What are the current interest rates at Lions Share Federal Credit Union?

Current rates for Lions Share Federal Credit Union include: 12-Month CD: 3.03%

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Lions Share Federal Credit Union

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Lions Share Federal Credit Union Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lions Share Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 16, 2026

Lions Share Federal Credit Union's 12 Month Save To Win CD rates are at 3.03%. MonitorBankRates evaluates the financial stability of Lions Share Federal Credit Union with a 2.8 Star Rating, an C- Overall Health Grade, and a Texas Ratio of 10.98%. Rates were last updated on 06/16/2026.

Lions Share Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lions Share Federal Credit Union? Share your experience about Lions Share Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Lions Share Federal Credit Union.

Overall Health & Safety Grade

C-

Below Average Health Score: 72/100

MonitorBankRates Rating

2.8

Fair Out of 5.0 Stars

Texas Ratio

10.98%

Excellent Higher than avg

Lions Share Federal Credit Union
Headquarters

850 Harrison Rd
Salisbury, NC 28147 9021

https://www.lionsharecu.org

Lions Share Federal Credit Union CD Rates

Product	Rate	APY	Term	View More
12 Month Save To Win Certificate	-	3.03%	12 Month
Min Deposit $25 Details Earn Entries into monthly and quarterly prize drawings for every $25 deposited. Grow Your Savings with a 3.03% APY* and the chance to win cash prizes! Monthly Cash Prizes ranging from $25 to $1,000 awarded each month. Over 150 Winners are chosen every month. Up to $5,000 in quarterly prizes too! Last Updated 06/16/2026 Institution Ratings 4.8 Star Rating B+ Health Grade ◈ Texas Ratio: 10.98%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Lions Share Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Lions Share Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lions Share Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Lions Share Federal Credit Union

Website https://www.lionsharecu.org

Address 850 Harrison Rd, Salisbury, NC 28147 9021

Phone 704-636-0643

Fax 704-637-6311

President Kara Goode

CEO Ronald Baron

Full-Time Employees 29

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

2.8 / 5.0 ★

Overall Health & Safety Grade

C- (72/100)

Texas Ratio

10.98%

Return on Assets (ROA)

-3.6121%

Return on Equity (ROE)

-75.3714%

Non-Performing Loans Ratio (NPL)

0.98%

Total Assets

61,286,452

Total Amount of Shares and Deposits

58,115,787

Total Shares and Deposits < 1 Year

54,223,810

Total Shares and Deposits 1 3 Years

3,537,171

Total Shares and Deposits > 3 Years

354,806

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

5,203,516

Total Uninsured Shares and Deposits > $250K (F+J)

5,203,516

Total Insured Shares and Deposits > $250K (item 17 less item K)

52,912,271

Total Interest Expense (Sum of items 6 8)

643,799

Share Certificates

473

Number of Accounts for Share Drafts

5,852

Number of Accounts for Regular Shares

11,756

Money Market Shares

811

Net Income (unless the amount is already included in Undivided Earnings)

-2,213,727

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,340,894

Total Liabilities

58,650,481

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Lions Share Federal Credit Union yet. Feel free to create one below.

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Average Rating

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Total Reviews

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Frequently Asked Questions About Lions Share Federal Credit Union

How many branches does Lions Share Federal Credit Union operate?

Lions Share Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Lions Share Federal Credit Union?

Yes, to access services at Lions Share Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Lions Share Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lions Share Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Lions Share Federal Credit Union offer online and mobile banking?

Most modern institutions like Lions Share Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lionsharecu.org.