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Memorial Credit Union Houston, TX

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Memorial Credit Union Houston, TX Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Memorial Credit Union Houston, TX provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 21, 2026

You can compare Memorial Credit Union Houston, TX rates to other rates in our database, including 12-month share certificate rates currently at 0.03%, 6-month share certificate rates at 3.44% and 3-month share certificate rates at 0.30%. Savings rates are at 4.20% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 6.00%. All these rates can be compared to Memorial Credit Union Houston, TX rates. MonitorBankRates evaluates the financial stability of Memorial Credit Union Houston, TX with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.91%. Rates were last updated on 06/21/2026.

Memorial Credit Union Houston, TX money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Memorial Credit Union Houston, TX? Share your experience about Memorial Credit Union Houston, TX by leaving a review below, or read customer reviews before you decide to use Memorial Credit Union Houston, TX.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.91%

Excellent Lower than avg

Memorial Credit Union Houston, TX
EXECUTIVE BRANCH

7789 Southwest fwy Ste 175
Houston, TX 77074 1831

https://www.memorialcu.org

Current Rate Availability

We do not have Memorial Credit Union Houston, TX rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Memorial Credit Union Houston, TX is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Memorial Credit Union Houston, TX rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Memorial Credit Union Houston, TX's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Memorial Credit Union Houston, TX

Website https://www.memorialcu.org

Address 7789 Southwest fwy Ste 175, Houston, TX 77074 1831

Phone 713-778-6300

Fax 713-778-6320

President Vicki Jones

CEO THOMAS ROGERS

Full-Time Employees 28

Part-Time Employees 0

Branch Locations 5

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.91%

Return on Assets (ROA)

-0.1571%

Return on Equity (ROE)

-1.4437%

Non-Performing Loans Ratio (NPL)

0.53%

Total Assets

87,101,455

Total Amount of Shares and Deposits

77,189,618

Total Shares and Deposits < 1 Year

76,952,416

Total Shares and Deposits 1 3 Years

237,203

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,042,775

Total Uninsured Shares and Deposits > $250K (F+J)

2,042,775

Total Insured Shares and Deposits > $250K (item 17 less item K)

75,146,843

Total Interest Expense (Sum of items 6 8)

417,763

Share Certificates

264

Number of Accounts for Share Drafts

3,205

IRA KEOGH Accounts

163

Number of Accounts for Regular Shares

9,861

Non Member Deposits

Money Market Shares

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

8,253,490

Total Liabilities

77,638,618

Source: NCUA — Last Updated 09/30/2025

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Memorial Credit Union Houston, TX earned the Verified Strong badge

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Customer Reviews

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Frequently Asked Questions About Memorial Credit Union Houston, TX

How many branches does Memorial Credit Union Houston, TX operate?

Memorial Credit Union Houston, TX currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Memorial Credit Union Houston, TX?

Yes, to access services at Memorial Credit Union Houston, TX, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Memorial Credit Union Houston, TX does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Memorial Credit Union Houston, TX provides members with tools to manage their accounts and build a solid financial history.

Does Memorial Credit Union Houston, TX offer online and mobile banking?

Most modern institutions like Memorial Credit Union Houston, TX provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.memorialcu.org.