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Neighborhood Credit Union Rates & Review June 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: June 16, 2026

You can compare Neighborhood Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.51%, 6-month share certificate rates at 4.04% and 3-month share certificate rates at 3.45%. Savings rates are at 0.20% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.00%. All these rates can be compared to Neighborhood Credit Union rates. MonitorBankRates evaluates the financial stability of Neighborhood Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.88%. Rates were last updated on 06/16/2026.

Neighborhood Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Neighborhood Credit Union? Share your experience about Neighborhood Credit Union by leaving a review below, or read customer reviews before you decide to use Neighborhood Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.88%
Excellent Higher than avg
Neighborhood Credit Union
Corporate Office
13649 Montfort Dr
Dallas, TX 75240 2521
https://www.myncu.com
Member NCUA

Current Rate Availability

We do not have Neighborhood Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Neighborhood Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Neighborhood Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Neighborhood Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Neighborhood Credit Union
Website https://www.myncu.com
Address 13649 Montfort Dr, Dallas, TX 75240 2521
Phone 214-748-9393
Fax
President Dwayne Boozer
CEO Chet Kimmell
Full-Time Employees 184
Part-Time Employees 6
Branch Locations 18
ATM Locations 14
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.88%
Return on Assets (ROA)
0.3840%
Return on Equity (ROE)
3.6532%
Non-Performing Loans Ratio (NPL)
1.32%
Total Assets
1,124,348,506
Total Amount of Shares and Deposits
997,274,141
Total Shares and Deposits < 1 Year
913,382,865
Total Shares and Deposits 1 3 Years
69,944,150
Total Shares and Deposits > 3 Years
13,947,125
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
80,805,673
Total Uninsured Shares and Deposits > $250K (F+J)
80,805,673
Total Insured Shares and Deposits > $250K (item 17 less item K)
916,468,468
Total Interest Expense (Sum of items 6 8)
16,409,460
Share Certificates
5,899
Number of Accounts for Share Drafts
46,552
IRA KEOGH Accounts
2,235
Number of Accounts for Regular Shares
88,109
All other shares
3,435
Non Member Deposits
22
Money Market Shares
522
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
27,243,398
Total Liabilities
1,016,449,073
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Neighborhood Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Neighborhood Credit Union

How many branches does Neighborhood Credit Union operate?

Neighborhood Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Neighborhood Credit Union?

Yes, to access services at Neighborhood Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Neighborhood Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Neighborhood Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Neighborhood Credit Union offer online and mobile banking?

Most modern institutions like Neighborhood Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myncu.com.

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