have established your membership within the 60 days prior to the Introductory APY account opening; 2) Open a Level Up Money Market or Business Money Market account with a minimum deposit of $2,000 new money (coming from another financial institution); 3) Maintain a minimum of $2,000 for the first three months from account open date; Introductory APY is limited to one account per tax reporting owner and available to accounts opened by June 30, 2026, who meet the following requirements: 1) Have no previous member relationship with SAFE Credit Union or have established your membership within the 60 days prior to the Introductory APY account opening, 2) Open a Level Up Money Market or Business Money Market account with a minimum deposit of $2,000 new money (coming from another financial institution), and 3) Maintain a minimum of $2,000 for the first three months from account open date. Once the three-month period has ended, or the balance falls below $2,000, the dividend rate reverts to the standard Level Up Money Market or Business Money Market variable rate in effect at that time. Introductory APY is paid only on the portion of the balance that falls within each specified tier. Monthly fee of $12 waived if average daily balance equals $2,000 or more. Dividends are paid monthly. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Business Money Market	2.20%	2.22%
Min Deposit $2,000 Min Balance $25,000 Details Qualifications Required: 1) Have no previous member relationship with SAFE Credit Union or have established your membership within the 60 days prior to the Introductory APY account opening; 2) Open a Level Up Money Market or Business Money Market account with a minimum deposit of $2,000 new money (coming from another financial institution); 3) Maintain a minimum of $2,000 for the first three months from account open date; Introductory APY is limited to one account per tax reporting owner and available to accounts opened by June 30, 2026, who meet the following requirements: 1) Have no previous member relationship with SAFE Credit Union or have established your membership within the 60 days prior to the Introductory APY account opening, 2) Open a Level Up Money Market or Business Money Market account with a minimum deposit of $2,000 new money (coming from another financial institution), and 3) Maintain a minimum of $2,000 for the first three months from account open date. Once the three-month period has ended, or the balance falls below $2,000, the dividend rate reverts to the standard Level Up Money Market or Business Money Market variable rate in effect at that time. Introductory APY is paid only on the portion of the balance that falls within each specified tier. Monthly fee of $12 waived if average daily balance equals $2,000 or more. Dividends are paid monthly. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Level Up Money Market	2.20%	2.22%
Min Deposit $2,000 Min Balance $25,000 Details Qualifications Required: 1) Have no previous member relationship with SAFE Credit Union or have established your membership within the 60 days prior to the Introductory APY account opening; 2) Open a Level Up Money Market or Business Money Market account with a minimum deposit of $2,000 new money (coming from another financial institution); 3) Maintain a minimum of $2,000 for the first three months from account open date; Introductory APY is limited to one account per tax reporting owner and available to accounts opened by June 30, 2026, who meet the following requirements: 1) Have no previous member relationship with SAFE Credit Union or have established your membership within the 60 days prior to the Introductory APY account opening, 2) Open a Level Up Money Market or Business Money Market account with a minimum deposit of $2,000 new money (coming from another financial institution), and 3) Maintain a minimum of $2,000 for the first three months from account open date. Once the three-month period has ended, or the balance falls below $2,000, the dividend rate reverts to the standard Level Up Money Market or Business Money Market variable rate in effect at that time. Introductory APY is paid only on the portion of the balance that falls within each specified tier. Monthly fee of $12 waived if average daily balance equals $2,000 or more. Dividends are paid monthly. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Business Money Market	1.85%	1.87%
Min Deposit $25 Min Balance $100,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Level Up Money Market	1.85%	1.87%
Min Deposit $25 Min Balance $100,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Business Money Market	1.60%	1.61%
Min Deposit $25 Min Balance $50,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Level Up Money Market	1.60%	1.61%
Min Deposit $25 Min Balance $50,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Business Money Market	1.35%	1.36%
Min Deposit $25 Min Balance $25,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Level Up Money Market	1.35%	1.36%
Min Deposit $25 Min Balance $25,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Preferred Money Market	1.25%	1.26%
Min Deposit $25 Min Balance $0 Details One Preferred Money Market per member. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Business Money Market	0.85%	0.85%
Min Deposit $25 Min Balance $0 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Level Up Money Market	0.85%	0.85%
Min Deposit $25 Min Balance $0 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Preferred Money Market	0.35%	0.22%
Min Deposit $25 Min Balance $500,000 Details Preferred Money Market is a tiered-rate account. Dividend rate is paid only on the portion of the balance that falls within each specified tier. One Preferred Money Market per member. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Preferred Money Market	0.25%	0.19%
Min Deposit $25 Min Balance $250,000 Details Preferred Money Market is a tiered-rate account. Dividend rate is paid only on the portion of the balance that falls within each specified tier. One Preferred Money Market per member. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Preferred Money Market	0.20%	0.17%
Min Deposit $25 Min Balance $100,000 Details Preferred Money Market is a tiered-rate account. Dividend rate is paid only on the portion of the balance that falls within each specified tier. One Preferred Money Market per member. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Capitol Access Money Market	0.15%	0.15%
Min Deposit $25 Min Balance $500,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Preferred Money Market	0.10%	0.15%
Min Deposit $25 Min Balance $2,000 Details Preferred Money Market is a tiered-rate account. Dividend rate is paid only on the portion of the balance that falls within each specified tier. One Preferred Money Market per member. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Capitol Access Money Market	0.10%	0.10%
Min Deposit $25 Min Balance $10,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Capitol Access Money Market	0.05%	0.05%
Min Deposit $25 Min Balance $0 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%

