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POCU of Maryland Rates & Review June 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: June 19, 2026

You can compare POCU of Maryland rates to other rates in our database, including 12-month share certificate rates currently at 3.00%, 6-month share certificate rates at 3.90% and 3-month share certificate rates at 0.80%. Savings rates are at 0.40% and money market rates are at 3.00%. Mortgage rates on 30-year fixed loans are around 6.16%. All these rates can be compared to POCU of Maryland rates. MonitorBankRates evaluates the financial stability of POCU of Maryland with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.06%. Rates were last updated on 06/19/2026.

POCU of Maryland money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at POCU of Maryland? Share your experience about POCU of Maryland by leaving a review below, or read customer reviews before you decide to use POCU of Maryland.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.06%
Excellent Lower than avg
POCU of Maryland
Main
900 E Fayette St Rm 606
Baltimore, MD 21233 1050
https://www.pocumd.org
Member NCUA

Current Rate Availability

We do not have POCU of Maryland rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for POCU of Maryland is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather POCU of Maryland rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with POCU of Maryland's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name POCU of Maryland
Website https://www.pocumd.org
Address 900 E Fayette St Rm 606, Baltimore, MD 21233 1050
Phone 410-727-5469
Fax 410-727-0929
President David Brignac
CEO Joseph Amellio
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.06%
Return on Assets (ROA)
0.1014%
Return on Equity (ROE)
0.3973%
Non-Performing Loans Ratio (NPL)
1.69%
Total Assets
27,752,333
Total Amount of Shares and Deposits
20,567,168
Total Shares and Deposits < 1 Year
18,929,802
Total Shares and Deposits 1 3 Years
1,637,366
Total Interest Expense (Sum of items 6 8)
83,882
Share Certificates
88
Number of Accounts for Share Drafts
235
IRA KEOGH Accounts
62
Number of Accounts for Regular Shares
2,927
All other shares
306
Money Market Shares
51
Net Income (unless the amount is already included in Undivided Earnings)
30,003
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,835,373
Total Liabilities
20,667,071
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for POCU of Maryland yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About POCU of Maryland

How many branches does POCU of Maryland operate?

POCU of Maryland currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join POCU of Maryland?

Yes, to access services at POCU of Maryland, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, POCU of Maryland does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, POCU of Maryland provides members with tools to manage their accounts and build a solid financial history.

Does POCU of Maryland offer online and mobile banking?

Most modern institutions like POCU of Maryland provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pocumd.org.

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