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Advertiser Disclosure
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 Corazo Credit Union Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: June 11, 2026
Corazo Credit Union's 60 Month rates are at 4.50%, 48 Month rates are at 4.25%, 36 Month rates are at 4.00%, 24 Month rates are at 3.75%, 24 Month IRA rates are at 3.75%. Corazo Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Corazo Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.90%. Rates were last updated on 06/11/2026. Corazo Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Corazo Credit Union? Share your experience about Corazo Credit Union by leaving a review below, or read customer reviews before you decide to use Corazo Credit Union. 
Corazo Credit Union CD Rates
Corazo Credit Union Savings Rates
Corazo Credit Union Home Equity & HELOC
Corazo Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Corazo Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Corazo Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Corazo Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Corazo Credit Union
Website
https://www.corazocu.com/
Address
1602 W Main St,
El Centro, CA 92243 2232
Phone
760-352-1540
Fax
760-352-1887
President
Alexis Araujo
CEO
Fidel Gonzalez
Full-Time Employees
58
Part-Time Employees
9
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.90%
Return on Assets (ROA)
2.7717%
Return on Equity (ROE)
18.2983%
Non-Performing Loans Ratio (NPL)
1.57%
Total Assets
219,647,617
Total Amount of Shares and Deposits
184,558,184
Total Shares and Deposits < 1 Year
167,265,267
Total Shares and Deposits 1 3 Years
11,267,541
Total Shares and Deposits > 3 Years
6,025,376
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
18,349,210
Total Uninsured Shares and Deposits > $250K (F+J)
18,349,210
Total Insured Shares and Deposits > $250K (item 17 less item K)
166,208,974
Total Interest Expense (Sum of items 6 8)
2,138,982
Share Certificates
788
Number of Accounts for Share Drafts
14,474
IRA KEOGH Accounts
259
Number of Accounts for Regular Shares
24,188
All other shares
1,586
Money Market Shares
85
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,875,590
Total Liabilities
186,867,942
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Corazo Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Corazo Credit Union
Frequently Asked Questions About Corazo Credit UnionHow many branches does Corazo Credit Union operate?Corazo Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Corazo Credit Union?Yes, to access services at Corazo Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Corazo Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Corazo Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Corazo Credit Union offer online and mobile banking?Most modern institutions like Corazo Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.corazocu.com/. Current Corazo Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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