SAFE Credit Union Checking Rates

Product	Rate	APY
Perfect Cents Checking	3.00%	3.04%
Min Deposit $25 Min Balance $3,000 Details Qualifications Required: eStatements enrollment; 10 debit and/or credit card purchase transactions post and settle each month; Dividend rate is paid only on the portion of the balance that falls within each specified tier. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Capitol Checking	0.35%	0.35%
Min Deposit $25 Min Balance $0 Details Qualifications Required: eStatements enrollment; direct deposit of $500 or more deposited into the Capitol Checking; 12 debit and/or credit card purchase transactions post and settle each month; Dividend rate is paid only on the portion of the balance that falls within each specified tier. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Business Checking	0.10%	0.10%
Min Deposit $25 Min Balance $50,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Prestige Checking	0.10%	0.10%
Min Deposit $25 Min Balance $50,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Business Checking	0.08%	0.08%
Min Deposit $25 Min Balance $10,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Prestige Checking	0.07%	0.07%
Min Deposit $25 Min Balance $10,000 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Business Checking	0.05%	0.05%
Min Deposit $25 Min Balance $0 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Capitol Checking	0.05%	0.05%
Min Deposit $25 Min Balance $25,000 Details Qualifications Required: eStatements enrollment; direct deposit of $500 or more deposited into the Capitol Checking; 12 debit and/or credit card purchase transactions post and settle each month; Dividend rate is paid only on the portion of the balance that falls within each specified tier. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Perfect Cents Checking	0.05%	0.05%
Min Deposit $25 Min Balance $3,000 Details Qualifications Required: eStatements enrollment; 10 debit and/or credit card purchase transactions post and settle each month; Dividend rate is paid only on the portion of the balance that falls within each specified tier. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Prestige Checking	0.05%	0.05%
Min Deposit $25 Min Balance $0 Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%

SAFE Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Loan	-	-	7.38%
Details Rates as low as; *Rates and terms subject to change. All loans subject to credit approval and membership eligibility. Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%

SAFE Credit Union Credit Card Rates

Product	Rate	APR
Essential Visa® Credit Card	-	12.29%
Details Intro rate expires: 12 months; Regular APR: 12.29% - 18.99% Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Smart Visa® Credit Card	-	13.29%
Details Intro rate expires: 12 months; Regular APR: 13.29% Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Visa® Business Credit Card	-	13.40%
Details Intro rate expires: 12 months; Regular APR: 13.40% - 19.40% Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Cash Back Visa® Credit Card	-	15.29%
Details Intro rate expires: 12 months; Regular APR: 15.29% - 21.99% Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%
Cash Back+ Visa Signature® Credit Card	-	15.29%
Details Intro rate expires: 12 months; Regular APR: 15.29% - 19.99% Last Updated 06/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.70%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for SAFE Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather SAFE Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with SAFE Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name SAFE Credit Union

Website https://www.safecu.org

Address 2295 Iron Point Rd, Folsom, CA 95630 8766

Phone 916-979-7233

Fax

President Rick Blumenfeld

CEO Faye Nabhani

Full-Time Employees 643

Part-Time Employees 7

Branch Locations 17

ATM Locations 22

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.70%

Return on Assets (ROA)

0.4868%

Return on Equity (ROE)

4.7077%

Non-Performing Loans Ratio (NPL)

0.42%

Total Assets

4,378,462,379

Total Amount of Shares and Deposits

3,927,319,801

Total Shares and Deposits < 1 Year

3,805,119,092

Total Shares and Deposits 1 3 Years

59,995,703

Total Shares and Deposits > 3 Years

62,205,006

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

5,766,745

Total Uninsured Shares and Deposits > $250K (F+J)

36,362,646

Total Insured Shares and Deposits > $250K (item 17 less item K)

3,890,957,155

Total Interest Expense (Sum of items 6 8)

51,948,423

Share Certificates

24,620

Number of Accounts for Share Drafts

168,619

IRA KEOGH Accounts

5,751

Number of Accounts for Regular Shares

159,968

Non Member Deposits

Money Market Shares

28,165

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

375,332,819

Total Liabilities

3,991,990,147

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About SAFE Credit Union

How many branches does SAFE Credit Union operate?

SAFE Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join SAFE Credit Union?

Yes, to access services at SAFE Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, SAFE Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, SAFE Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does SAFE Credit Union offer online and mobile banking?

Most modern institutions like SAFE Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.safecu.org.