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MARSHALL T and P EMPLOYEES Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 25, 2026

You can compare MARSHALL T and P EMPLOYEES rates to other rates in our database, including 12-month share certificate rates currently at 3.50%, 6-month share certificate rates at 3.28% and 3-month share certificate rates at 4.10%. Savings rates are at 0.50% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 5.92%. All these rates can be compared to MARSHALL T and P EMPLOYEES rates. MonitorBankRates evaluates the financial stability of MARSHALL T and P EMPLOYEES with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.71%. Rates were last updated on 04/25/2026.

MARSHALL T and P EMPLOYEES money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MARSHALL T and P EMPLOYEES? Share your experience about MARSHALL T and P EMPLOYEES by leaving a review below, or read customer reviews before you decide to use MARSHALL T and P EMPLOYEES.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.71%
Excellent Lower than avg
Bank of Edison
MARSHALL TandP EMPLOYEES FEDERAL CREDIT UNION
406 GREENWOOD AVE
MARSHALL, TX 75670
Member NCUA

Current Rate Availability

We do not have MARSHALL T and P EMPLOYEES rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for MARSHALL T and P EMPLOYEES is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MARSHALL T and P EMPLOYEES rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MARSHALL T and P EMPLOYEES's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name MARSHALL T and P EMPLOYEES
Website
Address 406 GREENWOOD AVE, MARSHALL, TX 75670
Phone 903-938-2311
Fax 903-935-0175
President BRADLEY SKINNER
CEO DENISE DORCHESTER
Full-Time Employees 3
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.71%
Return on Assets (ROA)
0.8739%
Return on Equity (ROE)
4.5988%
Non-Performing Loans Ratio (NPL)
0.50%
Total Assets
16,188,579
Total Amount of Shares and Deposits
12,973,504
Total Shares and Deposits < 1 Year
12,973,502
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,973,504
Total Interest Expense (Sum of items 6 8)
322,402
Share Certificates
126
IRA KEOGH Accounts
49
Number of Accounts for Regular Shares
1,412
Net Income (unless the amount is already included in Undivided Earnings)
141,479
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
591,932
Total Liabilities
13,112,131
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About MARSHALL T and P EMPLOYEES

Is MARSHALL T and P EMPLOYEES a safe place to deposit money?

Yes, MARSHALL T and P EMPLOYEES is considered a safe financial institution. With a Texas Ratio of 1.7089513620903%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does MARSHALL T and P EMPLOYEES operate?

MARSHALL T and P EMPLOYEES currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join MARSHALL T and P EMPLOYEES?

Yes, to access services at MARSHALL T and P EMPLOYEES, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, MARSHALL T and P EMPLOYEES does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MARSHALL T and P EMPLOYEES provides members with tools to manage their accounts and build a solid financial history.

Does MARSHALL T and P EMPLOYEES offer online and mobile banking?

Most modern institutions like MARSHALL T and P EMPLOYEES provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

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