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Pennsylvania State Employees Credit Union

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Pennsylvania State Employees Credit Union Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pennsylvania State Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 15, 2026

You can compare Pennsylvania State Employees Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.11%, 6-month share certificate rates at 3.25% and 3-month share certificate rates at 0.05%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.19%. All these rates can be compared to Pennsylvania State Employees Credit Union rates. MonitorBankRates evaluates the financial stability of Pennsylvania State Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.00%. Rates were last updated on 06/15/2026.

Pennsylvania State Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pennsylvania State Employees Credit Union? Share your experience about Pennsylvania State Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Pennsylvania State Employees Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.00%

Excellent Lower than avg

Pennsylvania State Employees Credit Union
Elmerton Avenue

1500 Elmerton Ave
Harrisburg, PA 17110

https://www.psecu.com

Current Rate Availability

We do not have Pennsylvania State Employees Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Pennsylvania State Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Pennsylvania State Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pennsylvania State Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Pennsylvania State Employees Credit Union

Website https://www.psecu.com

Address 1500 Elmerton Ave, Harrisburg, PA 17110

Phone 800-237-7328

Fax

President Shawn Weis

CEO George Rudolph

Full-Time Employees 855

Part-Time Employees 10

Branch Locations 16

ATM Locations 7

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.00%

Return on Assets (ROA)

1.1615%

Return on Equity (ROE)

10.2870%

Non-Performing Loans Ratio (NPL)

0.85%

Total Assets

8,998,071,229

Total Amount of Shares and Deposits

7,968,094,872

Total Shares and Deposits < 1 Year

7,585,152,689

Total Shares and Deposits 1 3 Years

328,661,161

Total Shares and Deposits > 3 Years

54,281,021

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

800,825,835

Total Uninsured Shares and Deposits > $250K (F+J)

800,825,835

Total Insured Shares and Deposits > $250K (item 17 less item K)

7,167,269,037

Total Interest Expense (Sum of items 6 8)

123,654,467

Share Certificates

117,776

Number of Accounts for Share Drafts

350,713

IRA KEOGH Accounts

23,419

Number of Accounts for Regular Shares

685,680

All other shares

57,242

Money Market Shares

89,272

Net Income (unless the amount is already included in Undivided Earnings)

104,515,802

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

476,043,325

Total Liabilities

8,017,544,588

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Pennsylvania State Employees Credit Union

How many branches does Pennsylvania State Employees Credit Union operate?

Pennsylvania State Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Pennsylvania State Employees Credit Union?

Yes, to access services at Pennsylvania State Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Pennsylvania State Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pennsylvania State Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Pennsylvania State Employees Credit Union offer online and mobile banking?

Most modern institutions like Pennsylvania State Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.psecu.com.